Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Ask about Goldfinch · freeTotal Value Locked$2.39m
TVL by Chain
Ethereum$2.39m
Key Metrics
Fees 30d$2,651
Fees 30d by chain
Ethereum$2,651
Fees 7d$49.23
Ethereum$49.23
Fees 24h$1
Ethereum$1
Cumulative Fees$32.77m
Ethereum$32.77m
Revenue 30d$2,651
Revenue 30d by chain
Ethereum$2,651
Revenue 7d$49.23
Ethereum$49.23
Revenue 24h$1
Ethereum$1
Cumulative Revenue$3.9m
Ethereum$3.9m
Incentives 1y$0
Incentives 30d$0
Incentives 7d$0
Incentives 24h$0
Cumulative Incentives$132.46m
Earnings (Annualized)$165,608
Earnings 30d$2,651
Earnings 7d$49.23
Earnings 24h$1
Cumulative Earnings-$128.56m
Market Cap$3.59m
$GFI Price$0.038
Fully Diluted Valuation$4.31m
Outstanding FDV$4.31m
$GFI Volume 24h$65,803
CEX Volume$64,069
DEX Volume$1.99(0.003% of total)
Active Loans$0
Protocol Information
Goldfinch is a decentralized credit protocol, built for the future when all debt is on-chain. It offers sustainable, high-quality yields that are generated by real-world economic activity, sheltered from DeFi's volatility.
Methodology
TVL: The base TVL metric counts only excess USDC liquidity in the Senior Pool, and USDC in all the Borrower Pools. The Borrowed TVL component additionally counts loans made by the Senior Pool and the Backers of all Borrower Pools.View code on GitHubFees: Interest, payment, and reserve fees paid by users.View code on GitHubRevenue: Reserve fees are revenue.View code on GitHubIncentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.
Earnings: Revenue of the protocol minus the incentives distributed to users
Hacks
Date: Dec 2, 2025
Amount: $330,000
Classification: Access Control
Technique: Token Approval Abuse
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Goldfinch history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Aug 26, 2021 to Oct 19, 2026.
All-time high TVL: $53.47m on Feb 21, 2022. All-time low TVL: $453,707 on Oct 7, 2025.
Daily TVL, Sep 20, 2026 to Oct 19, 2026
| Date | TVL |
|---|---|
| Sep 20, 2026 | $2.4m |
| Sep 21, 2026 | $2.39m |
| Sep 22, 2026 | $2.33m |
| Sep 23, 2026 | $2.15m |
| Sep 24, 2026 | $2.14m |
| Sep 25, 2026 | $2.08m |
| Sep 26, 2026 | $2.07m |
| Sep 27, 2026 | $2.07m |
| Sep 28, 2026 | $2.06m |
| Sep 29, 2026 | $2.06m |
| Sep 30, 2026 | $2.05m |
| Oct 1, 2026 | $2.05m |
| Oct 2, 2026 | $2.05m |
| Oct 3, 2026 | $1.96m |
| Oct 4, 2026 | $1.96m |
| Oct 5, 2026 | $1.96m |
| Oct 6, 2026 | $1.95m |
| Oct 7, 2026 | $1.94m |
| Oct 8, 2026 | $1.94m |
| Oct 9, 2026 | $1.92m |
| Oct 10, 2026 | $1.91m |
| Oct 11, 2026 | $1.9m |
| Oct 12, 2026 | $1.9m |
| Oct 13, 2026 | $1.9m |
| Oct 14, 2026 | $1.9m |
| Oct 15, 2026 | $1.9m |
| Oct 16, 2026 | $1.89m |
| Oct 17, 2026 | $1.89m |
| Oct 18, 2026 | $1.89m |
| Oct 19, 2026 | $2.39m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $2.6m |
| Dec 31, 2024 | $2.66m |
| Jan 31, 2025 | $1.16m |
| Feb 28, 2025 | $962,025 |
| Mar 31, 2025 | $869,268 |
| Apr 30, 2025 | $695,646 |
| May 31, 2025 | $665,701 |
| Jun 30, 2025 | $640,205 |
| Jul 31, 2025 | $617,661 |
| Aug 31, 2025 | $463,631 |
| Sep 30, 2025 | $458,839 |
| Oct 31, 2025 | $784,166 |
