Ethena Pay
Spend · Visa · Terms verified Sep 29, 2026
Terms, rewards, fees, eligibility, supported assets, and source-backed disclosures for every card issued by Ethena. Compare all crypto cards.
- Cashback
- 0% – 5%
- Lowest annual fee
- None
- Lowest FX fee
- 1%
- Available in
- 48 countries
Compare tiers
| StandardGlobal | ProGlobal | VIPGlobal | ||
|---|---|---|---|---|
| Rewards and perks | ||||
| Cashback | 4% first $2,500/month; 1% next $1,500; 0% thereafter | 4.5% first $8,000/month; 2% next $2,000; 1% next $2,000; 0.5% thereafter | 5% first $20,000/month; 2% next $10,000; 1% next $10,000; 0.5% thereafter | |
Same on every tier
Eligibility and availability
- Countries
- United Arab Emirates
- Antigua & Barbuda
- Argentina
- Australia
- Barbados
- Bolivia
- Brazil
- Bahamas
- KYC / credit check
- KYC/identity verification required
Rewards and perks
- Payout asset
- AVAX
- Referral bonus
- $30 USD equivalent in AVAX
Fees and ATM access
- Annual fee
- None
- FX fee
- Approx. 1% card-network fee passed through at cost; no Ethena Pay markup
- ATM withdrawals
- Yes
- ATM terms
- $1.00 + 0.65% per withdrawal
- Cross-border fee (transactions with foreign merchants)
- None
- Late payment
- Up to $40
- Replacement card
- None
- Returned payment
- Up to $29
- Virtual card issuance
- None
Card and crypto support
- Card type
- Spend
- Network
- Visa
- Form
- Virtual
- Issuer
- Third National
- Custody
- Self Custodial
- Supported chains
- Arbitrum
- Ethereum
- Optimism
- Polygon
Integrations and limits
- Apple Pay
- Yes
- Google Pay
- Yes
- IBAN
- Yes
Not publicly disclosed: Requirements, Subscription, Staking requirement, Payout cap, Perks, Signup bonus, Free ATM allowance, Supported coins, Daily spending limit, Monthly spending limit.
Disclosure status and sources (111)
Standard
Annual Fee
Explicitly noneAnnual Fee Amount
Explicitly noneApple Pay
ConfirmedAtm Withdrawals
ConfirmedCard Classification
ConfirmedCashback Base
ConfirmedCashback Currency
ConfirmedCashback Maximum
ConfirmedCashback Rate
ConfirmedCredit Check Kyc Requirements
ConfirmedCustody Type
ConfirmedDaily Spending Limit
Not disclosed: Not PublishedDomestic Atm Fee
ConfirmedDomestic Atm Fee Rate
ConfirmedFee After Limit
Not disclosed: Not PublishedFree Withdrawal Limit
Not disclosed: Not PublishedFx Fee
ConfirmedFx Fee Rate
ConfirmedGoogle Pay
ConfirmedIban
ConfirmedInternational Atm Fee
ConfirmedInternational Atm Fee Rate
ConfirmedIssuer
ConfirmedMaximum Cashback Per Month
Not disclosed: Not PublishedMonthly Spending Limit
Not disclosed: Not PublishedNetwork
ConfirmedOther Fee
ConfirmedOther Fees
ConfirmedPerks
Not disclosed: Not PublishedReferral Bonus
ConfirmedSignup Bonus
Not disclosed: Not PublishedStaking
Not disclosed: Not PublishedSubscription
Not disclosed: Not PublishedSupported Chains
ConfirmedSupported Coins
Not disclosed: Not PublishedSupported Countries
ConfirmedVirtual Physical
ConfirmedPro
Annual Fee
Explicitly noneAnnual Fee Amount
Explicitly noneApple Pay
ConfirmedAtm Withdrawals
ConfirmedCard Classification
ConfirmedCashback Base
ConfirmedCashback Currency
ConfirmedCashback Maximum
ConfirmedCashback Rate
ConfirmedCredit Check Kyc Requirements
ConfirmedCustody Type
ConfirmedDaily Spending Limit
Not disclosed: Not PublishedDomestic Atm Fee
ConfirmedDomestic Atm Fee Rate
ConfirmedFee After Limit
Not disclosed: Not PublishedFree Withdrawal Limit
Not disclosed: Not PublishedFx Fee
ConfirmedFx Fee Rate
ConfirmedGoogle Pay
ConfirmedIban
ConfirmedInternational Atm Fee
ConfirmedInternational Atm Fee Rate
ConfirmedIssuer
ConfirmedMaximum Cashback Per Month
Not disclosed: Not PublishedMonthly Spending Limit
Not disclosed: Not PublishedNetwork
ConfirmedOther Fee
ConfirmedOther Fees
ConfirmedPerks
Not disclosed: Not PublishedReferral Bonus
ConfirmedSignup Bonus
Not disclosed: Not PublishedStaking
Not disclosed: Not PublishedSubscription
Not disclosed: Not PublishedSupported Chains
ConfirmedSupported Coins
Not disclosed: Not PublishedSupported Countries
ConfirmedVirtual Physical
ConfirmedVIP
Annual Fee
Explicitly noneAnnual Fee Amount
Explicitly noneApple Pay
ConfirmedAtm Withdrawals
ConfirmedCard Classification
ConfirmedCashback Base
ConfirmedCashback Currency
ConfirmedCashback Maximum
ConfirmedCashback Rate
ConfirmedCredit Check Kyc Requirements
ConfirmedCustody Type
ConfirmedDaily Spending Limit
Not disclosed: Not PublishedDomestic Atm Fee
ConfirmedDomestic Atm Fee Rate
ConfirmedFee After Limit
Not disclosed: Not PublishedFree Withdrawal Limit
Not disclosed: Not PublishedFx Fee
ConfirmedFx Fee Rate
ConfirmedGoogle Pay
ConfirmedIban
ConfirmedInternational Atm Fee
ConfirmedInternational Atm Fee Rate
ConfirmedIssuer
ConfirmedMaximum Cashback Per Month
Not disclosed: Not PublishedMonthly Spending Limit
Not disclosed: Not PublishedNetwork
ConfirmedOther Fee
ConfirmedOther Fees
ConfirmedPerks
Not disclosed: Not PublishedReferral Bonus
ConfirmedSignup Bonus
Not disclosed: Not PublishedStaking
Not disclosed: Not PublishedSubscription
Not disclosed: Not PublishedSupported Chains
ConfirmedSupported Coins
Not disclosed: Not PublishedSupported Countries
ConfirmedVirtual Physical
Confirmed