Ask about MortgageFi · freeProtocol Information
MortgageFI is an Open Source and Non-Custodial protocol to earn interest on liquidity deposits and create mortgages that do not carry risk of liquidation for up to 30 years.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubYields
Pools Tracked3
Average Supply APY33.18%
Competitors
MortgageFi history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from Nov 21, 2024 to Oct 26, 2026.
All-time high TVL: $1.48m on Oct 7, 2025. All-time low TVL: $280,410 on Apr 9, 2025.
Daily TVL, Sep 27, 2026 to Oct 26, 2026
| Date | TVL |
|---|---|
| Sep 27, 2026 | $1.09m |
| Sep 28, 2026 | $1.09m |
| Sep 29, 2026 | $1.08m |
| Sep 30, 2026 | $1.07m |
| Oct 1, 2026 | $1.08m |
| Oct 2, 2026 | $1.09m |
| Oct 3, 2026 | $1.09m |
| Oct 4, 2026 | $1.09m |
| Oct 5, 2026 | $1.11m |
| Oct 6, 2026 | $1.1m |
| Oct 7, 2026 | $1.1m |
| Oct 8, 2026 | $1.03m |
| Oct 9, 2026 | $1.01m |
| Oct 10, 2026 | $1.01m |
| Oct 11, 2026 | $1.02m |
| Oct 12, 2026 | $1.03m |
| Oct 13, 2026 | $998,675 |
| Oct 14, 2026 | $1.02m |
| Oct 15, 2026 | $999,540 |
| Oct 16, 2026 | $1.01m |
| Oct 17, 2026 | $1m |
| Oct 18, 2026 | $997,331 |
| Oct 19, 2026 | $1.01m |
| Oct 20, 2026 | $998,111 |
| Oct 21, 2026 | $1.02m |
| Oct 22, 2026 | $1.03m |
| Oct 23, 2026 | $994,162 |
| Oct 24, 2026 | $986,132 |
| Oct 25, 2026 | $987,800 |
| Oct 26, 2026 | $978,232 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $589,868 |
| Dec 31, 2024 | $504,153 |
| Jan 31, 2025 | $552,718 |
| Feb 28, 2025 | $425,228 |
| Mar 31, 2025 | $315,770 |
| Apr 30, 2025 | $344,603 |
| May 31, 2025 | $412,828 |
| Jun 30, 2025 | $498,046 |
| Jul 31, 2025 | $1.26m |
| Aug 31, 2025 | $1.24m |
| Sep 30, 2025 | $1.34m |
| Oct 31, 2025 | $1.33m |
| Nov 30, 2025 | $1.16m |
| Dec 31, 2025 | $1.15m |
| Jan 31, 2026 | $1.1m |
| Feb 28, 2026 | $858,079 |
| Mar 31, 2026 | $878,702 |
| Apr 30, 2026 | $950,328 |
| May 31, 2026 | $915,596 |
| Jun 30, 2026 | $744,477 |
| Jul 31, 2026 | $819,224 |
| Aug 31, 2026 | $996,874 |
| Sep 30, 2026 | $1.07m |
| Oct 26, 2026 (latest) | $978,232 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/mortgagefi
Frequently asked questions
What is MortgageFi's TVL?
As of Oct 26, 2026, MortgageFi has $977,880 in total value locked. TVL has decreased 9.8% over the past 30 days.
What chains does MortgageFi operate on?
MortgageFi operates on 2 chains: Base and Arbitrum. Base holds the largest share at 94.1%.
How does MortgageFi's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, MortgageFi ranks #130 by TVL. The category holds $52.03b across 518 protocols, and MortgageFi accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, Compound V3, Venus Core Pool, Fluid Lending, Euler V2, Native Credit Pool, Revert Lend, Unitus, and Folks Finance xChain.
How many yield pools does MortgageFi have?
DefiLlama tracks 3 MortgageFi yield pools with an average APY of 33.2%.