Ask about Folks Finance · freeTotal Value Locked$51.79m
TVL by Chain
Algorand$48.04m
Avalanche$2.74m
Polygon$725,900
Monad$178,782
Arbitrum$32,442
Base$25,789
Ethereum$25,223
Sei$7,768
BSC$6,731
Key Metrics
Fees 30d$186,623
Fees 30d by chain
Algorand$169,930
Avalanche$16,406
Polygon$167.21
Ethereum$47.27
Monad$44.99
Arbitrum$21.73
Base$5.67
Sei$0.67
BSC$0.18
Fees 7d$35,958
Algorand$34,199
Avalanche$1,730
Polygon$12.62
Ethereum$10.59
Monad$5.45
Base$0.89
Arbitrum$0.65
BSC$0
Sei$0
Fees 24h$4,979
Algorand$4,591
Avalanche$384
Polygon$1.82
Ethereum$1.50
Monad$0.72
Base$0.12
Arbitrum$0.08
BSC$0
Sei$0
Cumulative Fees$2.56m
Algorand$1.87m
Avalanche$396,606
Polygon$230,906
Monad$49,498
Sei$6,222
Ethereum$4,385
Arbitrum$994.96
Base$337.64
BSC$74.44
Revenue 30d$20,999
Revenue 30d by chain
Algorand$19,333
Avalanche$1,638
Polygon$16.75
Ethereum$4.73
Monad$4.51
Arbitrum$2.21
Base$0.45
BSC$0
Sei$0
Revenue 7d$4,052
Algorand$3,878
Avalanche$170.92
Polygon$1.27
Ethereum$1.05
Monad$0.55
Arbitrum$0.08
Base$0.07
BSC$0
Sei$0
Revenue 24h$556.10
Algorand$518
Avalanche$37.68
Polygon$0.18
Ethereum$0.15
Monad$0.07
Arbitrum$0.01
Base$0.01
BSC$0
Sei$0
Cumulative Revenue$260,804
Algorand$191,885
Avalanche$39,657
Polygon$23,118
Monad$4,954
Sei$619.43
Ethereum$437.12
Arbitrum$98.30
Base$29.23
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Market Cap$40.98m
$FOLKS Price$2.28
Fully Diluted Valuation$113.92m
$FOLKS Volume 24h$747,821
CEX Volume$304,019
DEX Volume$465,810(62.29% of total)
Active Loans$11.45m
Treasury$619,945
Majors$3,681
Stablecoins$287,257
Own Tokens$0
Others$329,007
Total Raised$6.2m
Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand
Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
- xALGO Liquid StakingLiquid Staking
- Folks Finance LendingLending
- Folks Finance xChainLending
- gALGO Liquid GovernanceLiquid Staking
- UltraswapLending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Yields
Pools Tracked17
Average Supply APY1.58%
Folks Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 30, 2026.
All-time high TVL: $314.76m on Dec 4, 2024. All-time low TVL: $3.56m on Apr 12, 2022.
