Total Value Locked$3.58m
TVL by Chain
Avalanche$2.8m
Polygon$508,968
Monad$176,330
Arbitrum$32,701
Ethereum$25,480
Base$18,978
Sei$7,685
BSC$6,600
Key Metrics
Fees 30d$15,399
Fees 30d by chain
Avalanche$15,211
Polygon$84.74
Ethereum$45.66
Monad$35.68
Arbitrum$19.15
Base$4.94
Sei$0.55
BSC$0.13
Fees 7d$3,130
Avalanche$3,111
Ethereum$10.31
Polygon$5.23
Monad$3.96
Base$0.85
Arbitrum$0.50
BSC$0
Sei$0
Fees 24h$279
Avalanche$276
Ethereum$1.47
Monad$0.43
Polygon$0.25
Base$0.12
Arbitrum$0.06
BSC$0
Sei$0
Cumulative Fees$691,388
Avalanche$398,949
Polygon$230,908
Monad$49,501
Sei$6,222
Ethereum$4,392
Arbitrum$995.30
Base$338.24
BSC$74.44
Revenue 30d$1,537
Revenue 30d by chain
Avalanche$1,518
Polygon$8.51
Ethereum$4.58
Monad$3.56
Arbitrum$1.93
Base$0.40
BSC$0
Sei$0
Revenue 7d$310.87
Avalanche$308.82
Ethereum$1.04
Polygon$0.54
Monad$0.39
Base$0.07
Arbitrum$0.04
BSC$0
Sei$0
Revenue 24h$27.72
Avalanche$27.49
Ethereum$0.15
Monad$0.04
Polygon$0.03
Base$0.01
Arbitrum$0
BSC$0
Sei$0
Cumulative Revenue$69,154
Avalanche$39,891
Polygon$23,118
Monad$4,954
Sei$619.43
Ethereum$437.86
Arbitrum$98.32
Base$29.28
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Active Loans$731,280
Protocol Information
Crosschain DeFi Hub offering crosschain lending and borrowing.
Audits:
Methodology
TVL: In Folks Finance's xChain lending native assets remain on their native chains while crosschain assets like USDC are pooled together, which can be accessed equally from all connected networks. TVL counts for each pool: deposited, borrowed variable and borrowed stable total amounts.View code on GitHubFees: Borrow interest paid across all xChain hub pools.View code on GitHubRevenue: Protocol share of borrow interest (retention rate per pool).View code on GitHubHolders Revenue: View code on GitHubCompetitors
Folks Finance xChain history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 3, 2024 to Nov 4, 2026.
All-time high TVL: $36.22m on Sep 19, 2025. All-time low TVL: $375,495 on Oct 14, 2024.
Daily TVL, Oct 6, 2026 to Nov 4, 2026
| Date | TVL |
|---|---|
| Oct 6, 2026 | $6.68m |
| Oct 7, 2026 | $6.66m |
| Oct 8, 2026 | $6.19m |
| Oct 9, 2026 | $5.71m |
| Oct 10, 2026 | $5.67m |
| Oct 11, 2026 | $5.61m |
| Oct 12, 2026 | $5.56m |
| Oct 13, 2026 | $5.21m |
| Oct 14, 2026 | $4.84m |
| Oct 15, 2026 | $4.72m |
| Oct 16, 2026 | $4.74m |
| Oct 17, 2026 | $4.62m |
| Oct 18, 2026 | $4.56m |
| Oct 19, 2026 | $4.51m |
| Oct 20, 2026 | $4.44m |
| Oct 21, 2026 | $4.38m |
| Oct 22, 2026 | $4.32m |
| Oct 23, 2026 | $4.03m |
| Oct 24, 2026 | $3.92m |
| Oct 25, 2026 | $3.88m |
| Oct 26, 2026 | $3.85m |
| Oct 27, 2026 | $3.82m |
| Oct 28, 2026 | $4.06m |
| Oct 29, 2026 | $4.05m |
| Oct 30, 2026 | $3.6m |
| Oct 31, 2026 | $3.72m |
| Nov 1, 2026 | $3.71m |
| Nov 2, 2026 | $3.73m |
| Nov 3, 2026 | $3.65m |
| Nov 4, 2026 | $3.57m |
TVL at each month end, Dec 2024 to Nov 2026
| Date | TVL |
|---|---|
| Dec 31, 2024 | $7.38m |
| Jan 31, 2025 | $7.64m |
| Feb 28, 2025 | $6.97m |
| Mar 31, 2025 | $7.65m |
| Apr 30, 2025 | $8.21m |
| May 31, 2025 | $9.39m |
| Jun 30, 2025 | $15.56m |
| Jul 31, 2025 | $19.02m |
| Aug 31, 2025 | $28.25m |
| Sep 30, 2025 | $31.51m |
| Oct 31, 2025 | $26.9m |
| Nov 30, 2025 | $21.03m |
| Dec 31, 2025 | $22.02m |
| Jan 31, 2026 | $18.83m |
| Feb 28, 2026 | $15.05m |
| Mar 31, 2026 | $14.03m |
| Apr 30, 2026 | $9.37m |
| May 31, 2026 | $8.89m |
| Jun 30, 2026 | $6.58m |
| Jul 31, 2026 | $5.18m |
| Aug 31, 2026 | $5.13m |
| Sep 30, 2026 | $6.8m |
| Oct 31, 2026 | $3.72m |
| Nov 4, 2026 (latest) | $3.57m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $7.38m |
| Dec 31, 2025 | $22.02m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Nov 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $89,322 | $8,930 | $0 |
| Nov 2025 | $65,585 | $6,557 | $0 |
| Dec 2025 | $71,344 | $7,134 | $0 |
| Jan 2026 | $66,838 | $6,689 | $0 |
| Feb 2026 | $52,716 | $5,268 | $0 |
| Mar 2026 | $40,960 | $4,099 | $0 |
| Apr 2026 | $62,315 | $6,235 | $0 |
| May 2026 | $42,437 | $4,241 | $0 |
| Jun 2026 | $30,649 | $3,061 | $0 |
| Jul 2026 | $18,670 | $1,876 | $0 |
| Aug 2026 | $13,114 | $1,323 | $0 |
| Sep 2026 | $25,684 | $2,567 | $0 |
| Oct 2026 | $16,950 | $1,692 | $0 |
| Nov 2026 (to date) | $1,670 | $165.96 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance-xchain
Frequently asked questions
What is Folks Finance xChain's TVL?
As of Nov 4, 2026, Folks Finance xChain has $3.58m in total value locked. TVL has decreased 46.8% over the past 30 days.
What chains does Folks Finance xChain operate on?
Folks Finance xChain operates on 8 chains: Avalanche, Polygon, Monad, Arbitrum, and Ethereum and 3 others. Avalanche holds the largest share at 78.3%.
How much has Folks Finance xChain generated in fees and revenue?
Over the past 30 days, Folks Finance xChain generated $15,399 in fees. Of that, $1,537 was protocol revenue. Based on the trailing year, the annualized rate is $501,228 in fees and $50,138 in revenue.
How does Folks Finance xChain's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Folks Finance xChain ranks #89 by TVL. The category holds $50.489b across 520 protocols, and Folks Finance xChain accounts for <0.1% of that total. Similar protocols include Morpho Blue, Aave V3, Euler V2, OmniBTC, Tarot, Ajna V2, Prime Protocol, Unitus, Avalon Finance, and dForce Lending.
How much has been borrowed through Folks Finance xChain?
As of Nov 4, 2026, Folks Finance xChain has $731,280 in active loans.