Logo of ZonaZona
Total Value Locked$33,862.66

TVL by Chain

Pharos$33,862.66

Key Metrics

Fees (30d Run Rate)$0
Fees 30d$0

Pharos$0

Fees 7d$0

Pharos$0

Fees 24h$0

Pharos$0

Cumulative Fees$0

Pharos$0

Revenue (30d Run Rate)$0
Revenue 30d$0

Pharos$0

Revenue 7d$0

Pharos$0

Revenue 24h$0

Pharos$0

Cumulative Revenue$0

Pharos$0

Collateral Liquidated 30d$0
Collateral Liquidated 30d by chain

Pharos$0

Collateral Liquidated 7d$0

Pharos$0

Collateral Liquidated 24h$0

Pharos$0

Cumulative Collateral Liquidated$0

Pharos$0

Active Loans$2.7

Total Raised$500,000

Jan 25, 2026$500,000Round: Pre-SeedInvestors: Animoca Brands, Echo, plums, Yei Finance, SuiLend, Polygon, Columbia University

Protocol Information

Zona is an RWA-focused lending platform that unlocks onchain utility and capital efficiency for RWAs. Zona's looping feature will allow investors to leverage up on RWAs and amplify yields with a single click

WebsiteTwitter
Category:Lending

Audits:

Methodology

TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubFees: Interest paid by borrowersView code on GitHubRevenue: Percentage of interest going to treasuryView code on GitHubCollateral Liquidated: Total USD value of collateral seized in LiquidationCall events.View code on GitHub

Competitors

Morpho Blue ($9.552b)Avalon Finance ($920,863.53)Aave V3 ($17.221b)SparkLend ($4.344b)JustLend V1 ($3.651b)Maple ($2.994b)Compound V3 ($1.401b)Kamino Lend ($1.244b)Venus Core Pool ($1.185b)Jupiter Lend ($1.076b)

Frequently Asked Questions

What is Zona's TVL?

Zona currently has $33,862.66 in total value locked. TVL has decreased 0.7% over the past 30 days.

What chains does Zona operate on?

Zona operates on Pharos. Pharos holds the largest share at 100%.

How much has Zona generated in fees and revenue?

Over the past 30 days, Zona generated $0 in fees. Of that, $0 was protocol revenue.

How does Zona's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Zona ranks #274 by TVL. The category holds $49.145b across 515 protocols, and Zona accounts for <0.1% of that total. Other leading protocols include Morpho Blue, Avalon Finance, Aave V3, SparkLend, JustLend V1, Maple, Compound V3, Kamino Lend, Venus Core Pool, and Jupiter Lend.

How much has been borrowed through Zona?

Zona currently has $2.7 in active loans.