Total Value Locked$26.05m
TVL by Chain
Morph$13.59m
Ethereum$8.85m
BSC$2.09m
Base$581,764
Arbitrum$482,075
Robinhood Chain$346,151
X Layer$109,114
Key Metrics
Fees 30d$15,627
Fees 30d by chain
Ethereum$15,627
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Fees 7d$3,272
Ethereum$3,272
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Fees 24h$1,029
Ethereum$1,029
Arbitrum$0
Base$0
BSC$0
Robinhood Chain$0
X Layer$0
Cumulative Fees$737,139
Ethereum$574,740
BSC$129,162
Base$20,001
Arbitrum$13,237
Robinhood Chain$0
X Layer$0
Revenue 30d$0
Revenue 30d by chain
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Revenue 7d$0
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Revenue 24h$0
Arbitrum$0
Base$0
BSC$0
Ethereum$0
Robinhood Chain$0
X Layer$0
Cumulative Revenue$6.20
Arbitrum$4.02
BSC$1.05
Base$0.62
Ethereum$0.52
Robinhood Chain$0
X Layer$0
Active Loans$6.86m
Protocol Information
Native Credit Pool is a unified, single-sided asset supply pool that enables market makers to borrow assets for trading, thereby enhancing liquidity in the on-chain spot market.
Methodology
TVL: Gets all the assets deposited by LPs in Native Credit Pool for PMMs to facilitate trades for Native Swap.View code on GitHubFees: Interest market makers pay to borrow from Native credit pools, plus the widget fee a front-end can add to a swap. Native takes nothing on the swap itself - a market maker earns from the price it quotes, so that is not counted here.View code on GitHubRevenue: The slice of borrow interest Native reserves for itself plus any widget fee it collects. Both are zero today: the reserve rate is set to 0 and no widget fees are being charged.View code on GitHubYields
Pools Tracked14
Average Supply APY0.93%
Competitors
Native Credit Pool history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from May 23, 2024 to Oct 26, 2026.
All-time high TVL: $57.5m on Apr 9, 2026. All-time low TVL: $6 on May 24, 2024.
Daily TVL, Sep 27, 2026 to Oct 26, 2026
| Date | TVL |
|---|---|
| Sep 27, 2026 | $21.93m |
| Sep 28, 2026 | $22.14m |
| Sep 29, 2026 | $21.93m |
| Sep 30, 2026 | $21.65m |
| Oct 1, 2026 | $20.86m |
| Oct 2, 2026 | $20.96m |
| Oct 3, 2026 | $20.94m |
| Oct 4, 2026 | $20.94m |
| Oct 5, 2026 | $21.16m |
| Oct 6, 2026 | $20.51m |
| Oct 7, 2026 | $18.72m |
| Oct 8, 2026 | $18.38m |
| Oct 9, 2026 | $17.37m |
| Oct 10, 2026 | $19.27m |
| Oct 11, 2026 | $19.23m |
| Oct 12, 2026 | $19.27m |
| Oct 13, 2026 | $18.7m |
| Oct 14, 2026 | $18.8m |
| Oct 15, 2026 | $18.22m |
| Oct 16, 2026 | $18.24m |
| Oct 17, 2026 | $22.3m |
| Oct 18, 2026 | $22.26m |
| Oct 19, 2026 | $22.32m |
| Oct 20, 2026 | $22.2m |
| Oct 21, 2026 | $22.36m |
| Oct 22, 2026 | $22.52m |
| Oct 23, 2026 | $21.92m |
| Oct 24, 2026 | $21.52m |
| Oct 25, 2026 | $26.55m |
| Oct 26, 2026 | $26.05m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $5.9m |
| Dec 31, 2024 | $6.74m |
| Jan 31, 2025 | $6.29m |
| Feb 28, 2025 | $4.71m |
| Mar 31, 2025 | $641,658 |
| Apr 30, 2025 | $680,091 |
| May 31, 2025 | $656,581 |
| Jun 30, 2025 | $524,511 |
| Jul 31, 2025 | $5.46m |
| Aug 31, 2025 | $10.93m |
| Sep 30, 2025 | $14.44m |
| Oct 31, 2025 | $14.45m |
| Nov 30, 2025 | $14.29m |
| Dec 31, 2025 | $31.69m |
| Jan 31, 2026 | $31.74m |
| Feb 28, 2026 | $28.19m |
| Mar 31, 2026 | $50.04m |
| Apr 30, 2026 | $34.97m |
| May 31, 2026 | $37.87m |
| Jun 30, 2026 | $31.5m |
| Jul 31, 2026 | $40.13m |
| Aug 31, 2026 | $23.19m |
| Sep 30, 2026 | $21.65m |
| Oct 26, 2026 (latest) | $26.05m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $6.74m |
| Dec 31, 2025 | $31.69m |
Fees and revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue |
|---|---|---|
| Aug 2025 | $20,634 | $0 |
| Sep 2025 | $32,262 | $0 |
| Oct 2025 | $25,871 | $0 |
| Nov 2025 | $20,459 | $0 |
| Dec 2025 | $40,930 | $0 |
| Jan 2026 | $49,982 | $0 |
| Feb 2026 | $53,336 | $0 |
| Mar 2026 | $84,194 | $0 |
| Apr 2026 | $81,805 | $0 |
| May 2026 | $59,540 | $0.80 |
| Jun 2026 | $49,309 | $1.33 |
| Jul 2026 | $98,705 | $4.02 |
| Aug 2026 | $84,463 | $0.05 |
| Sep 2026 | $23,282 | $0 |
| Oct 2026 (to date) | $13,396 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/native-credit-pool
Frequently asked questions
What is Native Credit Pool's TVL?
As of Oct 26, 2026, Native Credit Pool has $26.05m in total value locked. TVL has increased 18.7% over the past 30 days.
What chains does Native Credit Pool operate on?
Native Credit Pool operates on 7 chains: Morph, Ethereum, BSC, Base, and Arbitrum and 2 others. Morph holds the largest share at 52.2%.
How much has Native Credit Pool generated in fees and revenue?
Over the past 30 days, Native Credit Pool generated $15,627 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $663,145 in fees and $14.14 in revenue.
How does Native Credit Pool's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Native Credit Pool ranks #48 by TVL. The category holds $52.199b across 518 protocols, and Native Credit Pool accounts for <0.1% of that total. Similar protocols include Morpho Blue, TermMax, Aave V3, Venus Core Pool, Euler V2, Unitus, Folks Finance xChain, OmniBTC, Avalon Finance, and Teller.
How much has been borrowed through Native Credit Pool?
As of Oct 26, 2026, Native Credit Pool has $6.86m in active loans.