Total Value Locked$22.54m
TVL by Chain
Algorand$22.54m
Key Metrics
Fees 30d$50,466
Fees 30d by chain
Algorand$50,466
Fees 7d$9,482
Algorand$9,482
Fees 24h$1,245
Algorand$1,245
Cumulative Fees$112,142
Algorand$112,142
Revenue 30d$7,387
Revenue 30d by chain
Algorand$7,387
Revenue 7d$1,406
Algorand$1,406
Revenue 24h$183
Algorand$183
Cumulative Revenue$16,156
Algorand$16,156
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Holders Revenue 7d$0
Algorand$0
Holders Revenue 24h$0
Algorand$0
Cumulative Holders Revenue$0
Algorand$0
Active Loans$10.41m
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Borrow interest paid across all v2 money-market pools.View code on GitHubRevenue: Protocol share of borrow interest.View code on GitHubHolders Revenue: View code on GitHubYields
Pools Tracked17
Average Supply APY1.58%
Competitors
Folks Finance Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 30, 2026.
All-time high TVL: $117.95m on Dec 4, 2024. All-time low TVL: $1.61m on Jan 5, 2023.
Daily TVL, Oct 1, 2026 to Oct 30, 2026
| Date | TVL |
|---|---|
| Oct 1, 2026 | $29.02m |
| Oct 2, 2026 | $28.51m |
| Oct 3, 2026 | $29.69m |
| Oct 4, 2026 | $30.23m |
| Oct 5, 2026 | $30.42m |
| Oct 6, 2026 | $29.71m |
| Oct 7, 2026 | $28.8m |
| Oct 8, 2026 | $27.93m |
| Oct 9, 2026 | $27.47m |
| Oct 10, 2026 | $26.96m |
| Oct 11, 2026 | $27.52m |
| Oct 12, 2026 | $29.27m |
| Oct 13, 2026 | $27.48m |
| Oct 14, 2026 | $27.78m |
| Oct 15, 2026 | $26.8m |
| Oct 16, 2026 | $27.64m |
| Oct 17, 2026 | $26.75m |
| Oct 18, 2026 | $26.11m |
| Oct 19, 2026 | $26.01m |
| Oct 20, 2026 | $25.64m |
| Oct 21, 2026 | $26.64m |
| Oct 22, 2026 | $26.89m |
| Oct 23, 2026 | $25.42m |
| Oct 24, 2026 | $25.05m |
| Oct 25, 2026 | $24.89m |
| Oct 26, 2026 | $24.95m |
| Oct 27, 2026 | $25.16m |
| Oct 28, 2026 | $24.68m |
| Oct 29, 2026 | $24.72m |
| Oct 30, 2026 | $22.17m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $103.81m |
| Dec 31, 2024 | $72.13m |
| Jan 31, 2025 | $88.93m |
| Feb 28, 2025 | $58.06m |
| Mar 31, 2025 | $45.28m |
| Apr 30, 2025 | $13.49m |
| May 31, 2025 | $11.89m |
| Jun 30, 2025 | $39.24m |
| Jul 31, 2025 | $51.2m |
| Aug 31, 2025 | $48.63m |
| Sep 30, 2025 | $50.16m |
| Oct 31, 2025 | $42.96m |
| Nov 30, 2025 | $35.82m |
| Dec 31, 2025 | $31.94m |
| Jan 31, 2026 | $31.34m |
| Feb 28, 2026 | $25.61m |
| Mar 31, 2026 | $23.76m |
| Apr 30, 2026 | $29.08m |
| May 31, 2026 | $31.47m |
| Jun 30, 2026 | $22.59m |
| Jul 31, 2026 | $19.94m |
| Aug 31, 2026 | $21.18m |
| Sep 30, 2026 | $29.05m |
| Oct 30, 2026 (latest) | $22.17m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $20.65m |
| Dec 31, 2023 | $47.15m |
| Dec 31, 2024 | $72.13m |
| Dec 31, 2025 | $31.94m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2026 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2026 | $5,752 | $788 | $0 |
| Sep 2026 | $57,634 | $8,247 | $0 |
| Oct 2026 (to date) | $50,001 | $7,304 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance-lending
Frequently asked questions
What is Folks Finance Lending's TVL?
As of Oct 30, 2026, Folks Finance Lending has $22.54m in total value locked. TVL has decreased 22.4% over the past 30 days.
What chains does Folks Finance Lending operate on?
Folks Finance Lending operates on Algorand. Algorand holds the largest share at 100%.
How much has Folks Finance Lending generated in fees and revenue?
Over the past 30 days, Folks Finance Lending generated $50,466 in fees. Of that, $7,387 was protocol revenue. Based on the trailing year, the annualized rate is $660,191 in fees and $95,112 in revenue.
How does Folks Finance Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Folks Finance Lending ranks #49 by TVL. The category holds $49.202b across 518 protocols, and Folks Finance Lending accounts for <0.1% of that total. Similar protocols include Algofi Lend, DorkFi, Ultraswap, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, and Compound V3.
How much has been borrowed through Folks Finance Lending?
As of Oct 30, 2026, Folks Finance Lending has $10.41m in active loans.

