Total Value Locked$3.4m
TVL by Chain
Ethereum$3.4m
Arbitrum$2,244
Plasma$486.96
Avalanche$20
Base$12.77
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$2.82m
Total Raised$8m
May 9, 2023$2.5mRound: SeedInvestors: Electric Capital, Coinbase Ventures, Circle Ventures, Robot Ventures, MEXC Ventures
Jul 9, 2024$5.5mRound: StrategicInvestors: Electric Capital, Maelstrom, Arete Capital, Delta Blockchain Fund, Inception Capital, Blizzard Fund, Will Price, eric.eth, Mike Silagadze, Rok Kopp, Mckenna, Danish Chaudhry, Defi Dad, Nomatic, Joe Takayama, Steve Lee
Protocol Information
TermFinance is a fixed rate borrow/lend protocol pioneering an auction model to originate fixed rate, fixed term crypto backed loans at scale.
Audits:
Methodology
TVL: Counts tokens held by Term Finance's term repo lockers: collateral backing open loans, plus purchase tokens locked as auction offers or repaid and awaiting lender redemption.View code on GitHubCompetitors
TermFinance Lend history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jun 8, 2023 to Nov 5, 2026.
All-time high TVL: $68.31m on Dec 17, 2024. All-time low TVL: $5,967 on Jun 27, 2023.
Daily TVL, Oct 7, 2026 to Nov 5, 2026
| Date | TVL |
|---|---|
| Oct 7, 2026 | $3.65m |
| Oct 8, 2026 | $3.64m |
| Oct 9, 2026 | $3.63m |
| Oct 10, 2026 | $3.59m |
| Oct 11, 2026 | $3.57m |
| Oct 12, 2026 | $3.58m |
| Oct 13, 2026 | $3.57m |
| Oct 14, 2026 | $3.58m |
| Oct 15, 2026 | $3.57m |
| Oct 16, 2026 | $3.58m |
| Oct 17, 2026 | $3.55m |
| Oct 18, 2026 | $3.53m |
| Oct 19, 2026 | $3.54m |
| Oct 20, 2026 | $3.54m |
| Oct 21, 2026 | $3.54m |
| Oct 22, 2026 | $3.54m |
| Oct 23, 2026 | $3.54m |
| Oct 24, 2026 | $3.53m |
| Oct 25, 2026 | $3.53m |
| Oct 26, 2026 | $3.53m |
| Oct 27, 2026 | $3.53m |
| Oct 28, 2026 | $3.53m |
| Oct 29, 2026 | $3.53m |
| Oct 30, 2026 | $3.51m |
| Oct 31, 2026 | $3.51m |
| Nov 1, 2026 | $3.51m |
| Nov 2, 2026 | $3.52m |
| Nov 3, 2026 | $3.52m |
| Nov 4, 2026 | $3.4m |
| Nov 5, 2026 | $3.41m |
TVL at each month end, Dec 2024 to Nov 2026
| Date | TVL |
|---|---|
| Dec 31, 2024 | $54.63m |
| Jan 31, 2025 | $64.31m |
| Feb 28, 2025 | $39.94m |
| Mar 31, 2025 | $38.67m |
| Apr 30, 2025 | $26.33m |
| May 31, 2025 | $34.25m |
| Jun 30, 2025 | $28.98m |
| Jul 31, 2025 | $36.74m |
| Aug 31, 2025 | $40.9m |
| Sep 30, 2025 | $42.11m |
| Oct 31, 2025 | $45.74m |
| Nov 30, 2025 | $13.73m |
| Dec 31, 2025 | $7.82m |
| Jan 31, 2026 | $240,625 |
| Feb 28, 2026 | $1.83m |
| Mar 31, 2026 | $1.33m |
| Apr 30, 2026 | $1.28m |
| May 31, 2026 | $4.18m |
| Jun 30, 2026 | $53,313 |
| Jul 31, 2026 | $3.41m |
| Aug 31, 2026 | $4.57m |
| Sep 30, 2026 | $3.64m |
| Oct 31, 2026 | $3.51m |
| Nov 5, 2026 (latest) | $3.41m |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $13.25m |
| Dec 31, 2024 | $54.63m |
| Dec 31, 2025 | $7.82m |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/termfinance-lend
Frequently asked questions
What is TermFinance Lend's TVL?
As of Nov 5, 2026, TermFinance Lend has $3.4m in total value locked. TVL has decreased 6.7% over the past 30 days.
What chains does TermFinance Lend operate on?
TermFinance Lend operates on 5 chains: Ethereum, Arbitrum, Plasma, Avalanche, and Base. Ethereum holds the largest share at 99.9%.
How does TermFinance Lend's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, TermFinance Lend ranks #91 by TVL. The category holds $49.779b across 521 protocols, and TermFinance Lend accounts for <0.1% of that total. Similar protocols include Aave V3, Euler V2, Morpho Blue, Fluid Lending, Folks Finance xChain, OmniBTC, Impermax V2, Tarot, Granary Finance, and Ajna V2.
How much has been borrowed through TermFinance Lend?
As of Nov 5, 2026, TermFinance Lend has $2.82m in active loans.