Ask about Folks Finance · freeTotal Value Locked$46.32m
TVL by Chain
Algorand$43.06m
Avalanche$2.57m
Polygon$434,588
Monad$170,667
Arbitrum$25,636
Ethereum$21,884
Base$15,976
Sei$6,938
BSC$5,958
Key Metrics
Fees 30d$156,051
Fees 30d by chain
Algorand$146,748
Avalanche$9,187
Ethereum$45.40
Polygon$31.59
Monad$20.45
Arbitrum$16.23
Base$4.24
Sei$0.26
BSC$0.04
Fees 7d$31,784
Algorand$30,938
Avalanche$830
Ethereum$9.71
Monad$2.50
Base$1.24
Polygon$1.08
Arbitrum$0.41
BSC$0
Sei$0
Fees 24h$4,384
Algorand$4,241
Avalanche$141
Ethereum$1.32
Monad$0.32
Base$0.28
Polygon$0.12
Arbitrum$0.05
BSC$0
Sei$0
Cumulative Fees$2.62m
Algorand$1.93m
Avalanche$399,984
Polygon$230,909
Monad$49,504
Sei$6,222
Ethereum$4,405
Arbitrum$995.83
Base$339.72
BSC$74.44
Revenue 30d$17,538
Revenue 30d by chain
Algorand$16,611
Avalanche$915.69
Ethereum$4.52
Polygon$3.20
Monad$2.06
Arbitrum$1.59
Base$0.33
BSC$0
Sei$0
Revenue 7d$3,582
Algorand$3,497
Avalanche$83.08
Ethereum$0.95
Monad$0.27
Polygon$0.10
Base$0.09
Arbitrum$0
BSC$0
Sei$0
Revenue 24h$491.27
Algorand$477
Avalanche$14.07
Ethereum$0.13
Monad$0.03
Base$0.02
Polygon$0.01
Arbitrum$0
BSC$0
Sei$0
Cumulative Revenue$268,150
Algorand$198,891
Avalanche$39,995
Polygon$23,118
Monad$4,954
Sei$619.43
Ethereum$439.11
Arbitrum$98.32
Base$29.39
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Market Cap$42.01m
$FOLKS Price$2.29
Fully Diluted Valuation$114.62m
$FOLKS Volume 24h$429,997
CEX Volume$411,024
DEX Volume$563,633(131.08% of total)
Active Loans$10.29m
Treasury$932,593
Majors$336,921
Stablecoins$288,817
Own Tokens$0
Others$306,855
Total Raised$6.2m
Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand
Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
- xALGO Liquid StakingLiquid Staking
- Folks Finance LendingLending
- Folks Finance xChainLending
- gALGO Liquid GovernanceLiquid Staking
- UltraswapLending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Folks Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Nov 13, 2026.
All-time high TVL: $314.76m on Dec 4, 2024. All-time low TVL: $3.56m on Apr 12, 2022.
