Ask about Surf Lending

Logo of Surf LendingSurf Lending(SURF)

Total Value Locked$3.8m

TVL by Chain

Cardano$3.8m

Key Metrics

Market Cap$1.83m

$SURF Price$0.092

All Time High$0.61

All Time Low$0.033

View $SURF token page

$2.29m

$SURF Volume 24h$17,222.31

CEX Volume$0

DEX Volume$19,504.07(113.25% of total)

Protocol Information

Surf Lending is a capital-efficient pooled lending protocol enabling investors to earn interest and borrowers to obtain instant loans on Cardano

WebsiteGitHubX/Twitter
Category:Lending

Audits:

Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHub

Hacks

Date: Aug 23, 2026

Amount: $0

Classification: Key Compromise

Technique: Private Key Compromised

Chains: Cardano

Language: Aiken

Target Type: DeFi Protocol

Competitors

Templar Protocol ($32.31m)Liqwid ($12.96m)FluidTokens ($3.02m)Lenfi ($167,256.2)Yamfore ($68,816.81)Levvy for Tokens ($21,914.11)CherryLend ($10,098.99)Lending Pond ($1,655.64)Cerra ($391.59)Meld

Frequently Asked Questions

What is Surf Lending's TVL?

Surf Lending currently has $3.8m in total value locked. TVL has increased 14.6% over the past 30 days.

What chains does Surf Lending operate on?

Surf Lending operates on Cardano. Cardano holds the largest share at 100%.

What is the SURF token price and valuation?

SURF is currently trading at $0.089. Its circulating market capitalization is $1.78m, ranking it #3,008. Its fully diluted valuation is $2.22m. Supply currently stands at 20m circulating, 25m total supply, 25m maximum supply.

How has SURF performed recently?

SURF is up 16.8% over the past 7 days and down 4.6% over the past 30 days. Its all-time high is $0.61, reached on Jul 20, 2025. The token is currently 85.3% below that level.

How does Surf Lending's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Surf Lending ranks #92 by TVL. The category holds $55.175b across 520 protocols, and Surf Lending accounts for <0.1% of that total. Other leading protocols include Templar Protocol, Liqwid, FluidTokens, Lenfi, Yamfore, Levvy for Tokens, CherryLend, Lending Pond, Cerra, and Meld.

Has Surf Lending ever been exploited?

Surf Lending has 1 recorded security incident. The most recent incident occurred on Aug 23, 2026 and involved $0. It was classified as Key Compromise.