Total Value Locked$656.66m
TVL by Chain
Ethereum$454.14m
Arbitrum$112.24m
Plasma$68.87m
Base$18.2m
Polygon$3.21m
Key Metrics
Fees (Annualized)$56.77m
Fees 30d$3.14m
Ethereum$2.07m
Arbitrum$517,806
Plasma$460,252
Base$53,224
Solana$31,446
Polygon$5,694
Fees 7d$696,500
Ethereum$460,931
Arbitrum$116,807
Plasma$98,472
Base$12,607
Solana$6,313
Polygon$1,370
Fees 24h$96,282
Ethereum$63,666
Arbitrum$16,197
Plasma$13,550
Base$1,686
Solana$984
Polygon$199
Cumulative Fees$104.41m
Ethereum$80.31m
Plasma$10.9m
Arbitrum$9.76m
Base$1.87m
Solana$1.28m
Polygon$290,527
Revenue (Annualized)$7.78m
Revenue 30d$345,847
Ethereum$207,547
Arbitrum$54,846
Plasma$46,112
Solana$31,446
Base$5,326
Polygon$570
Revenue 7d$78,344
Ethereum$48,853
Arbitrum$12,290
Plasma$9,488
Solana$6,313
Base$1,262
Polygon$138
Revenue 24h$10,721
Ethereum$6,509
Arbitrum$1,751
Plasma$1,288
Solana$984
Base$169
Polygon$20
Cumulative Revenue$12.51m
Ethereum$9.02m
Plasma$1.3m
Solana$1.28m
Arbitrum$688,367
Base$186,837
Polygon$31,153
Holders Revenue (Annualized)$5.7m
Holders Revenue 30d$0
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Holders Revenue 7d$0
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Holders Revenue 24h$0
Arbitrum$0
Base$0
Ethereum$0
Plasma$0
Polygon$0
Solana$0
Cumulative Holders Revenue$4.75m
Ethereum$4.75m
Arbitrum$0
Base$0
Plasma$0
Polygon$0
Solana$0
Active Loans$747.72m
Protocol Information
An ever-evolving DeFi protocol and financial system of the future by Instadapp
Category:Lending
Audits:
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubFees: Interest paid by borrowers on Fluid + revenue share from JupLendView code on GitHubRevenue: Percentage of interest going to treasuryView code on GitHubHolders Revenue: Token buyback from the treasuryView code on GitHubYields
Pools Tracked23
Average Supply APY3.52%
Hacks
Date: May 31, 2026
Amount: $215,000
Classification: Infrastructure
Technique: Private Key Compromised
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Frequently Asked Questions
What is Fluid Lending?
An ever-evolving DeFi protocol and financial system of the future by Instadapp
What is Fluid Lending's TVL?
Fluid Lending currently has $656.66m in total value locked. TVL has increased 7% over the past 30 days.
What chains does Fluid Lending operate on?
Fluid Lending operates on 5 chains: Base, Plasma, Ethereum, Arbitrum, and Polygon. Ethereum holds the largest share at 69.2%.
How much has Fluid Lending generated in fees and revenue?
Over the past 30 days, Fluid Lending generated $3.14m in fees. Of that, $345,847 was protocol revenue. Based on the trailing year, the annualized rate is $56.77m in fees and $7.78m in revenue.
How much has been borrowed through Fluid Lending?
Fluid Lending currently has $747.72m in active loans.
Has Fluid Lending ever been exploited?
Fluid Lending has 1 recorded security incident. The most recent incident occurred on May 31, 2026 and involved $215,000. It was classified as Infrastructure.
