Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Ask about Avocado Fund · freeAvocado Fund
Total Value Locked$46.97
TVL by Chain
Arbitrum$46.97
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$44,977
Protocol Information
Uncollateralised USDC lending on Arbitrum. Borrowers pass identity verification and build an on-chain credit score to draw an unsecured credit line; lenders supply USDC to an ERC-4626 vault and earn borrower interest
Audits:
Methodology
TVL: TVL counts the USDC balance held by the AvocadoVault (ERC-4626, avUSDC) and by the AvocadoLending contract on Arbitrum One. Borrowed counts totalOutstandingDebt() on the AvocadoLending contract, which is uncollateralised borrower principal plus accrued interest. Uncollateralised debt is excluded from TVL so lender deposits are not double counted with funds drawn by borrowers.View code on GitHubCompetitors
Avocado Fund history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Aug 11, 2026 to Nov 8, 2026.
All-time high TVL: $33,292 on Aug 13, 2026. All-time low TVL: $46 on Aug 23, 2026.
Daily TVL, Oct 10, 2026 to Nov 8, 2026
| Date | TVL |
|---|---|
| Oct 10, 2026 | $46 |
| Oct 11, 2026 | $46 |
| Oct 12, 2026 | $46 |
| Oct 13, 2026 | $46 |
| Oct 14, 2026 | $46 |
| Oct 15, 2026 | $46 |
| Oct 16, 2026 | $46 |
| Oct 17, 2026 | $46 |
| Oct 18, 2026 | $46 |
| Oct 19, 2026 | $46 |
| Oct 20, 2026 | $46 |
| Oct 21, 2026 | $46 |
| Oct 22, 2026 | $46 |
| Oct 23, 2026 | $46 |
| Oct 24, 2026 | $46 |
| Oct 25, 2026 | $46 |
| Oct 26, 2026 | $46 |
| Oct 27, 2026 | $46 |
| Oct 28, 2026 | $46 |
| Oct 29, 2026 | $46 |
| Oct 30, 2026 | $46 |
| Oct 31, 2026 | $46 |
| Nov 1, 2026 | $46 |
| Nov 2, 2026 | $46 |
| Nov 3, 2026 | $46 |
| Nov 4, 2026 | $46 |
| Nov 5, 2026 | $46 |
| Nov 6, 2026 | $46 |
| Nov 7, 2026 | $46 |
| Nov 8, 2026 | $46 |
TVL at each month end, Aug 2026 to Nov 2026
| Date | TVL |
|---|---|
| Aug 31, 2026 | $46 |
| Sep 30, 2026 | $46 |
| Oct 31, 2026 | $46 |
| Nov 8, 2026 (latest) | $46 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/avocado-fund
Frequently asked questions
What is Avocado Fund's TVL?
As of Nov 8, 2026, Avocado Fund has $46.97 in total value locked. TVL has increased 2.1% over the past 30 days.
What chains does Avocado Fund operate on?
Avocado Fund operates on Arbitrum. Arbitrum holds the largest share at 100%.
How does Avocado Fund's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Avocado Fund ranks #17 by TVL. The category holds $19.1m across 20 protocols, and Avocado Fund accounts for <0.1% of that total. Similar protocols include Accountable, Union Protocol, Pareto Credit, Clearpool Lending, TrueFi, cSigma Finance, Clawloan, 3Jane Lending, Wildcat Protocol, and Goldfinch.
How much has been borrowed through Avocado Fund?
As of Nov 8, 2026, Avocado Fund has $44,977 in active loans.