Daily TVL, Oct 15, 2026 to Nov 13, 2026
| Date | TVL |
|---|---|
| Oct 15, 2026 | $62.21m |
| Oct 16, 2026 | $64.07m |
| Oct 17, 2026 | $61.87m |
| Oct 18, 2026 | $60.41m |
| Oct 19, 2026 | $60.3m |
| Oct 20, 2026 | $59.28m |
| Oct 21, 2026 | $61.03m |
| Oct 22, 2026 | $61.26m |
| Oct 23, 2026 | $57.73m |
| Oct 24, 2026 | $56.92m |
| Oct 25, 2026 | $56.39m |
| Oct 26, 2026 | $56.52m |
| Oct 27, 2026 | $57.05m |
| Oct 28, 2026 | $56.11m |
| Oct 29, 2026 | $56.32m |
| Oct 30, 2026 | $49.66m |
| Oct 31, 2026 | $51.64m |
| Nov 1, 2026 | $51.41m |
| Nov 2, 2026 | $50.98m |
| Nov 3, 2026 | $49.59m |
| Nov 4, 2026 | $49.62m |
| Nov 5, 2026 | $53.68m |
| Nov 6, 2026 | $49.9m |
| Nov 7, 2026 | $51.77m |
| Nov 8, 2026 | $51.29m |
| Nov 9, 2026 | $49.52m |
| Nov 10, 2026 | $49.89m |
| Nov 11, 2026 | $48.58m |
| Nov 12, 2026 | $47.96m |
| Nov 13, 2026 | $47.25m |
TVL at each month end, Dec 2024 to Nov 2026
| Date | TVL |
|---|---|
| Dec 31, 2024 | $194.13m |
| Jan 31, 2025 | $260.59m |
| Feb 28, 2025 | $167.48m |
| Mar 31, 2025 | $131.53m |
| Apr 30, 2025 | $89m |
| May 31, 2025 | $77.05m |
| Jun 30, 2025 | $105.27m |
| Jul 31, 2025 | $142.46m |
| Aug 31, 2025 | $143.9m |
| Sep 30, 2025 | $142.48m |
| Oct 31, 2025 | $118.95m |
| Nov 30, 2025 | $97.9m |
| Dec 31, 2025 | $87.71m |
| Jan 31, 2026 | $80.81m |
| Feb 28, 2026 | $64.64m |
| Mar 31, 2026 | $60.63m |
| Apr 30, 2026 | $69.77m |
| May 31, 2026 | $75.68m |
| Jun 30, 2026 | $53.28m |
| Jul 31, 2026 | $48.03m |
| Aug 31, 2026 | $50.5m |
| Sep 30, 2026 | $70.36m |
| Oct 31, 2026 | $51.64m |
| Nov 13, 2026 (latest) | $47.25m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $53.27m |
| Dec 31, 2023 | $138.77m |
| Dec 31, 2024 | $194.13m |
| Dec 31, 2025 | $87.71m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Nov 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $356,147 | $35,611 | $0 |
| Nov 2025 | $267,889 | $26,785 | $0 |
| Dec 2025 | $233,145 | $23,313 | $0 |
| Jan 2026 | $218,594 | $21,866 | $0 |
| Feb 2026 | $149,216 | $14,918 | $0 |
| Mar 2026 | $142,027 | $14,203 | $0 |
| Apr 2026 | $185,032 | $18,502 | $0 |
| May 2026 | $172,588 | $17,258 | $0 |
| Jun 2026 | $135,400 | $13,535 | $0 |
| Jul 2026 | $115,695 | $11,577 | $0 |
| Aug 2026 | $117,422 | $11,966 | $0 |
| Sep 2026 | $192,030 | $21,685 | $0 |
| Oct 2026 | $189,726 | $21,333 | $0 |
| Nov 2026 (to date) | $59,730 | $6,724 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance
Frequently asked questions
What is Folks Finance's TVL?
As of Nov 13, 2026, Folks Finance has $46.32m in total value locked. TVL has decreased 28.1% over the past 30 days.
What chains does Folks Finance operate on?
Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Monad, and Arbitrum and 4 others. Algorand holds the largest share at 93%.
How much has Folks Finance generated in fees and revenue?
Over the past 30 days, Folks Finance generated $156,051 in fees. Of that, $17,538 was protocol revenue. Based on the trailing year, the annualized rate is $2.05m in fees and $211,263 in revenue.
What is the FOLKS token price and valuation?
FOLKS is currently trading at $2.30. Its circulating market capitalization is $42.17m, ranking it #635. Its fully diluted valuation is $115.05m. Supply currently stands at 18.33m circulating, 50m total supply, 50m maximum supply.
How has FOLKS performed recently?
FOLKS is down 3.6% over the past 7 days and up 19.6% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95.3% below that level.
Which protocols are included in Folks Finance?
Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.
How much has been borrowed through Folks Finance?
As of Nov 13, 2026, Folks Finance has $10.29m in active loans.
Does Folks Finance have a treasury?
Folks Finance has a tracked treasury currently valued at $932,593. Its holdings include $288,817 in stablecoins, $336,921 in major assets, $306,855 in other assets.