Ask about Folks Finance · freeTotal Value Locked$55.85m
TVL by Chain
Algorand$52.08m
Avalanche$2.71m
Polygon$738,804
Monad$181,556
Ethereum$73,357
Arbitrum$33,130
Base$26,360
Sei$8,109
BSC$6,914
Key Metrics
Fees 30d$192,213
Fees 30d by chain
Algorand$174,187
Avalanche$17,657
Polygon$240.29
Ethereum$49.61
Monad$48.41
Arbitrum$23.12
Base$6.01
Sei$0.76
BSC$0.21
Fees 7d$37,367
Algorand$36,110
Avalanche$1,227
Polygon$12.41
Ethereum$10.77
Monad$5.53
Arbitrum$1.46
Base$0.91
Sei$0.03
BSC$0
Fees 24h$5,083
Algorand$4,910
Avalanche$169
Polygon$1.80
Ethereum$1.50
Monad$0.79
Base$0.12
Arbitrum$0.08
BSC$0
Sei$0
Cumulative Fees$2.54m
Algorand$1.86m
Avalanche$395,454
Polygon$230,901
Monad$49,496
Sei$6,222
Ethereum$4,380
Arbitrum$994.72
Base$337.26
BSC$74.44
Revenue 30d$21,657
Revenue 30d by chain
Algorand$19,856
Avalanche$1,765
Polygon$24.05
Ethereum$4.97
Monad$4.85
Arbitrum$2.34
Base$0.48
BSC$0
Sei$0
Revenue 7d$4,219
Algorand$4,093
Avalanche$122.87
Polygon$1.25
Ethereum$1.07
Monad$0.56
Arbitrum$0.17
Base$0.07
BSC$0
Sei$0
Revenue 24h$575.37
Algorand$558
Avalanche$16.95
Polygon$0.18
Ethereum$0.15
Monad$0.08
Arbitrum$0.01
Base$0.01
BSC$0
Sei$0
Cumulative Revenue$259,066
Algorand$190,261
Avalanche$39,544
Polygon$23,117
Monad$4,954
Sei$619.43
Ethereum$436.67
Arbitrum$98.27
Base$29.20
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Market Cap$44.08m
$FOLKS Price$2.45
Fully Diluted Valuation$122.55m
$FOLKS Volume 24h$785,012
CEX Volume$339,247
DEX Volume$441,870(56.29% of total)
Active Loans$12.3m
Treasury$651,834
Majors$3,797
Stablecoins$286,943
Own Tokens$0
Others$361,095
Total Raised$6.2m
Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand
Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
- xALGO Liquid StakingLiquid Staking
- Folks Finance LendingLending
- Folks Finance xChainLending
- gALGO Liquid GovernanceLiquid Staking
- UltraswapLending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Yields
Pools Tracked17
Average Supply APY1.58%
Folks Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 27, 2026.
