DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.42%
↓ −0.19ppvs 7d ago
Borrow APY
4.47%
↓ −0.14ppvs 7d ago
Spread
1.05%
↑ +0.051ppvs 7d ago

By asset

Asset
USDE0.60%6.31%+5.72%5
USDS1.54%3.93%+2.39%5
PYUSD2.39%4.64%+2.25%7
DAI2.66%4.31%+1.65%5
USDtb2.15%3.55%+1.40%3
RLUSD2.17%3.42%+1.24%4
frxUSD2.83%3.96%+1.13%1
USDC4.27%4.88%+0.61%114
USDT3.46%4.07%+0.61%36
USDG4.04%4.00%−0.05%6

By protocol

Protocol
Aave V32.94%41%4.24%49%
Morpho Blue3.71%23%4.74%34%
Maple4.90%18%——
SparkLend1.87%12%3.96%10%
Compound V34.62%3%5.59%4%
Fluid Lending4.61%2%6.09%2%
Aave V42.73%1.0%4.02%1%
Euler V23.71%0.2%5.53%0.2%