Total Value Locked$5,805.08
TVL by Chain
Ethereum$5,795.08
Polygon$10
Arbitrum$0
Base$0
BSC$0
Key Metrics
Fees (Annualized)$10,189.92
Fees 30d$0
Ethereum$0
Fees 7d$0
Ethereum$0
Fees 24h$0
Ethereum$0
Cumulative Fees$11,849
Ethereum$11,849
Revenue (Annualized)$10.03
Revenue 30d$0
Ethereum$0
Revenue 7d$0
Ethereum$0
Revenue 24h$0
Ethereum$0
Cumulative Revenue$18
Ethereum$18
Active Loans$0
Protocol Information
P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHubCompetitors
Frequently Asked Questions
What is SMARDEX P2P Lending?
P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized
What is SMARDEX P2P Lending's TVL?
SMARDEX P2P Lending currently has $5,805.08 in total value locked. TVL has increased 21.9% over the past 30 days.
What chains does SMARDEX P2P Lending operate on?
SMARDEX P2P Lending operates on 5 chains: Ethereum, Arbitrum, BSC, Base, and Polygon. Ethereum holds the largest share at 99.8%.
How much has SMARDEX P2P Lending generated in fees and revenue?
Over the past 30 days, SMARDEX P2P Lending generated $0 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $10,189.92 in fees and $10.03 in revenue.
How does SMARDEX P2P Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, SMARDEX P2P Lending ranks #352 by TVL. The category holds $46.906b across 514 protocols, and SMARDEX P2P Lending accounts for <0.1% of that total. Other leading protocols include Aave V3, Morpho Blue, Unitus, Folks Finance xChain, OmniBTC, Teller, Tarot, Ajna V2, Prime Protocol, and CREAM Lending.
How much has been borrowed through SMARDEX P2P Lending?
SMARDEX P2P Lending currently has $0 in active loans.
