Ask about SmartCredit
Logo of SmartCreditSmartCredit(SMARTCREDIT)
Total Value Locked$160,654.28

TVL by Chain

Ethereum$160,654.28

Key Metrics

Staked$124,492.96

Active Loans$177,019.39

$SMARTCREDIT Liquidity$351,092

Uniswap V2$351,092

Protocol Information

DeFi fixed-term / fixed-interest loans for the borrowers. DeFi personal fixed income funds for the lenders

Category:Lending

Audits:

WebsiteTwitter

Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHub

Hacks

Date: May 4, 2026

Amount: $72,000

Classification: Protocol Logic

Technique: Flashloan Exploit

Chains: Ethereum

Language: Solidity

Target Type: DeFi Protocol

Competitors

Aave V3 ($14.118b)Morpho Blue ($7.956b)SparkLend ($3.584b)Maple ($2.39b)Compound V3 ($1.131b)Venus Core Pool ($1.068b)Lista Lending ($718.04m)Fluid Lending ($669.91m)Euler V2 ($355.15m)cap ($280.15m)

Frequently Asked Questions

What is SmartCredit?

DeFi fixed-term / fixed-interest loans for the borrowers. DeFi personal fixed income funds for the lenders

What is SmartCredit's TVL?

SmartCredit currently has $160,654.28 in total value locked. TVL has decreased 4.5% over the past 30 days.

What chains does SmartCredit operate on?

SmartCredit operates on Ethereum. Ethereum holds the largest share at 100%.

How does SmartCredit's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, SmartCredit ranks #185 by TVL. The category holds $40.987b across 467 protocols, and SmartCredit accounts for <0.1% of that total. Other leading protocols include Aave, Morpho, and Spark.

How much has been borrowed through SmartCredit?

SmartCredit currently has $177,019.39 in active loans.

Has SmartCredit ever been exploited?

SmartCredit has 1 recorded security incident. The most recent incident occurred on May 4, 2026 and involved $72,000. It was classified as Protocol Logic.