Lend
On-chain AUM$1.87m
Platform totals
Live assets3
Chains8
DeFi TVL$0
DeFi TVL / AUM0%
Confirmed attestations3 / 3
Primary accessPermissioned (3)
Totals for filtered assets
3
$1.87m
$1.87m
$0
1
| Name | Asset Group | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Lend Conflans - Residential RedevelopmentopLEND-3 | Real Estate | $1.16 | $865,668 | $865,668 | $0 | 0% | Lend | Real Estate | RE Credit | Permissioned | Asset | RWA | Lend SA | Yes | Yes | Yes | Yes | Yes | Yes | |||
 Lend Datacenter Facility - Saint-HerblainopLEND-1 | Real Estate | $1.16 | $581,295 | $581,295 | $0 | 0% | Lend | Real Estate | RE Credit | Permissioned | Asset | RWA | Lend SA | Yes | Yes | Yes | Yes | Yes | Yes | |||
 Lend Vouziers - Commercial UnitsopLEND-2 | Real Estate | $1.16 | $423,795 | $423,795 | $0 | 0% | Lend | Real Estate | RE Credit | Permissioned | Asset | RWA | Lend SA | Yes | Yes | Yes | Yes | Yes | Yes |
About Lend
Lend is a French-regulated tokenization platform for real estate operations operating under EU MiCA-compliant framework. Each operation is structured through a dedicated SPV with Lend holding preferential rights; investors receive tokenized bonds (opLEND-N series) with fixed APR ranging 9–15%. Capital can be subscribed in USDC from 38+ chains and is aggregated to the primary chain via LayerZero OFT. A secondary marketplace (Lend DEX) enables early exit. Self-Repaying Loan feature uses Aave for users to borrow USDC against crypto and invest. Audited by Hashlock (Dec 2025, all High severity findings resolved). Chainlink USD/EUR oracle integration. Diamond-proxy contract architecture with admin-controlled refund/whitelist powers (centralized by design for regulatory compliance).
Profile
- Primary chain
- Ethereum
- Parent platform
- Lend
- Issuer
- Lend SA
- Oracle
- Chainlink
Attestations & milestones
- Attestation frequency
- On audit + monthly investor reporting per operation
- Last attestation
- 2025-12 (Hashlock v2)
Issuer registry, regulation & leadership
Issuer registry
Lend SA — French-incorporated (Société Anonyme) tokenization platform for real estate operations. Operates under EU MiCA-compliant regulatory partner framework. Legal counsel: D&A Partners. Bonds issued as private placement under Article L.411-2 French Code Monétaire et Financier to qualified investors. Smart contracts audited by Hashlock Pty Ltd (Australian audit firm, Dec 2025 Final Report v2): audit scope Admin.sol/Invest.sol/Operations.sol/Utils.sol/Storage.sol (Solidity ^0.8.27, Diamond proxy pattern, OpenZeppelin-based); findings: 1 High (resolved), 1 Medium (acknowledged — intentional centralized design for regulatory refunds), 2 Low (1 resolved, 1 acknowledged), 2 QA (both resolved). Centralized admin powers (refunds, whitelisting, peer config) by design for regulatory compliance. Multichain via LayerZero OFT (Ethereum primary, 8 chains supported). Chainlink USD/EUR oracle for FX conversion. Team active in Web3 since 2019. Current operations TVL ~$864K USDC (DefiLlama PR #19472 adapter run). Operations: Vouziers Commercial Units ($423K @ 12.5%), Saint-Herblain Datacenter ($581K @ 9%), Conflans Residential (upcoming $866K @ 10%).