Logo of SMARDEX P2P LendingSMARDEX P2P Lending
Total Value Locked$4,834.82

TVL by Chain

Ethereum$4,824.82

Polygon$10

BSC$0

Arbitrum$0

Base$0

Key Metrics

Fees (Annualized)$10,604
Fees 30d$0

Ethereum$0

Fees 7d$0

Ethereum$0

Fees 24h$0

Ethereum$0

Cumulative Fees$11,849

Ethereum$11,849

Revenue (Annualized)$10
Revenue 30d$0

Ethereum$0

Revenue 7d$0

Ethereum$0

Revenue 24h$0

Ethereum$0

Cumulative Revenue$18

Ethereum$18

Active Loans$0

Protocol Information

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

Category:Lending

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Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHub

Competitors

Aave V3 ($13.774b)Morpho Blue ($7.518b)Unitus ($6.03m)Folks Finance xChain ($5.26m)OmniBTC ($1.72m)SparkLend ($3.718b)Maple ($2.314b)Compound V3 ($1.14b)Venus Core Pool ($1.035b)Fluid Lending ($654.41m)

Frequently Asked Questions

What is SMARDEX P2P Lending?

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

What is SMARDEX P2P Lending's TVL?

SMARDEX P2P Lending currently has $4,834.82 in total value locked. TVL has increased 12.3% over the past 30 days.

What chains does SMARDEX P2P Lending operate on?

SMARDEX P2P Lending operates on 5 chains: Ethereum, Arbitrum, BSC, Base, and Polygon. Ethereum holds the largest share at 99.8%.

How much has SMARDEX P2P Lending generated in fees and revenue?

Over the past 30 days, SMARDEX P2P Lending generated $0 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $10,604 in fees and $10 in revenue.

How much has been borrowed through SMARDEX P2P Lending?

SMARDEX P2P Lending currently has $0 in active loans.