Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Total Value Locked$200,544
TVL by Chain
Ethereum$200,505
Base$39.22
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$9.72m
Total Raised$4.5m
Aug 29, 2025$4.5mRound: SeedInvestors: Maven 11, Lightspeed Faction, Coinbase Ventures, Signature Ventures, dlab, Veris Ventures, TRGC
Protocol Information
Credit Coop is transforming credit markets with blockchain-powered infrastructure that turns business cash flows into programmable collateral. Credit Coop is building the foundation for a new generation of credit markets that are transparent, programmable, and settle 24/7/365
Methodology
TVL: TVL is the liquid side of each Credit Coop vault: idle cash, deposits held in Morpho vaults through the liquid strategy, and pending deposits. Credit facilities drawn by borrowers are reported separately as borrowed.View code on GitHubCompetitors
Credit Coop history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 24, 2025 to Oct 20, 2026.
All-time high TVL: $8.9m on Dec 16, 2025. All-time low TVL: $5,408 on Jun 15, 2026.
Daily TVL, Sep 21, 2026 to Oct 20, 2026
| Date | TVL |
|---|---|
| Sep 21, 2026 | $269,503 |
| Sep 22, 2026 | $274,366 |
| Sep 23, 2026 | $189,334 |
| Sep 24, 2026 | $189,005 |
| Sep 25, 2026 | $188,819 |
| Sep 26, 2026 | $182,295 |
| Sep 27, 2026 | $182,314 |
| Sep 28, 2026 | $182,321 |
| Sep 29, 2026 | $182,367 |
| Sep 30, 2026 | $182,371 |
| Oct 1, 2026 | $185,928 |
| Oct 2, 2026 | $185,965 |
| Oct 3, 2026 | $189,281 |
| Oct 4, 2026 | $189,305 |
| Oct 5, 2026 | $189,320 |
| Oct 6, 2026 | $189,338 |
| Oct 7, 2026 | $189,365 |
| Oct 8, 2026 | $192,692 |
| Oct 9, 2026 | $192,694 |
| Oct 10, 2026 | $192,750 |
| Oct 11, 2026 | $192,763 |
| Oct 12, 2026 | $192,793 |
| Oct 13, 2026 | $192,823 |
| Oct 14, 2026 | $192,855 |
| Oct 15, 2026 | $199,012 |
| Oct 16, 2026 | $200,387 |
| Oct 17, 2026 | $200,480 |
| Oct 18, 2026 | $200,478 |
| Oct 19, 2026 | $200,505 |
| Oct 20, 2026 | $200,540 |
TVL at each month end, Oct 2025 to Oct 2026
| Date | TVL |
|---|---|
| Oct 31, 2025 | $8.61m |
| Nov 30, 2025 | $8.7m |
| Dec 31, 2025 | $6.83m |
| Jan 31, 2026 | $6.89m |
| Feb 28, 2026 | $6.97m |
| Mar 31, 2026 | $7.32m |
| Apr 30, 2026 | $4.53m |
| May 31, 2026 | $51,267 |
| Jun 30, 2026 | $18,194 |
| Jul 31, 2026 | $36,158 |
| Aug 31, 2026 | $806,445 |
| Sep 30, 2026 | $182,371 |
| Oct 20, 2026 (latest) | $200,540 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/credit-coop
Frequently asked questions
What is Credit Coop's TVL?
As of Oct 20, 2026, Credit Coop has $200,544 in total value locked. TVL has decreased 25.6% over the past 30 days.
What chains does Credit Coop operate on?
Credit Coop operates on 2 chains: Ethereum and Base. Ethereum holds the largest share at 100%.
How does Credit Coop's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Credit Coop ranks #6 by TVL. The category holds $19.54m across 19 protocols, and Credit Coop accounts for 1% of that total. Similar protocols include Accountable, Union Protocol, Clearpool Lending, cSigma Finance, 3Jane Lending, Wildcat Protocol, Goldfinch, Pareto Credit, Ribbon Lend, and dAMM Finance.
How much has been borrowed through Credit Coop?
As of Oct 20, 2026, Credit Coop has $9.72m in active loans.