Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.

Ask about Credit Coop
Logo of Credit Coop

Credit Coop

Total Value Locked$200,544

TVL by Chain

Ethereum$200,505

Base$39.22

The chart plots Active Loans as its own series; it is not part of the TVL above.

Key Metrics

Active Loans$9.72m

Total Raised$4.5m

Aug 29, 2025$4.5mRound: SeedInvestors: Maven 11, Lightspeed Faction, Coinbase Ventures, Signature Ventures, dlab, Veris Ventures, TRGC

Loading chart...

Protocol Information

Credit Coop is transforming credit markets with blockchain-powered infrastructure that turns business cash flows into programmable collateral. Credit Coop is building the foundation for a new generation of credit markets that are transparent, programmable, and settle 24/7/365

Methodology

TVL: TVL is the liquid side of each Credit Coop vault: idle cash, deposits held in Morpho vaults through the liquid strategy, and pending deposits. Credit facilities drawn by borrowers are reported separately as borrowed.View code on GitHub

Competitors

Credit Coop history

TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 24, 2025 to Oct 20, 2026.

All-time high TVL: $8.9m on Dec 16, 2025. All-time low TVL: $5,408 on Jun 15, 2026.

Daily TVL, Sep 21, 2026 to Oct 20, 2026

DateTVL
Sep 21, 2026$269,503
Sep 22, 2026$274,366
Sep 23, 2026$189,334
Sep 24, 2026$189,005
Sep 25, 2026$188,819
Sep 26, 2026$182,295
Sep 27, 2026$182,314
Sep 28, 2026$182,321
Sep 29, 2026$182,367
Sep 30, 2026$182,371
Oct 1, 2026$185,928
Oct 2, 2026$185,965
Oct 3, 2026$189,281
Oct 4, 2026$189,305
Oct 5, 2026$189,320
Oct 6, 2026$189,338
Oct 7, 2026$189,365
Oct 8, 2026$192,692
Oct 9, 2026$192,694
Oct 10, 2026$192,750
Oct 11, 2026$192,763
Oct 12, 2026$192,793
Oct 13, 2026$192,823
Oct 14, 2026$192,855
Oct 15, 2026$199,012
Oct 16, 2026$200,387
Oct 17, 2026$200,480
Oct 18, 2026$200,478
Oct 19, 2026$200,505
Oct 20, 2026$200,540

TVL at each month end, Oct 2025 to Oct 2026

DateTVL
Oct 31, 2025$8.61m
Nov 30, 2025$8.7m
Dec 31, 2025$6.83m
Jan 31, 2026$6.89m
Feb 28, 2026$6.97m
Mar 31, 2026$7.32m
Apr 30, 2026$4.53m
May 31, 2026$51,267
Jun 30, 2026$18,194
Jul 31, 2026$36,158
Aug 31, 2026$806,445
Sep 30, 2026$182,371
Oct 20, 2026 (latest)$200,540

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/credit-coop

Frequently asked questions

What is Credit Coop's TVL?

As of Oct 20, 2026, Credit Coop has $200,544 in total value locked. TVL has decreased 25.6% over the past 30 days.

What chains does Credit Coop operate on?

Credit Coop operates on 2 chains: Ethereum and Base. Ethereum holds the largest share at 100%.

How does Credit Coop's TVL compare to similar protocols?

Among Uncollateralized Lending protocols tracked by DefiLlama, Credit Coop ranks #6 by TVL. The category holds $19.54m across 19 protocols, and Credit Coop accounts for 1% of that total. Similar protocols include Accountable, Union Protocol, Clearpool Lending, cSigma Finance, 3Jane Lending, Wildcat Protocol, Goldfinch, Pareto Credit, Ribbon Lend, and dAMM Finance.

How much has been borrowed through Credit Coop?

As of Oct 20, 2026, Credit Coop has $9.72m in active loans.