Total Value Locked$666.43m
TVL by Chain
Ethereum$472.47m
Arbitrum$133.1m
Plasma$36.27m
Base$20.66m
Polygon$3.94m
Key Metrics
Fees 30d$3.36m
Fees 30d by chain
Ethereum$2.21m
Arbitrum$581,590
Plasma$282,938
Solana$223,195
Base$60,832
Polygon$4,986
Fees 7d$661,870
Ethereum$443,161
Arbitrum$120,975
Solana$53,164
Plasma$29,961
Base$13,526
Polygon$1,083
Fees 24h$87,848
Ethereum$60,784
Arbitrum$15,110
Solana$5,861
Plasma$4,109
Base$1,833
Polygon$151
Cumulative Fees$113.71m
Ethereum$86.05m
Plasma$11.95m
Arbitrum$11.31m
Solana$2.06m
Base$2.03m
Polygon$303,369
Revenue 30d$554,052
Revenue 30d by chain
Ethereum$227,962
Solana$223,195
Arbitrum$67,459
Plasma$28,846
Base$6,092
Polygon$498
Revenue 7d$119,794
Solana$53,164
Ethereum$47,819
Arbitrum$13,951
Plasma$3,395
Base$1,357
Polygon$108
Revenue 24h$15,601
Ethereum$7,238
Solana$5,861
Arbitrum$1,618
Plasma$685
Base$184
Polygon$15
Cumulative Revenue$14.2m
Ethereum$9.64m
Solana$2.06m
Plasma$1.41m
Arbitrum$858,514
Base$203,068
Polygon$32,439
Holders Revenue 30d$0
Holders Revenue 30d by chain
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Holders Revenue 7d$0
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Holders Revenue 24h$0
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Cumulative Holders Revenue$4.75m
Ethereum$4.75m
Arbitrum$0
Base$0
Plasma$0
Polygon$0
Solana$0
Collateral Liquidated 30d$281,317
Collateral Liquidated 30d by chain
Ethereum$244,284
Base$29,727
Arbitrum$7,307
Plasma$0
Polygon$0
Collateral Liquidated 7d$71.72
Base$53.16
Ethereum$18.56
Arbitrum$0
Plasma$0
Polygon$0
Collateral Liquidated 24h$8,745
Ethereum$8,692
Base$53.16
Arbitrum$0
Plasma$0
Polygon$0
Cumulative Collateral Liquidated$290,062
Ethereum$252,976
Base$29,780
Arbitrum$7,307
Plasma$0
Polygon$0
Active Loans$666.26m
Protocol Information
An ever-evolving DeFi protocol and financial system of the future by Instadapp
Audits:
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubFees: Interest paid by borrowers on Fluid + revenue share from JupLendView code on GitHubRevenue: Percentage of interest going to treasuryView code on GitHubHolders Revenue: Token buyback from the treasuryView code on GitHubCollateral Liquidated: Collateral paid out in Fluid vault LogLiquidate events. Smart collateral vaults liquidate DEX shares, so their payout is read from the matching LogWithdrawPerfectColLiquidity event the DEX emits in the same transaction.View code on GitHubYields
Pools Tracked23
Average Supply APY3.53%
User Activity
Active Addresses (24h)2,111
Transactions (24h)5,618
Hacks
Date: May 31, 2026
Amount: $215,000
Classification: Frontend & Infrastructure
Technique: Key Leaked via Infrastructure
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Fluid Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Feb 20, 2024 to Oct 23, 2026.
All-time high TVL: $2.367b on Oct 9, 2025. All-time low TVL: $6,958 on Feb 20, 2024.
