DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.35%
↑ +0.0066ppvs 7d ago
Borrow APY
4.34%
↑ +0.15ppvs 7d ago
Spread
0.99%
↑ +0.14ppvs 7d ago

By asset

Asset
USDS1.13%3.65%+2.51%5
PYUSD2.33%4.76%+2.42%5
DAI2.50%4.19%+1.69%5
USDe1.91%3.41%+1.49%4
FRXUSD1.22%2.55%+1.32%2
RLUSD1.96%3.11%+1.16%3
USDC4.28%5.16%+0.88%103
USDT3.02%3.66%+0.64%34
USDtb2.38%3.02%+0.64%3
USDG3.68%3.74%+0.06%4

By protocol

Protocol
Aave V32.90%42%3.92%55%
Morpho Blue3.85%21%5.31%32%
Maple4.72%20%——
SparkLend1.59%11%3.64%8%
Compound V33.20%3%3.99%4%
Fluid Lending4.86%2%6.23%0.4%
Aave V41.58%0.7%2.92%0.7%
Euler V20.52%0.6%6.36%<0.1%