Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Ask about TrueFi · freeTrueFi(TRU)
Total Value Locked$21,708
TVL by Chain
Ethereum$21,641
Arbitrum$67.04
Key Metrics
Incentives 1y$0
Incentives 30d$0
Incentives 7d$0
Incentives 24h$0
Cumulative Incentives$0
Market Cap$1.1m
$TRU Price$0.00088
Fully Diluted Valuation$1.1m
Outstanding FDV$1.27m
$TRU Volume 24h$2,560
CEX Volume$2,513
DEX Volume$142.33(5.56% of total)
Staked$18,384(1.67% of mcap)
Active Loans$7.66m
Total Raised$12.5m
Aug 4, 2021$12.5mRound: Investors: BlockTower Capital, a16z, Alameda Research
Protocol Information
Earn high yields on stablecoin loans and borrow capital without collateral
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubIncentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.
Competitors
TrueFi history
TVL is the default DefiLlama definition, which excludes Active Loans and Staking. Daily values are UTC snapshots from Nov 22, 2020 to Oct 23, 2026.
All-time high TVL: $813.68m on Aug 15, 2021. All-time low TVL: $13,819 on Aug 3, 2026.
Daily TVL, Sep 24, 2026 to Oct 23, 2026
| Date | TVL |
|---|---|
| Sep 24, 2026 | $21,730 |
| Sep 25, 2026 | $21,733 |
| Sep 26, 2026 | $21,743 |
| Sep 27, 2026 | $21,728 |
| Sep 28, 2026 | $21,788 |
| Sep 29, 2026 | $21,744 |
| Sep 30, 2026 | $21,729 |
| Oct 1, 2026 | $21,734 |
| Oct 2, 2026 | $21,731 |
| Oct 3, 2026 | $21,732 |
| Oct 4, 2026 | $21,730 |
| Oct 5, 2026 | $21,734 |
| Oct 6, 2026 | $21,706 |
| Oct 7, 2026 | $21,741 |
| Oct 8, 2026 | $21,730 |
| Oct 9, 2026 | $21,698 |
| Oct 10, 2026 | $21,724 |
| Oct 11, 2026 | $21,718 |
| Oct 12, 2026 | $21,726 |
| Oct 13, 2026 | $21,718 |
| Oct 14, 2026 | $21,750 |
| Oct 15, 2026 | $21,731 |
| Oct 16, 2026 | $21,726 |
| Oct 17, 2026 | $21,718 |
| Oct 18, 2026 | $21,722 |
| Oct 19, 2026 | $21,718 |
| Oct 20, 2026 | $21,738 |
| Oct 21, 2026 | $21,697 |
| Oct 22, 2026 | $21,662 |
| Oct 23, 2026 | $21,725 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $43,619 |
| Dec 31, 2024 | $43,786 |
| Jan 31, 2025 | $37,882 |
| Feb 28, 2025 | $49,673 |
| Mar 31, 2025 | $36,677 |
| Apr 30, 2025 | $36,505 |
| May 31, 2025 | $145,100 |
| Jun 30, 2025 | $33,790 |
| Jul 31, 2025 | $26,602 |
| Aug 31, 2025 | $26,597 |
| Sep 30, 2025 | $25,865 |
| Oct 31, 2025 | $33,799 |
| Nov 30, 2025 | $25,745 |
| Dec 31, 2025 | $26,397 |
| Jan 31, 2026 | $24,363 |
| Feb 28, 2026 | $21,677 |
| Mar 31, 2026 | $21,738 |
| Apr 30, 2026 | $21,725 |
| May 31, 2026 | $21,312 |
| Jun 30, 2026 | $21,701 |
| Jul 31, 2026 | $14,225 |
| Aug 31, 2026 | $21,718 |
| Sep 30, 2026 | $21,729 |
| Oct 23, 2026 (latest) | $21,725 |
TVL at each year end, Dec 31, 2020 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2020 | $9.1m |
| Dec 31, 2021 | $293.69m |
| Dec 31, 2022 | $3.7m |
| Dec 31, 2023 | $70,557 |
| Dec 31, 2024 | $43,786 |
| Dec 31, 2025 | $26,397 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/truefi
Frequently asked questions
What is TrueFi's TVL?
As of Oct 23, 2026, TrueFi has $21,708 in total value locked. TVL has increased 0.2% over the past 30 days.
What chains does TrueFi operate on?
TrueFi operates on 2 chains: Ethereum and Arbitrum. Ethereum holds the largest share at 99.7%.
What is the TRU token price and valuation?
TRU is currently trading at $0.00088. Its circulating market capitalization is $1.1m, ranking it #3,322. Its fully diluted valuation is $1.1m. Supply currently stands at 1.257b circulating, 1.257b total supply.
How has TRU performed recently?
TRU is down 0.3% over the past 7 days and up 5.9% over the past 30 days. Its all-time high is $1.02, reached on Aug 12, 2021. The token is currently 99.9% below that level.
How does TrueFi's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, TrueFi ranks #12 by TVL. The category holds $25.26m across 19 protocols, and TrueFi accounts for 0.1% of that total. Similar protocols include Accountable, Union Protocol, Clearpool Lending, Pareto Credit, cSigma Finance, 3Jane Lending, Wildcat Protocol, Goldfinch, Credit Coop, and Ribbon Lend.
How much has been borrowed through TrueFi?
As of Oct 23, 2026, TrueFi has $7.66m in active loans.