Daily TVL, Sep 24, 2026 to Oct 23, 2026
| Date | TVL |
|---|---|
| Sep 24, 2026 | $742.87m |
| Sep 25, 2026 | $726.05m |
| Sep 26, 2026 | $733.21m |
| Sep 27, 2026 | $734.79m |
| Sep 28, 2026 | $735.53m |
| Sep 29, 2026 | $737.53m |
| Sep 30, 2026 | $737.39m |
| Oct 1, 2026 | $740.42m |
| Oct 2, 2026 | $715.89m |
| Oct 3, 2026 | $712.14m |
| Oct 4, 2026 | $711.25m |
| Oct 5, 2026 | $718.68m |
| Oct 6, 2026 | $709.35m |
| Oct 7, 2026 | $709.98m |
| Oct 8, 2026 | $696m |
| Oct 9, 2026 | $692.91m |
| Oct 10, 2026 | $702.67m |
| Oct 11, 2026 | $703.18m |
| Oct 12, 2026 | $693.45m |
| Oct 13, 2026 | $684.38m |
| Oct 14, 2026 | $691.82m |
| Oct 15, 2026 | $672.2m |
| Oct 16, 2026 | $677.11m |
| Oct 17, 2026 | $670.07m |
| Oct 18, 2026 | $670.94m |
| Oct 19, 2026 | $669.3m |
| Oct 20, 2026 | $673.26m |
| Oct 21, 2026 | $681.38m |
| Oct 22, 2026 | $681.28m |
| Oct 23, 2026 | $664.26m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $568.45m |
| Dec 31, 2024 | $733.05m |
| Jan 31, 2025 | $839.1m |
| Feb 28, 2025 | $810.81m |
| Mar 31, 2025 | $723.45m |
| Apr 30, 2025 | $834.33m |
| May 31, 2025 | $981.07m |
| Jun 30, 2025 | $1.036b |
| Jul 31, 2025 | $1.281b |
| Aug 31, 2025 | $1.363b |
| Sep 30, 2025 | $1.9b |
| Oct 31, 2025 | $2.149b |
| Nov 30, 2025 | $1.527b |
| Dec 31, 2025 | $1.518b |
| Jan 31, 2026 | $1.552b |
| Feb 28, 2026 | $1.033b |
| Mar 31, 2026 | $744.02m |
| Apr 30, 2026 | $760.83m |
| May 31, 2026 | $753.68m |
| Jun 30, 2026 | $602.58m |
| Jul 31, 2026 | $658.45m |
| Aug 31, 2026 | $742.77m |
| Sep 30, 2026 | $737.39m |
| Oct 23, 2026 (latest) | $664.26m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $733.05m |
| Dec 31, 2025 | $1.518b |
Fees, revenue and holders revenue by UTC calendar month, Nov 2024 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Nov 2024 | $2.35m | $334,115 | $0 |
| Dec 2024 | $3.97m | $568,423 | $0 |
| Jan 2025 | $4.01m | $430,392 | $0 |
| Feb 2025 | $3.23m | $459,019 | $0 |
| Mar 2025 | $2.2m | $213,858 | $0 |
| Apr 2025 | $1.84m | $207,020 | $0 |
| May 2025 | $4.38m | $340,069 | $0 |
| Jun 2025 | $4.21m | $367,531 | $0 |
| Jul 2025 | $4.13m | $560,565 | $0 |
| Aug 2025 | $5.58m | $672,553 | $0 |
| Sep 2025 | $6.25m | $967,603 | $0 |
| Oct 2025 | $8.73m | $1.06m | $1.65m |
| Nov 2025 | $7.5m | $889,808 | $892,451 |
| Dec 2025 | $5.37m | $723,845 | $669,961 |
| Jan 2026 | $5.06m | $776,735 | $729,271 |
| Feb 2026 | $3.06m | $517,086 | $319,207 |
| Mar 2026 | $2.77m | $445,081 | $484,025 |
| Apr 2026 | $3.17m | $492,488 | $0 |
| May 2026 | $3.14m | $512,762 | $0 |
| Jun 2026 | $3.09m | $483,363 | $0 |
| Jul 2026 | $3.4m | $488,774 | $0 |
| Aug 2026 | $3.43m | $530,319 | $0 |
| Sep 2026 | $3.49m | $545,703 | $0 |
| Oct 2026 (to date) | $2.34m | $402,082 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/fluid-lending
Frequently asked questions
What is Fluid Lending's TVL?
As of Oct 23, 2026, Fluid Lending has $666.43m in total value locked. TVL has decreased 10.6% over the past 30 days.
What chains does Fluid Lending operate on?
Fluid Lending operates on 6 chains: Ethereum, Arbitrum, Plasma, Base, and Polygon and 1 others. Ethereum holds the largest share at 70.9%.
How much has Fluid Lending generated in fees and revenue?
Over the past 30 days, Fluid Lending generated $3.36m in fees. Of that, $554,052 was protocol revenue. Based on the trailing year, the annualized rate is $48.23m in fees and $7.08m in revenue.
How does Fluid Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Fluid Lending ranks #13 by TVL. The category holds $52.837b across 518 protocols, and Fluid Lending accounts for 1.3% of that total. Similar protocols include Aave V3, Morpho Blue, Compound V3, Euler V2, Unitus, Folks Finance xChain, TermFinance Lend, OmniBTC, Teller, and Tarot.
How much has been borrowed through Fluid Lending?
As of Oct 23, 2026, Fluid Lending has $666.26m in active loans.
Has Fluid Lending ever been exploited?
Fluid Lending has 1 recorded security incident. The most recent incident occurred on May 31, 2026 and involved $215,000. It was classified as Frontend & Infrastructure.