Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Ask about Avocado Fund · freeAvocado Fund
Total Value Locked$46.97
TVL by Chain
Arbitrum$46.97
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$44,667
Protocol Information
Uncollateralised USDC lending on Arbitrum. Borrowers pass identity verification and build an on-chain credit score to draw an unsecured credit line; lenders supply USDC to an ERC-4626 vault and earn borrower interest
Methodology
TVL: TVL counts the USDC balance held by the AvocadoVault (ERC-4626, avUSDC) and by the AvocadoLending contract on Arbitrum One. Borrowed counts totalOutstandingDebt() on the AvocadoLending contract, which is uncollateralised borrower principal plus accrued interest. Uncollateralised debt is excluded from TVL so lender deposits are not double counted with funds drawn by borrowers.View code on GitHubCompetitors
Avocado Fund history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Aug 11, 2026 to Oct 18, 2026.
All-time high TVL: $33,292 on Aug 13, 2026. All-time low TVL: $46 on Aug 23, 2026.
Daily TVL, Sep 19, 2026 to Oct 18, 2026
| Date | TVL |
|---|---|
| Sep 19, 2026 | $46 |
| Sep 20, 2026 | $46 |
| Sep 21, 2026 | $46 |
| Sep 22, 2026 | $46 |
| Sep 23, 2026 | $46 |
| Sep 24, 2026 | $46 |
| Sep 25, 2026 | $46 |
| Sep 26, 2026 | $46 |
| Sep 27, 2026 | $46 |
| Sep 28, 2026 | $46 |
| Sep 29, 2026 | $46 |
| Sep 30, 2026 | $46 |
| Oct 1, 2026 | $46 |
| Oct 2, 2026 | $46 |
| Oct 3, 2026 | $46 |
| Oct 4, 2026 | $46 |
| Oct 5, 2026 | $46 |
| Oct 6, 2026 | $46 |
| Oct 7, 2026 | $46 |
| Oct 8, 2026 | $46 |
| Oct 9, 2026 | $46 |
| Oct 10, 2026 | $46 |
| Oct 11, 2026 | $46 |
| Oct 12, 2026 | $46 |
| Oct 13, 2026 | $46 |
| Oct 14, 2026 | $46 |
| Oct 15, 2026 | $46 |
| Oct 16, 2026 | $46 |
| Oct 17, 2026 | $46 |
| Oct 18, 2026 | $46 |
TVL at each month end, Aug 2026 to Oct 2026
| Date | TVL |
|---|---|
| Aug 31, 2026 | $46 |
| Sep 30, 2026 | $46 |
| Oct 18, 2026 (latest) | $46 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/avocado-fund
Frequently asked questions
What is Avocado Fund's TVL?
As of Oct 18, 2026, Avocado Fund has $46.97 in total value locked. TVL has increased 2.1% over the past 30 days.
What chains does Avocado Fund operate on?
Avocado Fund operates on Arbitrum. Arbitrum holds the largest share at 100%.
How does Avocado Fund's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Avocado Fund ranks #17 by TVL. The category holds $18.84m across 19 protocols, and Avocado Fund accounts for <0.1% of that total. Other leading protocols include Accountable, Union Protocol, Clearpool Lending, Pareto Credit, TrueFi, cSigma Finance, Clawloan, 3Jane Lending, Wildcat Protocol, and Goldfinch.
How much has been borrowed through Avocado Fund?
As of Oct 18, 2026, Avocado Fund has $44,667 in active loans.