Logo of SMARDEX P2P LendingSMARDEX P2P Lending
Total Value Locked$4,614

TVL by Chain

Ethereum$4,604

Polygon$10

BSC$0

Arbitrum$0

Base$0

Key Metrics

Fees (Annualized)$0
Fees 30d$0

Ethereum$0

Fees 7d$0

Ethereum$0

Fees 24h$0

Ethereum$0

Cumulative Fees$11,849

Ethereum$11,849

Revenue (Annualized)$0
Revenue 30d$0

Ethereum$0

Revenue 7d$0

Ethereum$0

Revenue 24h$0

Ethereum$0

Cumulative Revenue$18

Ethereum$18

Active Loans$0

Protocol Information

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

CategoryLending
WebsiteTwitter

Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHub

Competitors

Aave V3 ($12.275b)Morpho Blue ($6.796b)Folks Finance xChain ($8.26m)Unitus ($6.59m)OmniBTC ($1.83m)SparkLend ($3.377b)Maple ($1.927b)Compound V3 ($1.093b)Venus Core Pool ($1.062b)Fluid Lending ($626.41m)