Best Crypto Cards in Nigeria
As of Oct 16, 2026, 8 crypto cards are available in Nigeria; lowest annual fee: none (RedotPay and 2 others); highest cashback: up to 12% (Hyperbeat).
| Card | Region | Cashback | Annual fee | FX fee | Requirements | ||||
|---|---|---|---|---|---|---|---|---|---|
| Global | 201 countries | – | None | 1.2% on non-default-currency transactions | – | – | – | – | |
| 47 countries | – | None | – | Visa | Third National | ||||
| Global | 173 countries | 1% – 8% | None | 1.5% on non-USD transactions (Visa exchange rate markup) | Debit | Visa | – | ||
| Global | 50 countries | 0.2% base; up to 1% everyday; 3%–12% by trading volume with rolling 30-day spend caps | – | 0.4%–1% | None | Spend | Visa | Third National | |
| Global | 110 countries | – | – | Visa exchange rate + 0% markup | – | – | Visa | – | |
| Global | 79 countries | 0.5% – 8% | – | None | None | Debit | Visa | – | |
| Global | 222 countries | – | – | 1% fee plus the applicable foreign exchange rate | – | Credit | Visa | – | |
PayitFast Card | Global | 189 countries | 3% | – | 2.2% on non-USD transactions (card agreement; pricing page differs) | Credit | Visa | Third National Bank |
Frequently asked questions
Which crypto cards are available in Nigeria?
As of Oct 16, 2026, 8 crypto cards are available in Nigeria: RedotPay, Exa, Bitunix Card, Hyperbeat, MEXC Global Card, Wirex One, Ruvo Card and PayitFast Card.
Which crypto cards have no annual fee in Nigeria?
3 crypto cards available in Nigeria have a tier with no annual fee: RedotPay, Exa and Bitunix Card.
Which crypto card has the highest cashback in Nigeria?
Hyperbeat offers the highest disclosed cashback in Nigeria: up to 12%.