| Nov 30, 2025 | $4.79m |
| Dec 31, 2025 | $2.16m |
| Jan 31, 2026 | $1.68m |
| Feb 28, 2026 | $1.59m |
| Mar 31, 2026 | $1.48m |
| Apr 30, 2026 | $1.34m |
| May 31, 2026 | $1.79m |
| Jun 30, 2026 | $1.46m |
| Jul 31, 2026 | $1.92m |
| Aug 31, 2026 | $1.7m |
| Sep 30, 2026 | $2.05m |
| Oct 19, 2026 (latest) | $2.39m |
TVL at each year end, Dec 31, 2021 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2021 | $1.97m |
| Dec 31, 2022 | $1.38m |
| Dec 31, 2023 | $12.02m |
| Dec 31, 2024 | $2.66m |
| Dec 31, 2025 | $2.16m |
Fees and revenue by UTC calendar month, Nov 2024 to Oct 2026
| Month | Fees | Revenue |
|---|---|---|
| Nov 2024 | $271,940 | $28,786 |
| Dec 2024 | $92,711 | $10,952 |
| Jan 2025 | $164,371 | $26,720 |
| Feb 2025 | $83,419 | $9,447 |
| Mar 2025 | $82,286 | $8,314 |
| Apr 2025 | $129 | $129 |
| May 2025 | $34 | $34 |
| Jun 2025 | $61 | $61 |
| Jul 2025 | $69 | $69 |
| Aug 2025 | $691 | $691 |
| Sep 2025 | $18 | $18 |
| Oct 2025 | $271,009 | $27,874 |
| Nov 2025 | $1.18m | $125,497 |
| Dec 2025 | $11,945 | $11,945 |
| Jan 2026 | $2,159 | $2,159 |
| Feb 2026 | $416 | $416 |
| Mar 2026 | $1,563 | $1,563 |
| Apr 2026 | $2,243 | $2,243 |
| May 2026 | $96,884 | $10,256 |
| Jun 2026 | $1,489 | $1,489 |
| Jul 2026 | $1,555 | $1,555 |
| Aug 2026 | $3,872 | $3,872 |
| Sep 2026 | $3,366 | $3,366 |
| Oct 2026 (to date) | $799.35 | $799.35 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/goldfinch
Frequently asked questions
What is Goldfinch's TVL?
As of Oct 19, 2026, Goldfinch has $2.39m in total value locked. TVL has decreased 1.4% over the past 30 days.
What chains does Goldfinch operate on?
Goldfinch operates on Ethereum. Ethereum holds the largest share at 100%.
How much has Goldfinch generated in fees and revenue?
Over the past 30 days, Goldfinch generated $2,651 in fees. Of that, $2,651 was protocol revenue. Based on the trailing year, the annualized rate is $1.31m in fees and $165,608 in revenue.
What is the GFI token price and valuation?
GFI is currently trading at $0.038. Its circulating market capitalization is $3.6m, ranking it #2,265. Its fully diluted valuation is $4.32m. Supply currently stands at 95.24m circulating, 114.29m total supply, 114.29m maximum supply.
How has GFI performed recently?
GFI is down 6.3% over the past 7 days and up 31.7% over the past 30 days. Its all-time high is $32.94, reached on Jan 11, 2022. The token is currently 99.9% below that level.
How does Goldfinch's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Goldfinch ranks #3 by TVL. The category holds $19.62m across 19 protocols, and Goldfinch accounts for 12.2% of that total. Other leading protocols include 3Jane Lending, Wildcat Protocol, Accountable, Union Protocol, Credit Coop, Clearpool Lending, Pareto Credit, Ribbon Lend, dAMM Finance, and TrueFi.
How much has been borrowed through Goldfinch?
As of Oct 19, 2026, Goldfinch has $0 in active loans.
Has Goldfinch ever been exploited?
Goldfinch has 1 recorded security incident. The most recent incident occurred on Dec 2, 2025 and involved $330,000. It was classified as Access Control.