Daily TVL, Oct 1, 2026 to Oct 30, 2026
| Date | TVL |
|---|---|
| Oct 1, 2026 | $69.66m |
| Oct 2, 2026 | $68.7m |
| Oct 3, 2026 | $70.92m |
| Oct 4, 2026 | $72.43m |
| Oct 5, 2026 | $73.19m |
| Oct 6, 2026 | $71.11m |
| Oct 7, 2026 | $69.02m |
| Oct 8, 2026 | $66.44m |
| Oct 9, 2026 | $64.49m |
| Oct 10, 2026 | $63.18m |
| Oct 11, 2026 | $64.61m |
| Oct 12, 2026 | $68.44m |
| Oct 13, 2026 | $63.64m |
| Oct 14, 2026 | $64.38m |
| Oct 15, 2026 | $62.21m |
| Oct 16, 2026 | $64.07m |
| Oct 17, 2026 | $61.87m |
| Oct 18, 2026 | $60.41m |
| Oct 19, 2026 | $60.3m |
| Oct 20, 2026 | $59.28m |
| Oct 21, 2026 | $61.03m |
| Oct 22, 2026 | $61.26m |
| Oct 23, 2026 | $57.73m |
| Oct 24, 2026 | $56.92m |
| Oct 25, 2026 | $56.39m |
| Oct 26, 2026 | $56.52m |
| Oct 27, 2026 | $57.05m |
| Oct 28, 2026 | $56.11m |
| Oct 29, 2026 | $56.32m |
| Oct 30, 2026 | $49.66m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $272.3m |
| Dec 31, 2024 | $194.13m |
| Jan 31, 2025 | $260.59m |
| Feb 28, 2025 | $167.48m |
| Mar 31, 2025 | $131.53m |
| Apr 30, 2025 | $89m |
| May 31, 2025 | $77.05m |
| Jun 30, 2025 | $105.27m |
| Jul 31, 2025 | $142.46m |
| Aug 31, 2025 | $143.9m |
| Sep 30, 2025 | $142.48m |
| Oct 31, 2025 | $118.95m |
| Nov 30, 2025 | $97.9m |
| Dec 31, 2025 | $87.71m |
| Jan 31, 2026 | $80.81m |
| Feb 28, 2026 | $64.64m |
| Mar 31, 2026 | $60.63m |
| Apr 30, 2026 | $69.77m |
| May 31, 2026 | $75.68m |
| Jun 30, 2026 | $53.28m |
| Jul 31, 2026 | $48.03m |
| Aug 31, 2026 | $50.5m |
| Sep 30, 2026 | $70.36m |
| Oct 30, 2026 (latest) | $49.66m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $53.27m |
| Dec 31, 2023 | $138.77m |
| Dec 31, 2024 | $194.13m |
| Dec 31, 2025 | $87.71m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $356,147 | $35,611 | $0 |
| Nov 2025 | $267,889 | $26,785 | $0 |
| Dec 2025 | $233,145 | $23,313 | $0 |
| Jan 2026 | $218,594 | $21,866 | $0 |
| Feb 2026 | $149,216 | $14,918 | $0 |
| Mar 2026 | $142,027 | $14,203 | $0 |
| Apr 2026 | $185,032 | $18,502 | $0 |
| May 2026 | $172,588 | $17,258 | $0 |
| Jun 2026 | $135,400 | $13,535 | $0 |
| Jul 2026 | $115,695 | $11,577 | $0 |
| Aug 2026 | $117,422 | $11,966 | $0 |
| Sep 2026 | $192,030 | $21,685 | $0 |
| Oct 2026 (to date) | $184,721 | $20,773 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance
Frequently asked questions
What is Folks Finance's TVL?
As of Oct 30, 2026, Folks Finance has $51.79m in total value locked. TVL has decreased 26.4% over the past 30 days.
What chains does Folks Finance operate on?
Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Monad, and Arbitrum and 4 others. Algorand holds the largest share at 92.8%.
How much has Folks Finance generated in fees and revenue?
Over the past 30 days, Folks Finance generated $186,623 in fees. Of that, $20,999 was protocol revenue. Based on the trailing year, the annualized rate is $2.13m in fees and $217,811 in revenue.
What is the FOLKS token price and valuation?
FOLKS is currently trading at $2.31. Its circulating market capitalization is $41.49m, ranking it #680. Its fully diluted valuation is $115.35m. Supply currently stands at 17.99m circulating, 50m total supply, 50m maximum supply.
How has FOLKS performed recently?
FOLKS is down 6.1% over the past 7 days and down 11.7% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95.3% below that level.
Which protocols are included in Folks Finance?
Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.
How much has been borrowed through Folks Finance?
As of Oct 30, 2026, Folks Finance has $11.45m in active loans.
Does Folks Finance have a treasury?
Folks Finance has a tracked treasury currently valued at $619,945. Its holdings include $287,257 in stablecoins, $3,681 in major assets, $329,007 in other assets.