Total Value Locked$144,296
TVL by Chain
BSC$106,733
Polygon$31,014
Arbitrum$4,198
Ethereum$1,933
Base$418.28
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Market Cap$1.22m
$CREAM Price$0.43
Fully Diluted Valuation$1.26m
$CREAM Volume 24h$40.21
CEX Volume$0
DEX Volume$40.85(101.59% of total)
Active Loans$4,142
Protocol Information
Money markets, liquid staking and protocol-to-protocol lending
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubUser Activity
Active Addresses (24h)0
New Addresses (24h)0
Transactions (24h)0
Gas Used (24h)0 BNB
Gas Cost (24h)$0
Hacks
Date: Aug 30, 2021
Amount: $18.8m
Classification: Reentrancy
Technique: Reentrancy
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Date: Oct 27, 2021
Amount: $130m
Classification: Oracle Manipulation
Technique: Spot Price Manipulation
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
CREAM Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 26, 2020 to Oct 20, 2026.
All-time high TVL: $2.189b on Nov 16, 2021. All-time low TVL: $119,815 on Jun 7, 2026.
Daily TVL, Sep 21, 2026 to Oct 20, 2026
| Date | TVL |
|---|---|
| Sep 21, 2026 | $162,683 |
| Sep 22, 2026 | $153,228 |
| Sep 23, 2026 | $156,957 |
| Sep 24, 2026 | $152,019 |
| Sep 25, 2026 | $153,894 |
| Sep 26, 2026 | $155,611 |
| Sep 27, 2026 | $155,927 |
| Sep 28, 2026 | $155,801 |
| Sep 29, 2026 | $153,115 |
| Sep 30, 2026 | $154,334 |
| Oct 1, 2026 | $154,831 |
| Oct 2, 2026 | $155,814 |
| Oct 3, 2026 | $155,856 |
| Oct 4, 2026 | $156,141 |
| Oct 5, 2026 | $165,315 |
| Oct 6, 2026 | $163,639 |
| Oct 7, 2026 | $155,200 |
| Oct 8, 2026 | $151,384 |
| Oct 9, 2026 | $147,031 |
| Oct 10, 2026 | $147,991 |
| Oct 11, 2026 | $162,695 |
| Oct 12, 2026 | $150,706 |
| Oct 13, 2026 | $148,354 |
| Oct 14, 2026 | $148,310 |
| Oct 15, 2026 | $143,189 |
| Oct 16, 2026 | $146,747 |
| Oct 17, 2026 | $145,526 |
| Oct 18, 2026 | $144,844 |
| Oct 19, 2026 | $144,565 |
| Oct 20, 2026 | $145,058 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $798,837 |
| Dec 31, 2024 | $696,864 |
| Jan 31, 2025 | $506,746 |
| Feb 28, 2025 | $391,877 |
| Mar 31, 2025 | $359,269 |
| Apr 30, 2025 | $374,844 |
| May 31, 2025 | $410,923 |
| Jun 30, 2025 | $415,178 |
| Jul 31, 2025 | $476,080 |
| Aug 31, 2025 | $485,551 |
| Sep 30, 2025 | $486,409 |
| Oct 31, 2025 | $561,451 |
| Nov 30, 2025 | $490,470 |
| Dec 31, 2025 | $425,141 |
| Jan 31, 2026 | $403,712 |
| Feb 28, 2026 | $144,132 |
| Mar 31, 2026 | $142,084 |
| Apr 30, 2026 | $146,503 |
| May 31, 2026 | $139,746 |
| Jun 30, 2026 | $122,233 |
| Jul 31, 2026 | $130,057 |
| Aug 31, 2026 | $148,436 |
| Sep 30, 2026 | $154,334 |
| Oct 20, 2026 (latest) | $145,058 |
TVL at each year end, Dec 31, 2020 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2020 | $292.67m |
| Dec 31, 2021 | $2.02b |
| Dec 31, 2022 | $33.06m |
| Dec 31, 2023 | $7.89m |
| Dec 31, 2024 | $696,864 |
| Dec 31, 2025 | $425,141 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/cream-lending
Frequently asked questions
What is CREAM Lending's TVL?
As of Oct 20, 2026, CREAM Lending has $144,296 in total value locked. TVL has decreased 9.7% over the past 30 days.
What chains does CREAM Lending operate on?
CREAM Lending operates on 5 chains: BSC, Polygon, Arbitrum, Ethereum, and Base. BSC holds the largest share at 74%.
What is the CREAM token price and valuation?
CREAM is currently trading at $0.43. Its circulating market capitalization is $1.22m, ranking it #3,247. Its fully diluted valuation is $1.26m. Supply currently stands at 2.83m circulating, 2.92m total supply, 9m maximum supply.
How has CREAM performed recently?
CREAM is down 6.1% over the past 7 days and down 5.7% over the past 30 days. Its all-time high is $374.10, reached on Feb 4, 2021. The token is currently 99.9% below that level.
How does CREAM Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, CREAM Lending ranks #206 by TVL. The category holds $51.527b across 515 protocols, and CREAM Lending accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, Unitus, Folks Finance xChain, OmniBTC, Teller, Tarot, Ajna V2, PWN, and SMARDEX P2P Lending.
How much has been borrowed through CREAM Lending?
As of Oct 20, 2026, CREAM Lending has $4,142 in active loans.
Has CREAM Lending ever been exploited?
CREAM Lending has 2 recorded security incidents. The most recent incident occurred on Oct 27, 2021 and involved $130m. It was classified as Oracle Manipulation.