Logo of SmartCreditSmartCredit(SMARTCREDIT)
Total Value Locked$207,050.78

TVL by Chain

Ethereum$207,050.78

Key Metrics

Staked$160,159.23

Active Loans$185,569.48

Protocol Information

DeFi fixed-term / fixed-interest loans for the borrowers. DeFi personal fixed income funds for the lenders

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Category:Lending

Audits:

Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHub

Hacks

Date: May 4, 2026

Amount: $72,000

Classification: Protocol Logic

Technique: Unknown

Chains: Ethereum

Language: Solidity

Target Type: DeFi Protocol

Competitors

Aave V3 ($17.277b)Morpho Blue ($9.663b)SparkLend ($4.425b)Maple ($3.121b)Compound V3 ($1.409b)Venus Core Pool ($1.273b)Lista Lending ($852.21m)Fluid Lending ($747.37m)Aave V4 ($369.04m)Euler V2 ($350.67m)

Frequently Asked Questions

What is SmartCredit's TVL?

SmartCredit currently has $207,050.78 in total value locked. TVL has increased 22.6% over the past 30 days.

What chains does SmartCredit operate on?

SmartCredit operates on Ethereum. Ethereum holds the largest share at 100%.

How does SmartCredit's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, SmartCredit ranks #194 by TVL. The category holds $49.715b across 515 protocols, and SmartCredit accounts for <0.1% of that total. Other leading protocols include Aave V3, Morpho Blue, SparkLend, Maple, Compound V3, Venus Core Pool, Lista Lending, Fluid Lending, Aave V4, and Euler V2.

How much has been borrowed through SmartCredit?

SmartCredit currently has $185,569.48 in active loans.

Has SmartCredit ever been exploited?

SmartCredit has 1 recorded security incident. The most recent incident occurred on May 4, 2026 and involved $72,000. It was classified as Protocol Logic.