Logo of Zest

Zest(ZEST)

Total Value Locked$47.42m

TVL by Chain

Stacks$47.42m

Key Metrics

Fees 30d$81,414
Fees 30d by chain

Stacks$81,414

Fees 7d$11,491

Stacks$11,491

Fees 24h$1,710

Stacks$1,710

Cumulative Fees$547,038

Stacks$547,038

Revenue 30d$17,376
Revenue 30d by chain

Stacks$17,376

Revenue 7d$3,547

Stacks$3,547

Revenue 24h$546

Stacks$546

Cumulative Revenue$110,023

Stacks$110,023

Holders Revenue 30d$0
Holders Revenue 30d by chain

Stacks$0

Holders Revenue 7d$0

Stacks$0

Holders Revenue 24h$0

Stacks$0

Cumulative Holders Revenue$0

Stacks$0

Incentives 1y$0

Incentives 30d$0

Incentives 7d$0

Incentives 24h$0

Cumulative Incentives$0

Earnings (Annualized)$80,829

Earnings 30d$17,376

Earnings 7d$3,547

Earnings 24h$546

Cumulative Earnings$110,023

Market Cap$16.64m

$ZEST Price$0.11

All Time High$0.35

All Time Low$0.066

View $ZEST token page

Fully Diluted Valuation$113.96m

Outstanding FDV$112.82m

$ZEST Volume 24h$4.51m

CEX Volume$2.31m

DEX Volume$2.19m(48.67% of total)

Active Loans$25.53m

Total Raised$3.5m

May 13, 2024$3.5mRound: SeedInvestors: Draper Associates, Binance Labs, Flow Traders, Trust Machines, Asymmetric, Gravity Fund, Bitcoin Frontier Fund, DeSpread, Hyperithm, Miton, Tyke Block Ventures, Primal, Scimitar Capital, Elixir Capital, Gossamer Capital, Optio, Jigeum Capital

Protocol Information

Zest Protocol is an open-source, on-chain lending platform built for Bitcoin, allowing users to earn or borrow against their BTC

Category:Lending
Products:

Zest history

TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 2, 2024 to Nov 12, 2026.

All-time high TVL: $94.07m on Oct 7, 2025. All-time low TVL: $8.44m on May 9, 2024.

Daily TVL, Oct 14, 2026 to Nov 12, 2026

DateTVL
Oct 14, 2026$81.06m
Oct 15, 2026$78.95m
Oct 16, 2026$80.09m
Oct 17, 2026$78.2m
Oct 18, 2026$78.12m
Oct 19, 2026$78.2m
Oct 20, 2026$64.27m
Oct 21, 2026$64.77m
Oct 22, 2026$66.05m
Oct 23, 2026$53.88m
Oct 24, 2026$54.3m
Oct 25, 2026$50.74m
Oct 26, 2026$49.94m
Oct 27, 2026$49.71m
Oct 28, 2026$48.29m
Oct 29, 2026$48.47m
Oct 30, 2026$45.97m
Oct 31, 2026$47.78m
Nov 1, 2026$47.56m
Nov 2, 2026$47.56m
Nov 3, 2026$47.35m
Nov 4, 2026$47.58m
Nov 5, 2026$49.24m
Nov 6, 2026$46.82m
Nov 7, 2026$46.24m
Nov 8, 2026$44.89m
Nov 9, 2026$45.89m
Nov 10, 2026$46.61m
Nov 11, 2026$47.18m
Nov 12, 2026$46.64m

TVL at each month end, Dec 2024 to Nov 2026

DateTVL
Dec 31, 2024$62.99m
Jan 31, 2025$70.73m
Feb 28, 2025$63.22m
Mar 31, 2025$53.42m
Apr 30, 2025$61.12m
May 31, 2025$71.72m
Jun 30, 2025$67.96m
Jul 31, 2025$78.96m
Aug 31, 2025$76.98m
Sep 30, 2025$85.3m
Oct 31, 2025$80.69m
Nov 30, 2025$69.73m
Dec 31, 2025$73.19m
Jan 31, 2026$71.56m
Feb 28, 2026$59.5m
Mar 31, 2026$78.2m
Apr 30, 2026$85.64m
May 31, 2026$86.21m
Jun 30, 2026$62.23m
Jul 31, 2026$65m
Aug 31, 2026$74.85m
Sep 30, 2026$73.93m
Oct 31, 2026$47.78m
Nov 12, 2026 (latest)$46.64m

TVL at each year end, Dec 31, 2024 to Dec 31, 2025

DateTVL
Dec 31, 2024$62.99m
Dec 31, 2025$73.19m

Fees, revenue and holders revenue by UTC calendar month, Dec 2024 to Nov 2026

MonthFeesRevenueHolders revenue
Dec 2024$20,529$2,057$0
Jan 2025$22,826$2,281$0
Feb 2025$12,134$1,212$0
Mar 2025$11,099$1,108$0
Apr 2025$10,051$1,004$0
May 2025$12,879$1,286$0
Jun 2025$18,349$1,834$0
Jul 2025$20,048$2,007$0
Aug 2025$24,941$2,492$0
Sep 2025$22,306$2,231$0
Oct 2025$19,811$1,980$0
Nov 2025$15,852$1,586$0
Dec 2025$12,371$1,235$0
Jan 2026$13,946$1,397$0
Feb 2026$15,381$2,306$0
Mar 2026$19,849$9,306$0
Apr 2026$13,655$6,508$0
May 2026$15,197$7,637$0
Jun 2026$13,686$6,978$0
Jul 2026$13,820$6,916$0
Aug 2026$12,290$6,295$0
Sep 2026$22,079$9,112$0
Oct 2026$75,355$16,880$0
Nov 2026 (to date)$17,585$5,286$0

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/zest

Frequently asked questions

What is Zest's TVL?

As of Nov 12, 2026, Zest has $47.42m in total value locked. TVL has decreased 40.1% over the past 30 days.

What chains does Zest operate on?

Zest operates on Stacks. Stacks holds the largest share at 100%.

How much has Zest generated in fees and revenue?

Over the past 30 days, Zest generated $81,414 in fees. Of that, $17,376 was protocol revenue. Based on the trailing year, the annualized rate is $254,949 in fees and $80,829 in revenue.

What is the ZEST token price and valuation?

ZEST is currently trading at $0.11. Its circulating market capitalization is $16.64m, ranking it #1,135. Its fully diluted valuation is $113.96m. Supply currently stands at 146m circulating, 1b total supply, 1b maximum supply.

How has ZEST performed recently?

ZEST is down 33.3% over the past 7 days and down 36.7% over the past 30 days. Its all-time high is $0.35, reached on Jun 9, 2026. The token is currently 67.1% below that level.

How does Zest's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Zest ranks #37 by TVL. The category holds $48.34b across 519 protocols, and Zest accounts for 0.1% of that total. Similar protocols include Granite, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, Compound V3, Kamino Lend, and Venus Core Pool.

How much has been borrowed through Zest?

As of Nov 12, 2026, Zest has $25.53m in active loans.