Ask about Pencil Finance

Logo of Pencil FinancePencil Finance

Total Value Locked$0

TVL by Chain

EDU Chain$0

Protocol Information

Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.

WebsiteX/Twitter
Category:RWA

Sub Category: Private Credit

Methodology

TVL: TVL is calculated based on totalAssets() (WEDU tokens) held by the Pencil Finance Staking Vault on EduChain (OCC chain).View code on GitHub

Competitors

Invesco USTB ($564.87m)Ethena USDtb ($488.6m)Huma ($413.96m)Re ($397.05m)USD AI ($337.75m)Anemoy Capital ($333.42m)OnRe ($292.81m)OpenTrade ($252.07m)Plume Vaults ($230.62m)RealT Tokens ($155.11m)

Frequently Asked Questions

What is Pencil Finance's TVL?

Pencil Finance currently has $0 in total value locked.

What chains does Pencil Finance operate on?

Pencil Finance operates on EDU Chain.

How does Pencil Finance's TVL compare to similar protocols?

Among RWA protocols tracked by DefiLlama, Pencil Finance ranks #138 by TVL. The category holds $4.682b across 172 protocols, and Pencil Finance accounts for 0% of that total. Other leading protocols include Invesco USTB, Ethena USDtb, Huma, Re, USD AI, Anemoy Capital, OnRe, OpenTrade, Plume Vaults, and RealT Tokens.