DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.61%
↑ +0.27ppvs 7d ago
Borrow APY
4.55%
↑ +0.28ppvs 7d ago
Spread
0.94%
↑ +0.013ppvs 7d ago

By asset

Asset
USDtb5.24%8.72%+3.48%3
USDS1.18%3.64%+2.46%5
PYUSD2.40%4.32%+1.92%7
DAI2.42%4.10%+1.69%5
USDe1.08%2.59%+1.52%4
frxUSD1.05%2.42%+1.37%1
RLUSD2.33%3.36%+1.03%4
USDT4.13%4.90%+0.76%32
USDG4.13%4.77%+0.64%5
USDC4.17%4.70%+0.54%116

By protocol

Protocol
Aave V33.35%40%4.42%52%
Morpho Blue3.83%22%4.86%32%
Maple4.74%20%——
SparkLend1.84%11%4.10%8%
Compound V33.89%3%4.78%4%
Fluid Lending5.11%2%6.49%2%
Euler V22.62%1%3.20%2%
Aave V42.31%0.8%3.76%0.9%