Ask about ether.fi · freeTotal Value Locked$4.838b
TVL by Chain
Ethereum$4.487b
OP Mainnet$346.7m
Base$3.07m
Arbitrum$1.33m
Berachain$254,360
Scroll$47,905
Key Metrics
Fees 30d$12.03m
Fees 30d by chain
Ethereum$10.03m
OP Mainnet$2m
Scroll$0
Fees 7d$2.61m
Ethereum$2.18m
OP Mainnet$436,878
Scroll$0
Fees 24h$371,047
Ethereum$323,492
OP Mainnet$47,555
Scroll$0
Cumulative Fees$439.42m
Ethereum$400.76m
OP Mainnet$21.19m
Scroll$17.47m
Revenue 30d$3.75m
Revenue 30d by chain
Ethereum$1.88m
OP Mainnet$1.86m
Scroll$0
Revenue 7d$840,621
OP Mainnet$436,878
Ethereum$403,743
Scroll$0
Revenue 24h$107,508
Ethereum$59,953
OP Mainnet$47,555
Scroll$0
Cumulative Revenue$106.82m
Ethereum$91.92m
OP Mainnet$9.5m
Scroll$5.4m
Holders Revenue 30d$0
Holders Revenue 30d by chain
Ethereum$0
OP Mainnet$0
Scroll$0
Holders Revenue 7d$0
Ethereum$0
OP Mainnet$0
Scroll$0
Holders Revenue 24h$0
Ethereum$0
OP Mainnet$0
Scroll$0
Cumulative Holders Revenue$16.81m
Ethereum$16.81m
OP Mainnet$0
Scroll$0
Incentives 1y$0
Incentives 30d$0
Incentives 7d$0
Incentives 24h$0
Cumulative Incentives$281.55m
Earnings (Annualized)$44.19m
Earnings 30d$3.75m
Earnings 7d$840,621
Earnings 24h$107,508
Cumulative Earnings-$174.73m
DEX Volume 30d$133.96m
DEX Volume 30d by chain
OP Mainnet$133.96m
Scroll$0
DEX Volume 7d$31.44m
OP Mainnet$31.44m
Scroll$0
DEX Volume 24h$3.41m
OP Mainnet$3.41m
Scroll$0
Cumulative DEX Volume$1.034b
OP Mainnet$667.37m
Scroll$366.59m
Market Cap$644.01m
$ETHFI Price$0.65
Fully Diluted Valuation$644.01m
Outstanding FDV$645.17m
$ETHFI Volume 24h$38.94m
CEX Volume$27.44m
DEX Volume$11.7m(30.05% of total)
Staked$85.5m(13.28% of mcap)
Active Loans$45.54m
Total Raised$32.3m
Feb 28, 2023$5.3mRound: Investors: North Island Ventures, Chapter One, Node Capital, Arthur Hayes, Arrington XRP Capital, Version One Ventures, Purpose Investment
Feb 28, 2024$27mRound: Series AInvestors: CoinFund, Bullish, Amber Group, Bankless Ventures, OKX Ventures, ConsenSys, Foresight Ventures, Fourth Revolution Capital, Punk Ventures DAO, White Star Capital, Relayer Capital, Collider Ventures, Lvna Capital, Draper Dragon, Arrington Capital, North Island Ventures, Chapter One, Version One Ventures, Node Capital, Stani Kulechov, Sandeep Nailwal, Defi Dad, Parallel, Will Price, leptokurtic, MrBlock
Protocol Information
ether.fi is a modern crypto neobank that replaces the traditional consumer bank. Users can save, grow, and spend their crypto through one connected experience. Common use cases include buying tokens, earning on crypto through vaults, sending money globally through fiat on and off ramps, and purchasing every day goods through a credit card.
- ether.fi StakeLiquid Staking
- ether.fi LiquidOnchain Capital Allocator
- EtherFi Borrowing MarketLending
- EtherFi Cash LiquidCrypto Card Issuer
Yields
Pools Tracked9
Average Supply APY2.74%
User Activity
Active Addresses (24h)53
Transactions (24h)82
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Holders Revenue:
DEX Volume: Volume of all spot token swaps on the DEX
Incentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.
Earnings: Revenue of the protocol minus the incentives distributed to users
Hacks
Date: Sep 11, 2026
Protocol: ether.fi Liquid
Amount: $43,260
Classification: Access Control
Technique: Arbitrary External Call
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
ether.fi history
TVL is the default DefiLlama definition, which excludes Staking and Active Loans. Daily values are UTC snapshots from Mar 2, 2023 to Oct 26, 2026.
All-time high TVL: $12.794b on Aug 14, 2025. All-time low TVL: $1.52m on Mar 2, 2023.
