EtherFi vs MetaMask
As of Oct 16, 2026, EtherFi is available in 85 countries and offers up to 4% cashback; MetaMask is available in 45 countries, offers up to 1% cashback and has a tier with no annual fee.
Card terms
| EtherFi | MetaMask | |
|---|---|---|
| Lowest annual fee | Not disclosed | None |
| Highest cashback | Up to 4% | Up to 1% |
| Base cashback | 3% | 1% |
| Lowest FX fee | 0.25% | 0% |
| Availability | 85 countries | 45 countries |
| Tiers | 4 | 2 |
| Card network | Visa | Mastercard |
| Card type | Credit | Debit |
| Custody | Self-custodial | Self-custodial |
| Chains | Not disclosed | Base, Linea, Monad, Solana |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Terms verified | Aug 30, 2026 | Sep 28, 2026 |