All-time high TVL: $314.76m on Dec 4, 2024. All-time low TVL: $3.56m on Apr 12, 2022.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $67.3m |
| Sep 29, 2026 | $74.49m |
| Sep 30, 2026 | $70.36m |
| Oct 1, 2026 | $69.66m |
| Oct 2, 2026 | $68.7m |
| Oct 3, 2026 | $70.92m |
| Oct 4, 2026 | $72.43m |
| Oct 5, 2026 | $73.19m |
| Oct 6, 2026 | $71.11m |
| Oct 7, 2026 | $69.02m |
| Oct 8, 2026 | $66.44m |
| Oct 9, 2026 | $64.49m |
| Oct 10, 2026 | $63.18m |
| Oct 11, 2026 | $64.61m |
| Oct 12, 2026 | $68.44m |
| Oct 13, 2026 | $63.64m |
| Oct 14, 2026 | $64.38m |
| Oct 15, 2026 | $62.21m |
| Oct 16, 2026 | $64.07m |
| Oct 17, 2026 | $61.87m |
| Oct 18, 2026 | $60.41m |
| Oct 19, 2026 | $60.3m |
| Oct 20, 2026 | $59.28m |
| Oct 21, 2026 | $61.03m |
| Oct 22, 2026 | $61.26m |
| Oct 23, 2026 | $57.73m |
| Oct 24, 2026 | $56.92m |
| Oct 25, 2026 | $56.39m |
| Oct 26, 2026 | $56.52m |
| Oct 27, 2026 | $57.05m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $272.3m |
| Dec 31, 2024 | $194.13m |
| Jan 31, 2025 | $260.59m |
| Feb 28, 2025 | $167.48m |
| Mar 31, 2025 | $131.53m |
| Apr 30, 2025 | $89m |
| May 31, 2025 | $77.05m |
| Jun 30, 2025 | $105.27m |
| Jul 31, 2025 | $142.46m |
| Aug 31, 2025 | $143.9m |
| Sep 30, 2025 | $142.48m |
| Oct 31, 2025 | $118.95m |
| Nov 30, 2025 | $97.9m |
| Dec 31, 2025 | $87.71m |
| Jan 31, 2026 | $80.81m |
| Feb 28, 2026 | $64.64m |
| Mar 31, 2026 | $60.63m |
| Apr 30, 2026 | $69.77m |
| May 31, 2026 | $75.68m |
| Jun 30, 2026 | $53.28m |
| Jul 31, 2026 | $48.03m |
| Aug 31, 2026 | $50.5m |
| Sep 30, 2026 | $70.36m |
| Oct 27, 2026 (latest) | $57.05m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $53.27m |
| Dec 31, 2023 | $138.77m |
| Dec 31, 2024 | $194.13m |
| Dec 31, 2025 | $87.71m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $356,147 | $35,611 | $0 |
| Nov 2025 | $267,889 | $26,785 | $0 |
| Dec 2025 | $233,145 | $23,313 | $0 |
| Jan 2026 | $218,594 | $21,866 | $0 |
| Feb 2026 | $149,216 | $14,918 | $0 |
| Mar 2026 | $142,027 | $14,203 | $0 |
| Apr 2026 | $185,032 | $18,502 | $0 |
| May 2026 | $172,588 | $17,258 | $0 |
| Jun 2026 | $135,400 | $13,535 | $0 |
| Jul 2026 | $115,695 | $11,577 | $0 |
| Aug 2026 | $117,422 | $11,966 | $0 |
| Sep 2026 | $192,030 | $21,685 | $0 |
| Oct 2026 (to date) | $169,620 | $19,080 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance
Frequently asked questions
What is Folks Finance's TVL?
As of Oct 27, 2026, Folks Finance has $55.85m in total value locked. TVL has decreased 15.3% over the past 30 days.
What chains does Folks Finance operate on?
Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Monad, and Ethereum and 4 others. Algorand holds the largest share at 93.2%.
How much has Folks Finance generated in fees and revenue?
Over the past 30 days, Folks Finance generated $192,213 in fees. Of that, $21,657 was protocol revenue. Based on the trailing year, the annualized rate is $2.14m in fees and $219,168 in revenue.
What is the FOLKS token price and valuation?
FOLKS is currently trading at $2.45. Its circulating market capitalization is $44.08m, ranking it #646. Its fully diluted valuation is $122.55m. Supply currently stands at 17.99m circulating, 50m total supply, 50m maximum supply.
How has FOLKS performed recently?
FOLKS is up 1.9% over the past 7 days and up 0.4% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95% below that level.
Which protocols are included in Folks Finance?
Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.
How much has been borrowed through Folks Finance?
As of Oct 27, 2026, Folks Finance has $12.3m in active loans.
Does Folks Finance have a treasury?
Folks Finance has a tracked treasury currently valued at $651,834. Its holdings include $286,943 in stablecoins, $3,797 in major assets, $361,095 in other assets.