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Umee(UMEE)

Total Value Locked$19,572

TVL by Chain

Ethereum$19,572

UX$0

The chart plots Active Loans as its own series; it is not part of the TVL above.

Key Metrics

Active Loans$0

Total Raised$38.3m

Jun 15, 2021$6.3mRound: SeedInvestors: Polychain Capital, Coinbase Ventures, ConsenSys, Tendermint, CMS, Ideo Colab, Brian Kelly Capital Management, Alameda Research, Argonautic Ventures

Dec 30, 2021$32mRound: CoinList sale

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Protocol Information

The most programmable, safety-first, autonomous lending algorithm built as a blockchain. Umee is reshaping the global debt markets in Web3.

Category:Lending

Audits:

Methodology

TVL: Total supplied assets - total borrowed assetsView code on GitHub

Competitors

Umee history

TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Feb 6, 2023 to Oct 20, 2026.

All-time high TVL: $19.96m on Mar 7, 2024. All-time low TVL: $15,082 on Jul 9, 2026.

Daily TVL, Sep 21, 2026 to Oct 20, 2026

DateTVL
Sep 21, 2026$21,040
Sep 22, 2026$21,571
Sep 23, 2026$21,655
Sep 24, 2026$21,188
Sep 25, 2026$21,238
Sep 26, 2026$21,239
Sep 27, 2026$21,294
Sep 28, 2026$21,058
Sep 29, 2026$21,214
Sep 30, 2026$21,126
Oct 1, 2026$21,232
Oct 2, 2026$21,329
Oct 3, 2026$21,110
Oct 4, 2026$21,254
Oct 5, 2026$21,465
Oct 6, 2026$21,401
Oct 7, 2026$20,713
Oct 8, 2026$20,518
Oct 9, 2026$19,854
Oct 10, 2026$19,967
Oct 11, 2026$20,058
Oct 12, 2026$20,258
Oct 13, 2026$19,897
Oct 14, 2026$20,081
Oct 15, 2026$19,178
Oct 16, 2026$19,649
Oct 17, 2026$19,519
Oct 18, 2026$19,467
Oct 19, 2026$19,527
Oct 20, 2026$19,356

TVL at each month end, Nov 2024 to Oct 2026

DateTVL
Nov 30, 2024$3.36m
Dec 31, 2024$2.98m
Jan 31, 2025$3.14m
Feb 28, 2025$2.27m
Mar 31, 2025$1.53m
Apr 30, 2025$1.65m
May 31, 2025$1.58m
Jun 30, 2025$1.43m
Jul 31, 2025$1.47m
Aug 31, 2025$1.55m
Sep 30, 2025$1.49m
Oct 31, 2025$1.23m
Nov 30, 2025$1.02m
Dec 31, 2025$884,968
Jan 31, 2026$703,317
Feb 28, 2026$283,371
Mar 31, 2026$321,741
Apr 30, 2026$291,402
May 31, 2026$223,429
Jun 30, 2026$118,470
Jul 31, 2026$16,198
Aug 31, 2026$19,553
Sep 30, 2026$21,126
Oct 20, 2026 (latest)$19,356

TVL at each year end, Dec 31, 2023 to Dec 31, 2025

DateTVL
Dec 31, 2023$15.8m
Dec 31, 2024$2.98m
Dec 31, 2025$884,968

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/umee

Frequently asked questions

What is Umee's TVL?

As of Oct 20, 2026, Umee has $19,572 in total value locked. TVL has decreased 4.8% over the past 30 days.

What chains does Umee operate on?

Umee operates on 2 chains: Ethereum and UX. Ethereum holds the largest share at 100%.

How does Umee's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Umee ranks #288 by TVL. The category holds $52.049b across 515 protocols, and Umee accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, SparkLend, Maple, Compound V3, Venus Core Pool, Lista Lending, Fluid Lending, Aave V4, and Euler V2.

How much has been borrowed through Umee?

As of Oct 20, 2026, Umee has $0 in active loans.