Ask about USD AI

Logo of USD AIUSD AI(CHIP)

Total Value Locked$319.31m

TVL by Chain

Arbitrum$319.31m

Key Metrics

Fees 30d$4.92m
Fees 30d by chain

Arbitrum$4.92m

Fees 7d$3.26m

Arbitrum$3.26m

Fees 24h$378,913

Arbitrum$378,913

Cumulative Fees$29.14m

Arbitrum$29.14m

Revenue 30d$492,347
Revenue 30d by chain

Arbitrum$492,347

Revenue 7d$325,988

Arbitrum$325,988

Revenue 24h$37,891

Arbitrum$37,891

Cumulative Revenue$7.71m

Arbitrum$7.71m

Holders Revenue 30d$0
Holders Revenue 30d by chain

Arbitrum$0

Holders Revenue 7d$0

Arbitrum$0

Holders Revenue 24h$0

Arbitrum$0

Cumulative Holders Revenue$0

Arbitrum$0

Incentives 1y$0

$0

$0

$0

$0

Earnings (Annualized)$7.54m

$492,347

$325,988

$37,891

$7.71m

Market Cap$85.83m

$CHIP Price$0.043

All Time High$0.14

All Time Low$0.022

View $CHIP token page

$429.14m

$344.17m

$CHIP Volume 24h$8.46m

CEX Volume$7.49m

DEX Volume$1.49m(17.62% of total)

Active Loans$311.75m

Total Raised$4m

Sep 22, 2025$4mRound: Investors: Bullish

Nov 17, 2025Round: Investors: Coinbase Ventures

Protocol Information

USD.AI is a yield-bearing synthetic dollar protocol backed by real-world infrastructure assets

WebsiteX/Twitter
Category:RWA

Sub Category: Private Credit

Audits:

Methodology

TVL: TVL is calculated by summing the value of tokens held by the protocol and outstanding claimable yield. Outstanding loan principals are reported separately as borrowed.View code on GitHubFees: Total interest and admin fees collected from USDai's base token yield, GPU-financing yield, and escrow timelock yieldView code on GitHubRevenue: Admin fees going to protocol treasuryView code on GitHubHolders Revenue: View code on GitHub

Incentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.

Earnings: Revenue of the protocol minus the incentives distributed to users

Yields

Pools Tracked1

Average Supply APY7.05%

Competitors

Re ($394.46m)Tangible RWA ($41.55m)GAIB ($16.99m)Estate Protocol ($13.95m)Stobox ($13.95m)Theo Network thBill ($12.18m)Anzen V2 ($7.67m)Mountain Protocol ($1.4m)Boson Protocol ($230,386)Solv Vesting ($154,987)

Frequently Asked Questions

What is USD AI's TVL?

USD AI currently has $319.31m in total value locked. TVL has increased 38.5% over the past 30 days.

What chains does USD AI operate on?

USD AI operates on Arbitrum. Arbitrum holds the largest share at 100%.

How much has USD AI generated in fees and revenue?

Over the past 30 days, USD AI generated $4.92m in fees. Of that, $492,347 was protocol revenue. Based on the trailing year, the annualized rate is $27.41m in fees and $7.54m in revenue.

What is the CHIP token price and valuation?

CHIP is currently trading at $0.043. Its circulating market capitalization is $86.27m, ranking it #446. Its fully diluted valuation is $431.34m. Supply currently stands at 2b circulating, 10b total supply, 10b maximum supply.

How has CHIP performed recently?

CHIP is down 12.7% over the past 7 days and down 14.3% over the past 30 days. Its all-time high is $0.14, reached on Apr 23, 2026. The token is currently 69.2% below that level.

How does USD AI's TVL compare to similar protocols?

Among RWA protocols tracked by DefiLlama, USD AI ranks #6 by TVL. The category holds $4.671b across 172 protocols, and USD AI accounts for 6.8% of that total. Other leading protocols include Re, Tangible RWA, GAIB, Estate Protocol, Stobox, Theo Network thBill, Anzen V2, Mountain Protocol, Boson Protocol, and Solv Vesting.

How much has been borrowed through USD AI?

USD AI currently has $311.75m in active loans.