Total Value Locked$18.82m
TVL by Chain
Morph$9.32m
Ethereum$6.74m
BSC$1.42m
Base$477,999
Arbitrum$420,546
Robinhood Chain$330,379
X Layer$109,097
Key Metrics
Fees 30d$14,913
Fees 30d by chain
Ethereum$14,913
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Fees 7d$3,799
Ethereum$3,799
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Fees 24h$746
Ethereum$746
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Cumulative Fees$747,051
Ethereum$584,652
BSC$129,162
Base$20,001
Arbitrum$13,237
Robinhood Chain$0
X Layer$0
Revenue 30d$0
Revenue 30d by chain
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Revenue 7d$0
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Revenue 24h$0
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Cumulative Revenue$6.20
Arbitrum$4.02
BSC$1.05
Base$0.62
Ethereum$0.52
Robinhood Chain$0
X Layer$0
Active Loans$3.9m
Methodology
TVL: Gets all the assets deposited by LPs in Native Credit Pool for PMMs to facilitate trades for Native Swap.View code on GitHubFees: Interest market makers pay to borrow from Native credit pools, plus the widget fee a front-end can add to a swap. Native takes nothing on the swap itself - a market maker earns from the price it quotes, so that is not counted here.View code on GitHubRevenue: The slice of borrow interest Native reserves for itself plus any widget fee it collects. Both are zero today: the reserve rate is set to 0 and no widget fees are being charged.View code on GitHubYields
Pools Tracked11
Average Supply APY1.3%
Largest Pools by TVL
NT-LP-USDTEthereum$3.21m
NT-LP-WETHEthereum$2.46m
NT-LP-WBTCEthereum$1.46m
NT-LP-USDCEthereum$885,475
NT-LP-USDCBSC$415,842
Competitors
Native Credit Pool history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from May 23, 2024 to Nov 15, 2026.
All-time high TVL: $57.5m on Apr 9, 2026. All-time low TVL: $6 on May 24, 2024.
Daily TVL, Oct 17, 2026 to Nov 15, 2026
| Date | TVL |
|---|---|
| Oct 17, 2026 | $22.3m |
| Oct 18, 2026 | $22.26m |
| Oct 19, 2026 | $22.32m |
| Oct 20, 2026 | $22.2m |
| Oct 21, 2026 | $22.36m |
| Oct 22, 2026 | $22.52m |
| Oct 23, 2026 | $21.92m |
| Oct 24, 2026 | $21.52m |
| Oct 25, 2026 | $26.55m |
| Oct 26, 2026 | $26.05m |
| Oct 27, 2026 | $26.06m |
| Oct 28, 2026 | $26.16m |
| Oct 29, 2026 | $26.16m |
| Oct 30, 2026 | $25.72m |
| Oct 31, 2026 | $25.78m |
| Nov 1, 2026 | $25.8m |
| Nov 2, 2026 | $25.17m |
| Nov 3, 2026 | $23.23m |
| Nov 4, 2026 | $22.55m |
| Nov 5, 2026 | $20.97m |
| Nov 6, 2026 | $20.52m |
| Nov 7, 2026 | $20.55m |
| Nov 8, 2026 | $20.29m |
| Nov 9, 2026 | $19.99m |
| Nov 10, 2026 | $19.99m |
| Nov 11, 2026 | $19.78m |
| Nov 12, 2026 | $19.77m |
| Nov 13, 2026 | $19.44m |
| Nov 14, 2026 | $19.14m |
| Nov 15, 2026 | $18.51m |
TVL at each month end, Dec 2024 to Nov 2026
| Date | TVL |
|---|---|
| Dec 31, 2024 | $6.74m |
| Jan 31, 2025 | $6.29m |
| Feb 28, 2025 | $4.71m |
| Mar 31, 2025 | $641,658 |
| Apr 30, 2025 | $680,091 |
| May 31, 2025 | $656,581 |
| Jun 30, 2025 | $524,511 |
| Jul 31, 2025 | $5.46m |
| Aug 31, 2025 | $10.93m |
| Sep 30, 2025 | $14.44m |
| Oct 31, 2025 | $14.45m |
| Nov 30, 2025 | $14.29m |
| Dec 31, 2025 | $31.69m |
| Jan 31, 2026 | $31.74m |
| Feb 28, 2026 | $28.19m |
| Mar 31, 2026 | $50.04m |
| Apr 30, 2026 | $34.97m |
| May 31, 2026 | $37.87m |
| Jun 30, 2026 | $31.5m |
| Jul 31, 2026 | $40.13m |
| Aug 31, 2026 | $23.19m |
| Sep 30, 2026 | $21.65m |
| Oct 31, 2026 | $25.78m |
| Nov 15, 2026 (latest) | $18.51m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $6.74m |
| Dec 31, 2025 | $31.69m |
Fees and revenue by UTC calendar month, Aug 2025 to Nov 2026
| Month | Fees | Revenue |
|---|---|---|
| Aug 2025 | $20,634 | $0 |
| Sep 2025 | $32,262 | $0 |
| Oct 2025 | $25,871 | $0 |
| Nov 2025 | $20,459 | $0 |
| Dec 2025 | $40,930 | $0 |
| Jan 2026 | $49,982 | $0 |
| Feb 2026 | $53,336 | $0 |
| Mar 2026 | $84,194 | $0 |
| Apr 2026 | $81,805 | $0 |
| May 2026 | $59,540 | $0.80 |
| Jun 2026 | $49,309 | $1.33 |
| Jul 2026 | $98,705 | $4.02 |
| Aug 2026 | $84,463 | $0.05 |
| Sep 2026 | $23,282 | $0 |
| Oct 2026 | $15,740 | $0 |
| Nov 2026 (to date) | $7,285 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/native-credit-pool
Frequently asked questions
What is Native Credit Pool's TVL?
As of Nov 15, 2026, Native Credit Pool has $18.82m in total value locked. TVL has increased 3.2% over the past 30 days.
What chains does Native Credit Pool operate on?
Native Credit Pool operates on 7 chains: Morph, Ethereum, BSC, Base, and Arbitrum and 2 others. Morph holds the largest share at 49.5%.
How much has Native Credit Pool generated in fees and revenue?
Over the past 30 days, Native Credit Pool generated $14,913 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $658,511 in fees and $12.57 in revenue.
How does Native Credit Pool's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Native Credit Pool ranks #52 by TVL. The category holds $45.043b across 522 protocols, and Native Credit Pool accounts for <0.1% of that total. Similar protocols include Morpho Blue, TermMax, Aave V3, Venus Core Pool, Euler V2, Unitus, Folks Finance xChain, OmniBTC, Avalon Finance, and Teller.
How much has been borrowed through Native Credit Pool?
As of Nov 15, 2026, Native Credit Pool has $3.9m in active loans.