Daily TVL, Sep 27, 2026 to Oct 26, 2026
| Date | TVL |
|---|---|
| Sep 27, 2026 | $5.605b |
| Sep 28, 2026 | $5.563b |
| Sep 29, 2026 | $5.589b |
| Sep 30, 2026 | $5.56b |
| Oct 1, 2026 | $5.591b |
| Oct 2, 2026 | $5.626b |
| Oct 3, 2026 | $5.555b |
| Oct 4, 2026 | $5.592b |
| Oct 5, 2026 | $5.648b |
| Oct 6, 2026 | $5.628b |
| Oct 7, 2026 | $5.591b |
| Oct 8, 2026 | $5.329b |
| Oct 9, 2026 | $5.138b |
| Oct 10, 2026 | $5.159b |
| Oct 11, 2026 | $5.186b |
| Oct 12, 2026 | $5.253b |
| Oct 13, 2026 | $5.048b |
| Oct 14, 2026 | $5.178b |
| Oct 15, 2026 | $5.028b |
| Oct 16, 2026 | $5.071b |
| Oct 17, 2026 | $5.03b |
| Oct 18, 2026 | $4.999b |
| Oct 19, 2026 | $5.008b |
| Oct 20, 2026 | $4.982b |
| Oct 21, 2026 | $5.079b |
| Oct 22, 2026 | $5.107b |
| Oct 23, 2026 | $4.919b |
| Oct 24, 2026 | $4.945b |
| Oct 25, 2026 | $4.906b |
| Oct 26, 2026 | $4.844b |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $9.858b |
| Dec 31, 2024 | $9.314b |
| Jan 31, 2025 | $9.104b |
| Feb 28, 2025 | $6.338b |
| Mar 31, 2025 | $5.029b |
| Apr 30, 2025 | $5.05b |
| May 31, 2025 | $6.512b |
| Jun 30, 2025 | $6.572b |
| Jul 31, 2025 | $10.352b |
| Aug 31, 2025 | $11.646b |
| Sep 30, 2025 | $10.67b |
| Oct 31, 2025 | $9.739b |
| Nov 30, 2025 | $7.174b |
| Dec 31, 2025 | $8.424b |
| Jan 31, 2026 | $8.257b |
| Feb 28, 2026 | $5.655b |
| Mar 31, 2026 | $5.314b |
| Apr 30, 2026 | $5.37b |
| May 31, 2026 | $3.691b |
| Jun 30, 2026 | $2.845b |
| Jul 31, 2026 | $3.569b |
| Aug 31, 2026 | $4.65b |
| Sep 30, 2026 | $5.56b |
| Oct 26, 2026 (latest) | $4.844b |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $102.74m |
| Dec 31, 2024 | $9.314b |
| Dec 31, 2025 | $8.424b |
Fees, revenue and holders revenue by UTC calendar month, Nov 2024 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Nov 2024 | $19.36m | $3.99m | $175,000 |
| Dec 2024 | $20.98m | $4.15m | $180,000 |
| Jan 2025 | $21.02m | $5.69m | $165,000 |
| Feb 2025 | $15.02m | $3.25m | $120,000 |
| Mar 2025 | $13.27m | $3.89m | $105,000 |
| Apr 2025 | $11.11m | $2.84m | $120,000 |
| May 2025 | $15.89m | $4.4m | $1.12m |
| Jun 2025 | $17.24m | $4.22m | $473,926 |
| Jul 2025 | $23.35m | $5.5m | $627,813 |
| Aug 2025 | $29.01m | $6.86m | $2.25m |
| Sep 2025 | $27.82m | $6.35m | $1.38m |
| Oct 2025 | $26.16m | $5.63m | $576,865 |
| Nov 2025 | $20.16m | $4.55m | $3.16m |
| Dec 2025 | $19.55m | $4.25m | $2.61m |
| Jan 2026 | $20.29m | $4.36m | $1.5m |
| Feb 2026 | $13.93m | $3.13m | $1.35m |
| Mar 2026 | $15.32m | $3.55m | $429,982 |
| Apr 2026 | $16.26m | $3.63m | $29,998 |
| May 2026 | $13.93m | $3.57m | $0 |
| Jun 2026 | $11m | $2.79m | $0 |
| Jul 2026 | $11.69m | $3.02m | $0 |
| Aug 2026 | $13.02m | $3.28m | $0 |
| Sep 2026 | $13.29m | $3.79m | $0 |
| Oct 2026 (to date) | $9.97m | $3.18m | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/ether.fi
Frequently asked questions
What is ether.fi's TVL?
As of Oct 26, 2026, ether.fi has $4.838b in total value locked. TVL has decreased 13.6% over the past 30 days.
What chains does ether.fi operate on?
ether.fi operates on 6 chains: Ethereum, Base, Arbitrum, Berachain, and OP Mainnet and 1 others. Ethereum holds the largest share at 92.7%.
How much has ether.fi generated in fees and revenue?
Over the past 30 days, ether.fi generated $12.03m in fees. Of that, $3.75m was protocol revenue. Based on the trailing year, the annualized rate is $183.25m in fees and $44.19m in revenue.
What is the ETHFI token price and valuation?
ETHFI is currently trading at $0.64. Its circulating market capitalization is $638.57m, ranking it #130. Its fully diluted valuation is $638.57m. Supply currently stands at 998.54m circulating, 998.54m total supply, 1b maximum supply.
How has ETHFI performed recently?
ETHFI is down 5.2% over the past 7 days and down 13.8% over the past 30 days. Its all-time high is $8.53, reached on Mar 27, 2024. The token is currently 92.5% below that level.
Which protocols are included in ether.fi?
ether.fi is a parent protocol whose tracked products include ether.fi Stake, ether.fi Liquid, EtherFi Borrowing Market, and EtherFi Cash Liquid.
How much has been borrowed through ether.fi?
As of Oct 26, 2026, ether.fi has $45.54m in active loans.
Has ether.fi ever been exploited?
ether.fi has 1 recorded security incident. The most recent incident occurred on Sep 11, 2026 and involved $43,260. It was classified as Access Control.