Best Crypto Cards in Kenya
As of Oct 16, 2026, 13 crypto cards are available in Kenya; lowest annual fee: none (RedotPay and 6 others); highest cashback: up to 12% (Hyperbeat).
| Card | Region | Cashback | Annual fee | FX fee | Requirements | ||||
|---|---|---|---|---|---|---|---|---|---|
| Global | 201 countries | – | None | 1.2% on non-default-currency transactions | – | – | – | – | |
| Global | 154 countries | – | $20/year | $0.10 + 1.5% per international transaction | – | Credit | Visa | Third National | |
| 47 countries | – | None | – | Visa | Third National | ||||
| Global | 216 countries | – | None | 1% on non-USD purchases; up to 2% with abroad fee | – | – | Visa | Rain | |
| Global | 50 countries | – | 0% Avici markup; Visa may charge 0.4-1% cross-border on non-USD transactions | – | Credit | Visa | Third National | ||
| Global | 173 countries | 1% – 8% | None | 1.5% on non-USD transactions (Visa exchange rate markup) | Debit | Visa | – | ||
| Global | 48 countries | None | Approx. 1% card-network fee passed through at cost; no Ethena Pay markup | – | Spend | Visa | Third National | ||
| Global | 50 countries | 0.2% base; up to 1% everyday; 3%–12% by trading volume with rolling 30-day spend caps | – | 0.4%–1% | None | Spend | Visa | Third National | |
| Rain-issued markets | 43 countries | 2% base; 4% after at least 2 qualifying referrals in the previous calendar month | None | 1% | – | Debit | Visa | Rain | |
| Global | 110 countries | – | – | Visa exchange rate + 0% markup | – | – | Visa | – | |
| Global | 79 countries | 0.5% – 8% | – | None | None | Debit | Visa | – | |
| Global | 222 countries | – | – | 1% fee plus the applicable foreign exchange rate | – | Credit | Visa | – | |
PayitFast Card | Global | 189 countries | 3% | – | 2.2% on non-USD transactions (card agreement; pricing page differs) | Credit | Visa | Third National Bank |
Frequently asked questions
Which crypto cards are available in Kenya?
As of Oct 16, 2026, 13 crypto cards are available in Kenya: RedotPay, Solayer, Exa, Tuyo, Avici, Bitunix Card, Ethena Pay, Hyperbeat, Jupiter Card, MEXC Global Card, Wirex One, Ruvo Card and PayitFast Card.
Which crypto cards have no annual fee in Kenya?
7 crypto cards available in Kenya have a tier with no annual fee: RedotPay, Exa, Tuyo, Avici, Bitunix Card, Ethena Pay and Jupiter Card.
Which crypto card has the highest cashback in Kenya?
Hyperbeat offers the highest disclosed cashback in Kenya: up to 12%.