DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.26%
↓ −0.17ppvs 7d ago
Borrow APY
4.00%
↓ −0.22ppvs 7d ago
Spread
0.73%
↓ −0.05ppvs 7d ago

By asset

Asset
USDS1.13%3.85%+2.72%5
USDtb5.46%8.05%+2.59%3
DAI3.47%5.80%+2.33%5
frxUSD1.95%3.44%+1.49%2
PYUSD2.25%3.74%+1.49%6
USDE0.95%2.40%+1.46%3
RLUSD2.09%3.26%+1.17%5
USDT2.97%3.64%+0.67%36
USDC4.11%4.42%+0.31%108
USDG3.91%3.91%+<0.01%4

By protocol

Protocol
Aave V32.71%41%3.78%57%
Maple4.68%23%——
Morpho Blue3.69%19%4.47%30%
SparkLend1.63%10%3.75%8%
Compound V33.03%3%3.87%4%
Euler V22.53%2%6.16%0.1%
Fluid Lending4.50%2%6.77%0.4%
Aave V41.39%0.6%2.78%0.6%