DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
4.26%
↑ +0.28ppvs 7d ago
Borrow APY
5.69%
↑ +0.38ppvs 7d ago
Spread
1.43%
↑ +0.095ppvs 7d ago

By asset

Asset
USDE0.19%6.61%+6.42%5
USDS1.80%4.13%+2.33%5
USDtb3.57%5.67%+2.10%3
RLUSD1.84%3.80%+1.95%5
PYUSD2.88%4.74%+1.86%6
DAI2.99%4.57%+1.58%4
frxUSD2.67%3.87%+1.20%2
USDT6.33%7.52%+1.18%37
USDC4.49%5.07%+0.58%114
USDG4.22%4.12%−0.10%6

By protocol

Protocol
Aave V34.92%38%6.79%48%
Morpho Blue3.73%25%4.85%35%
Maple5.18%19%——
SparkLend2.09%12%4.11%11%
Compound V33.71%3%4.54%4%
Fluid Lending4.65%2%6.10%1%
Aave V42.73%1%4.15%1%
Euler V25.30%0.2%5.55%0.2%