Ask about Cooler Loans · freeTotal Value Locked$182.47m
TVL by Chain
Ethereum$182.47m
Key Metrics
Fees 30d$52,583
Fees 30d by chain
Ethereum$52,583
Fees 7d$11,894
Ethereum$11,894
Fees 24h$2,046
Ethereum$2,046
Cumulative Fees$831,681
Ethereum$831,681
Revenue 30d$52,583
Revenue 30d by chain
Ethereum$52,583
Revenue 7d$11,894
Ethereum$11,894
Revenue 24h$2,046
Ethereum$2,046
Cumulative Revenue$831,681
Ethereum$831,681
Holders Revenue 30d$0
Holders Revenue 30d by chain
Ethereum$0
Holders Revenue 7d$0
Ethereum$0
Holders Revenue 24h$0
Ethereum$0
Cumulative Holders Revenue$0
Ethereum$0
Active Loans$133.92m
Methodology
TVL: TVL is gOHM collateral locked in Cooler Loans (V1 Clearinghouse + V2 MonoCooler). Borrowed is outstanding stablecoin debt (USDS for V2, DAI for V1). Cooler Loans is Olympus DAO's native lending protocol offering fixed-rate, perpetual loans against gOHM collateral at 0.5% APR.View code on GitHubFees: Interest accrued on gOHM-backed loans in the MonoCooler (V2) contract. Calculated as avgDebt × interestAccumulatorRay delta over the period.View code on GitHubRevenue: 100% of Cooler Loan interest flows to the Olympus DAO treasury as protocol revenue.View code on GitHubHolders Revenue: View code on GitHubCooler Loans history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Feb 21, 2026 to Nov 13, 2026.
All-time high TVL: $240.22m on Sep 8, 2026. All-time low TVL: $170.25m on Mar 31, 2026.
Daily TVL, Oct 15, 2026 to Nov 13, 2026
| Date | TVL |
|---|---|
| Oct 15, 2026 | $232.99m |
| Oct 16, 2026 | $232.15m |
| Oct 17, 2026 | $231.32m |
| Oct 18, 2026 | $230.45m |
| Oct 19, 2026 | $231.3m |
| Oct 20, 2026 | $230.96m |
| Oct 21, 2026 | $232.49m |
| Oct 22, 2026 | $233.66m |
| Oct 23, 2026 | $230.47m |
| Oct 24, 2026 | $229.29m |
| Oct 25, 2026 | $228.8m |
| Oct 26, 2026 | $227.46m |
| Oct 27, 2026 | $227.68m |
| Oct 28, 2026 | $228.2m |
| Oct 29, 2026 | $226.22m |
| Oct 30, 2026 | $221.91m |
| Oct 31, 2026 | $224.4m |
| Nov 1, 2026 | $223.56m |
| Nov 2, 2026 | $220.27m |
| Nov 3, 2026 | $218.4m |
| Nov 4, 2026 | $214.8m |
| Nov 5, 2026 | $215.77m |
| Nov 6, 2026 | $203.66m |
| Nov 7, 2026 | $202.5m |
| Nov 8, 2026 | $203.57m |
| Nov 9, 2026 | $200.85m |
| Nov 10, 2026 | $199.26m |
| Nov 11, 2026 | $196.42m |
| Nov 12, 2026 | $182.63m |
| Nov 13, 2026 | $182.96m |
TVL at each month end, Feb 2026 to Nov 2026
| Date | TVL |
|---|---|
| Feb 28, 2026 | $190.77m |
| Mar 31, 2026 | $170.25m |
| Apr 30, 2026 | $181.14m |
| May 31, 2026 | $215.69m |
| Jun 30, 2026 | $181.73m |
| Jul 31, 2026 | $215.73m |
| Aug 31, 2026 | $229.1m |
| Sep 30, 2026 | $234.22m |
| Oct 31, 2026 | $224.4m |
| Nov 13, 2026 (latest) | $182.96m |
Fees, revenue and holders revenue by UTC calendar month, May 2025 to Nov 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| May 2025 | $3,132 | $3,132 | $0 |
| Jun 2025 | $25,649 | $25,649 | $0 |
| Jul 2025 | $34,353 | $34,353 | $0 |
| Aug 2025 | $42,969 | $42,969 | $0 |
| Sep 2025 | $45,402 | $45,402 | $0 |
| Oct 2025 | $48,547 | $48,547 | $0 |
| Nov 2025 | $48,029 | $48,029 | $0 |
| Dec 2025 | $49,917 | $49,917 | $0 |
| Jan 2026 | $50,375 | $50,375 | $0 |
| Feb 2026 | $44,855 | $44,855 | $0 |
| Mar 2026 | $50,722 | $50,722 | $0 |
| Apr 2026 | $49,732 | $49,732 | $0 |
| May 2026 | $51,687 | $51,687 | $0 |
| Jun 2026 | $50,999 | $50,999 | $0 |
| Jul 2026 | $52,043 | $52,043 | $0 |
| Aug 2026 | $53,460 | $53,460 | $0 |
| Sep 2026 | $53,064 | $53,064 | $0 |
| Oct 2026 | $55,951 | $55,951 | $0 |
| Nov 2026 (to date) | $22,841 | $22,841 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/cooler-loans
Frequently asked questions
What is Cooler Loans' TVL?
As of Nov 13, 2026, Cooler Loans has $182.47m in total value locked. TVL has decreased 22.2% over the past 30 days.
What chains does Cooler Loans operate on?
Cooler Loans operates on Ethereum. Ethereum holds the largest share at 100%.
How much has Cooler Loans generated in fees and revenue?
Over the past 30 days, Cooler Loans generated $52,583 in fees. Of that, $52,583 was protocol revenue. Based on the trailing year, the annualized rate is $612,439 in fees and $612,439 in revenue.
How does Cooler Loans' TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Cooler Loans ranks #20 by TVL. The category holds $46.709b across 520 protocols, and Cooler Loans accounts for 0.4% of that total. Similar protocols include Aave V3, Morpho Blue, SparkLend, Maple, Compound V3, Venus Core Pool, Lista Lending, Aave V4, Fluid Lending, and Euler V2.
How much has been borrowed through Cooler Loans?
As of Nov 13, 2026, Cooler Loans has $133.92m in active loans.