Ask about Payy · free
Logo of Payy

Payy

Total Value Locked$710.62

TVL by Chain

Ethereum$710.62

Polygon$0.00001

Key Metrics

Total Raised$6m

Mar 25, 2026$6mRound: SeedInvestors: FirstMark, Robot Ventures, DBA

Protocol Information

Payy is a private stablecoin payments network. Users hold, send and spend USDC privately on its zk-rollup through Payy Wallet and Payy Card.

WebsiteGitHubX/Twitter
Category:Privacy

Audits:

Methodology

TVL: TVL is the USDC locked in the Payy Network rollup bridge contracts, which back users' private USDC notes on the Payy L2. Counts the current Ethereum rollup and the two earlier Polygon rollups it migrated from.View code on GitHub

Competitors

Tornado Cash ($629.34m)Railgun ($103.38m)Hinkal ($191,722)zERC20 ($88,272)Zama ($87.64m)Privacy Pools V1 ($8.44m)Privacy Cash ($1.51m)Privacy Pools V2 ($859,974)The Interfold ($450,952)zkBob ($206,588)

Closest by TVL

Garble.Money ($1,004)Veil ($870.51)Tonic Cash ($639.76)Namada Shielded Pools ($423.24)

Payy history

TVL is the default DefiLlama definition. Daily values are UTC snapshots from Oct 5, 2026 to Nov 15, 2026.

All-time high TVL: $710 on Oct 5, 2026. All-time low TVL: $710 on Oct 5, 2026.

Daily TVL, Oct 17, 2026 to Nov 15, 2026

DateTVL
Oct 17, 2026$710
Oct 18, 2026$710
Oct 19, 2026$710
Oct 20, 2026$710
Oct 21, 2026$710
Oct 22, 2026$710
Oct 23, 2026$710
Oct 24, 2026$710
Oct 25, 2026$710
Oct 26, 2026$710
Oct 27, 2026$710
Oct 28, 2026$710
Oct 29, 2026$710
Oct 30, 2026$710
Oct 31, 2026$710
Nov 1, 2026$710
Nov 2, 2026$710
Nov 3, 2026$710
Nov 4, 2026$710
Nov 5, 2026$710
Nov 6, 2026$710
Nov 7, 2026$710
Nov 8, 2026$710
Nov 9, 2026$710
Nov 10, 2026$710
Nov 11, 2026$710
Nov 12, 2026$710
Nov 13, 2026$710
Nov 14, 2026$710
Nov 15, 2026$710

TVL at each month end, Oct 2026 to Nov 2026

DateTVL
Oct 31, 2026$710
Nov 15, 2026 (latest)$710

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/payy

Frequently asked questions

What is Payy's TVL?

As of Nov 15, 2026, Payy has $710.62 in total value locked. TVL has increased 0.1% over the past 30 days.

What chains does Payy operate on?

Payy operates on 2 chains: Ethereum and Polygon. Ethereum holds the largest share at 100%.

How does Payy's TVL compare to similar protocols?

Among Privacy protocols tracked by DefiLlama, Payy ranks #31 by TVL. The category holds $834.15m across 55 protocols, and Payy accounts for <0.1% of that total. Similar protocols include Tornado Cash, Railgun, Hinkal, zERC20, Zama, Privacy Pools V1, Privacy Cash, Privacy Pools V2, The Interfold, and zkBob.