Ethos Reserve(OATH)
Total Value Locked$199,603
TVL by Chain
OP Mainnet$199,603
Protocol Information
Ethos Reserve is a decentralized borrowing protocol that allows users to take out 0% interest loans against Bitcoin, Ethereum, or Optimism collateral via the Ethos Reserve Note (ERN). A portion of deposited assets are utilized via private vaults to generate delta neutral yield that is used to create a self-sustaining yield flywheel for the protocol.
Audits:
Ethos Reserve history
TVL is the default DefiLlama definition, which excludes Pool2. Daily values are UTC snapshots from Mar 30, 2023 to Nov 13, 2026.
All-time high TVL: $10.34m on Nov 11, 2023. All-time low TVL: $332 on Mar 30, 2023.
Daily TVL, Oct 15, 2026 to Nov 13, 2026
| Date | TVL |
|---|---|
| Oct 15, 2026 | $238,001 |
| Oct 16, 2026 | $239,986 |
| Oct 17, 2026 | $237,612 |
| Oct 18, 2026 | $236,468 |
| Oct 19, 2026 | $238,956 |
| Oct 20, 2026 | $235,671 |
| Oct 21, 2026 | $239,731 |
| Oct 22, 2026 | $243,177 |
| Oct 23, 2026 | $235,151 |
| Oct 24, 2026 | $233,023 |
| Oct 25, 2026 | $232,211 |
| Oct 26, 2026 | $230,088 |
| Oct 27, 2026 | $229,757 |
| Oct 28, 2026 | $231,544 |
| Oct 29, 2026 | $232,760 |
| Oct 30, 2026 | $220,730 |
| Oct 31, 2026 | $222,191 |
| Nov 1, 2026 | $222,108 |
| Nov 2, 2026 | $224,166 |
| Nov 3, 2026 | $219,890 |
| Nov 4, 2026 | $221,176 |
| Nov 5, 2026 | $232,012 |
| Nov 6, 2026 | $218,379 |
| Nov 7, 2026 | $218,009 |
| Nov 8, 2026 | $217,506 |
| Nov 9, 2026 | $213,532 |
| Nov 10, 2026 | $213,455 |
| Nov 11, 2026 | $208,582 |
| Nov 12, 2026 | $208,987 |
| Nov 13, 2026 | $202,307 |
TVL at each month end, Dec 2024 to Nov 2026
| Date | TVL |
|---|---|
| Dec 31, 2024 | $1.3m |
| Jan 31, 2025 | $913,246 |
| Feb 28, 2025 | $724,960 |
| Mar 31, 2025 | $431,387 |
| Apr 30, 2025 | $452,369 |
| May 31, 2025 | $510,485 |
| Jun 30, 2025 | $488,463 |
| Jul 31, 2025 | $568,980 |
| Aug 31, 2025 | $538,856 |
| Sep 30, 2025 | $352,026 |
| Oct 31, 2025 | $334,838 |
| Nov 30, 2025 | $270,173 |
| Dec 31, 2025 | $258,770 |
| Jan 31, 2026 | $237,430 |
| Feb 28, 2026 | $200,184 |
| Mar 31, 2026 | $201,997 |
| Apr 30, 2026 | $229,000 |
| May 31, 2026 | $217,121 |
| Jun 30, 2026 | $173,488 |
| Jul 31, 2026 | $188,573 |
| Aug 31, 2026 | $230,169 |
| Sep 30, 2026 | $247,280 |
| Oct 31, 2026 | $222,191 |
| Nov 13, 2026 (latest) | $202,307 |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $7.85m |
| Dec 31, 2024 | $1.3m |
| Dec 31, 2025 | $258,770 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/ethos-reserve
Frequently asked questions
What is Ethos Reserve's TVL?
As of Nov 13, 2026, Ethos Reserve has $199,603 in total value locked. TVL has decreased 18.2% over the past 30 days.
What chains does Ethos Reserve operate on?
Ethos Reserve operates on OP Mainnet. OP Mainnet holds the largest share at 100%.
How does Ethos Reserve's TVL compare to similar protocols?
Among CDP protocols tracked by DefiLlama, Ethos Reserve ranks #67 by TVL. The category holds $5.659b across 198 protocols, and Ethos Reserve accounts for <0.1% of that total. Similar protocols include Reservoir Protocol, Abracadabra Spell, QiDao, Angle, Interest Protocol, Lets Get HAI, Gravita Protocol, Davos Protocol, Deaderal Reserve Protocol, and Sky Lending.