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Best Crypto Cards in Ghana
As of Oct 16, 2026, 13 crypto cards are available in Ghana; lowest annual fee: none (RedotPay and 6 others); highest cashback: up to 12% (Hyperbeat).
| Card | Region | Cashback | Annual fee | FX fee | Requirements | ||||
|---|---|---|---|---|---|---|---|---|---|
| Global | 201 countries | — | None | 1.2% on non-default-currency transactions | — | — | — | — | |
| Global | 154 countries | — | $20/year | $0.10 + 1.5% per international transaction | — | Credit | Visa | Third National | |
| 47 countries | — | None | — | Visa | Third National | ||||
| Global | 216 countries | — | None | 1% on non-USD purchases; up to 2% with abroad fee | — | — | Visa | Rain | |
| Global | 50 countries | — | 0% Avici markup; Visa may charge 0.4-1% cross-border on non-USD transactions | — | Credit | Visa | Third National | ||
| Global | 173 countries | 1% – 8% | None | 1.5% on non-USD transactions (Visa exchange rate markup) | Debit | Visa | — | ||
| Global | 48 countries | None | Approx. 1% card-network fee passed through at cost; no Ethena Pay markup | — | Spend | Visa | Third National | ||
| Global | 50 countries | 0.2% base; up to 1% everyday; 3%–12% by trading volume with rolling 30-day spend caps | — | 0.4%–1% | None | Spend | Visa | Third National | |
| Rain-issued markets | 43 countries | 2% base; 4% after at least 2 qualifying referrals in the previous calendar month | None | 1% | — | Debit | Visa | Rain | |
| Global | 110 countries | — | — | Visa exchange rate + 0% markup | — | — | Visa | — | |
| Global | 17 countries | 1% | — | ≈0.5% partner pass-through; no VaultLeap markup | $4,000+/month card spend | Prepaid | Visa | Lead Bank | |
| Global | 79 countries | 0.5% – 8% | — | None | None | Debit | Visa | — | |
| Global | 222 countries | — | — | 1% fee plus the applicable foreign exchange rate | — | Credit | Visa | — |
Frequently asked questions
Which crypto cards are available in Ghana?
As of Oct 16, 2026, 13 crypto cards are available in Ghana: RedotPay, Solayer, Exa, Tuyo, Avici, Bitunix Card, Ethena Pay, Hyperbeat, Jupiter Card, MEXC Global Card, VaultLeap, Wirex One and Ruvo Card.
Which crypto cards have no annual fee in Ghana?
7 crypto cards available in Ghana have a tier with no annual fee: RedotPay, Exa, Tuyo, Avici, Bitunix Card, Ethena Pay and Jupiter Card.
Which crypto card has the highest cashback in Ghana?
Hyperbeat offers the highest disclosed cashback in Ghana: up to 12%.