DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin reference rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.80%
-0.03ppvs 7d ago
Borrow APY
5.27%
+0.34ppvs 7d ago
Spread
1.47%
+0.37ppvs 7d ago

By asset

Asset
USDe0.16%7.01%+6.85%7
PYUSD4.77%9.00%+4.23%6
RLUSD1.06%3.41%+2.35%5
USDS2.56%4.88%+2.31%5
DAI3.40%4.90%+1.50%6
USDtb2.72%3.95%+1.23%2
frxUSD2.64%3.83%+1.18%1
USDC4.68%5.54%+0.87%129
USDT3.81%4.56%+0.75%32
USDG4.18%4.64%+0.46%8

By protocol

Protocol
Aave V33.22%37%4.82%44%
Morpho Blue4.09%28%5.97%37%
Maple5.12%17%——
SparkLend2.88%11%4.76%11%
Aave V42.41%3%4.14%3%
Compound V33.23%3%4.04%4%
Fluid Lending8.64%1%10.67%1%
Euler V22.85%0.2%4.20%0.2%