Ask about TermFinance · freeTotal Value Locked$5.44m
TVL by Chain
Ethereum$3.78m
Avalanche$1.65m
Plasma$8,355
Arbitrum$8,217
Base$53
BSC$0
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$2.96m
Total Raised$8m
May 9, 2023$2.5mRound: SeedInvestors: Electric Capital, Coinbase Ventures, Circle Ventures, Robot Ventures, MEXC Ventures
Jul 9, 2024$5.5mRound: StrategicInvestors: Electric Capital, Maelstrom, Arete Capital, Delta Blockchain Fund, Inception Capital, Blizzard Fund, Will Price, eric.eth, Mike Silagadze, Rok Kopp, Mckenna, Danish Chaudhry, Defi Dad, Nomatic, Joe Takayama, Steve Lee
Protocol Information
TermFinance is a fixed rate borrow/lend protocol pioneering an auction model to originate fixed rate, fixed term crypto backed loans at scale.
- TermFinance LendLending
- TermFinance VaultsYield
- TermFinance ParityRisk Curators
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Hacks
Date: Aug 23, 2026
Protocol: TermFinance Vaults
Amount: $8.5m
Classification: Governance
Technique: Malicious Proposal
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
TermFinance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jun 8, 2023 to Oct 29, 2026.
All-time high TVL: $92.19m on Oct 7, 2025. All-time low TVL: $5,967 on Jun 27, 2023.
Daily TVL, Sep 30, 2026 to Oct 29, 2026
| Date | TVL |
|---|---|
| Sep 30, 2026 | $5.29m |
| Oct 1, 2026 | $5.29m |
| Oct 2, 2026 | $5.29m |
| Oct 3, 2026 | $5.29m |
| Oct 4, 2026 | $5.3m |
| Oct 5, 2026 | $5.31m |
| Oct 6, 2026 | $5.31m |
| Oct 7, 2026 | $5.31m |
| Oct 8, 2026 | $5.3m |
| Oct 9, 2026 | $5.28m |
| Oct 10, 2026 | $5.47m |
| Oct 11, 2026 | $5.46m |
| Oct 12, 2026 | $5.47m |
| Oct 13, 2026 | $5.46m |
| Oct 14, 2026 | $5.47m |
| Oct 15, 2026 | $5.47m |
| Oct 16, 2026 | $5.47m |
| Oct 17, 2026 | $5.45m |
| Oct 18, 2026 | $5.44m |
| Oct 19, 2026 | $5.44m |
| Oct 20, 2026 | $5.44m |
| Oct 21, 2026 | $5.44m |
| Oct 22, 2026 | $5.45m |
| Oct 23, 2026 | $5.45m |
| Oct 24, 2026 | $5.44m |
| Oct 25, 2026 | $5.44m |
| Oct 26, 2026 | $5.44m |
| Oct 27, 2026 | $5.44m |
| Oct 28, 2026 | $5.45m |
| Oct 29, 2026 | $5.45m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $53.1m |
| Dec 31, 2024 | $54.63m |
| Jan 31, 2025 | $64.31m |
| Feb 28, 2025 | $39.94m |
| Mar 31, 2025 | $47m |
| Apr 30, 2025 | $29.24m |
| May 31, 2025 | $42.48m |
| Jun 30, 2025 | $34.01m |
| Jul 31, 2025 | $43.66m |
| Aug 31, 2025 | $44.63m |
| Sep 30, 2025 | $90.32m |
| Oct 31, 2025 | $55.82m |
| Nov 30, 2025 | $32.32m |
| Dec 31, 2025 | $25.49m |
| Jan 31, 2026 | $19.62m |
| Feb 28, 2026 | $16.96m |
| Mar 31, 2026 | $17.52m |
| Apr 30, 2026 | $8.51m |
| May 31, 2026 | $14.38m |
| Jun 30, 2026 | $12.34m |
| Jul 31, 2026 | $20.15m |
| Aug 31, 2026 | $6.19m |
| Sep 30, 2026 | $5.29m |
| Oct 29, 2026 (latest) | $5.45m |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $13.25m |
| Dec 31, 2024 | $54.63m |
| Dec 31, 2025 | $25.49m |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/termfinance
Frequently asked questions
What is TermFinance's TVL?
As of Oct 29, 2026, TermFinance has $5.44m in total value locked. TVL has increased 2.1% over the past 30 days.
What chains does TermFinance operate on?
TermFinance operates on 6 chains: Ethereum, Arbitrum, Plasma, Base, and Avalanche and 1 others. Ethereum holds the largest share at 69.5%.
Which protocols are included in TermFinance?
TermFinance is a parent protocol whose tracked products include TermFinance Lend, TermFinance Vaults, and TermFinance Parity.
How much has been borrowed through TermFinance?
As of Oct 29, 2026, TermFinance has $2.96m in active loans.
Has TermFinance ever been exploited?
TermFinance has 1 recorded security incident. The most recent incident occurred on Aug 23, 2026 and involved $8.5m. It was classified as Governance.