Ask about Zivoe · freeTotal Value Locked$3,044
TVL by Chain
Ethereum$3,044
Key Metrics
Fees 30d$0
Fees 30d by chain
Ethereum$0
Fees 7d$0
Ethereum$0
Fees 24h$0
Ethereum$0
Cumulative Fees$1.44m
Ethereum$1.44m
Revenue 30d$0
Revenue 30d by chain
Ethereum$0
Revenue 7d$0
Ethereum$0
Revenue 24h$0
Ethereum$0
Cumulative Revenue$181,148
Ethereum$181,148
Holders Revenue 30d$0
Holders Revenue 30d by chain
Ethereum$0
Holders Revenue 7d$0
Ethereum$0
Holders Revenue 24h$0
Ethereum$0
Cumulative Holders Revenue$0
Ethereum$0
Staked$0
Active Loans$6.83m
Protocol Information
Zivoe is a real-world asset (RWA) credit protocol that enables qualified participants to gain tokenized exposure to the consumer lending market
Sub Category: Private Credit
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Total interest income generated from outstanding loans and DeFi positions.View code on GitHubRevenue: The sum of Holder Revenue and Protocol Revenue.View code on GitHubHolders Revenue: The portion of fees distributed to governance token stakers.View code on GitHubCompetitors
Zivoe history
TVL is the default DefiLlama definition, which excludes Active Loans and Staking. Daily values are UTC snapshots from Jan 13, 2025 to Nov 5, 2026.
All-time high TVL: $1.36m on Sep 3, 2025. All-time low TVL: $3,010 on Oct 30, 2026.
Daily TVL, Oct 7, 2026 to Nov 5, 2026
| Date | TVL |
|---|---|
| Oct 7, 2026 | $3,044 |
| Oct 8, 2026 | $3,043 |
| Oct 9, 2026 | $3,043 |
| Oct 10, 2026 | $3,044 |
| Oct 11, 2026 | $3,044 |
| Oct 12, 2026 | $3,043 |
| Oct 13, 2026 | $3,044 |
| Oct 14, 2026 | $3,044 |
| Oct 15, 2026 | $3,043 |
| Oct 16, 2026 | $3,043 |
| Oct 17, 2026 | $3,044 |
| Oct 18, 2026 | $3,044 |
| Oct 19, 2026 | $3,044 |
| Oct 20, 2026 | $3,044 |
| Oct 21, 2026 | $3,044 |
| Oct 22, 2026 | $3,012 |
| Oct 23, 2026 | $3,012 |
| Oct 24, 2026 | $3,012 |
| Oct 25, 2026 | $3,043 |
| Oct 26, 2026 | $3,044 |
| Oct 27, 2026 | $3,011 |
| Oct 28, 2026 | $3,043 |
| Oct 29, 2026 | $3,043 |
| Oct 30, 2026 | $3,010 |
| Oct 31, 2026 | $3,044 |
| Nov 1, 2026 | $3,044 |
| Nov 2, 2026 | $3,043 |
| Nov 3, 2026 | $3,044 |
| Nov 4, 2026 | $3,044 |
| Nov 5, 2026 | $3,044 |
TVL at each month end, Jan 2025 to Nov 2026
| Date | TVL |
|---|---|
| Jan 31, 2025 | $0 |
| Feb 28, 2025 | $0 |
| Mar 31, 2025 | $0 |
| Apr 30, 2025 | $0 |
| May 31, 2025 | $0 |
| Jun 30, 2025 | $0 |
| Jul 31, 2025 | $0 |
| Aug 31, 2025 | $1.36m |
| Sep 30, 2025 | $346,514 |
| Oct 31, 2025 | $418,413 |
| Nov 30, 2025 | $249,921 |
| Dec 31, 2025 | $289,547 |
| Jan 31, 2026 | $279,212 |
| Feb 28, 2026 | $267,425 |
| Mar 31, 2026 | $256,146 |
| Apr 30, 2026 | $245,204 |
| May 31, 2026 | $226,066 |
| Jun 30, 2026 | $169,683 |
| Jul 31, 2026 | $169,715 |
| Aug 31, 2026 | $3,013 |
| Sep 30, 2026 | $3,044 |
| Oct 31, 2026 | $3,044 |
| Nov 5, 2026 (latest) | $3,044 |
Fees, revenue and holders revenue by UTC calendar month, Dec 2024 to Nov 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Dec 2024 | $78,247 | $0 | $0 |
| Jan 2025 | $78,245 | $0 | $0 |
| Feb 2025 | $78,238 | $11,736 | $0 |
| Mar 2025 | $0 | $0 | $0 |
| Apr 2025 | $78,243 | $11,736 | $0 |
| May 2025 | $78,242 | $11,736 | $0 |
| Jun 2025 | $156,455 | $23,468 | $0 |
| Jul 2025 | $78,268 | $11,740 | $0 |
| Aug 2025 | $78,232 | $11,735 | $0 |
| Sep 2025 | $78,231 | $11,735 | $0 |
| Oct 2025 | $65,193 | $9,779 | $0 |
| Nov 2025 | $0 | $0 | $0 |
| Dec 2025 | $70,692 | $10,604 | $0 |
| Jan 2026 | $71,757 | $10,764 | $0 |
| Feb 2026 | $72,758 | $10,914 | $0 |
| Mar 2026 | $73,781 | $11,067 | $0 |
| Apr 2026 | $74,807 | $11,221 | $0 |
| May 2026 | $127,341 | $19,101 | $0 |
| Jun 2026 | $25,413 | $3,812 | $0 |
| Jul 2026 | $0 | $0 | $0 |
| Aug 2026 | $0 | $0 | $0 |
| Sep 2026 | $0 | $0 | $0 |
| Oct 2026 | $0 | $0 | $0 |
| Nov 2026 (to date) | $0 | $0 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/zivoe
Frequently asked questions
What is Zivoe's TVL?
As of Nov 5, 2026, Zivoe has $3,044 in total value locked. TVL has increased <0.1% over the past 30 days.
What chains does Zivoe operate on?
Zivoe operates on Ethereum. Ethereum holds the largest share at 100%.
How much has Zivoe generated in fees and revenue?
Over the past 30 days, Zivoe generated $0 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $516,549 in fees and $77,483 in revenue.
How does Zivoe's TVL compare to similar protocols?
Among RWA protocols tracked by DefiLlama, Zivoe ranks #87 by TVL. The category holds $3.714b across 178 protocols, and Zivoe accounts for <0.1% of that total. Similar protocols include Re, Ethena USDtb, Huma, OpenTrade, Plume Vaults, Theo Network thUSD, Anemoy Capital, Frax USD, Ember, and Usual USD0.
How much has been borrowed through Zivoe?
As of Nov 5, 2026, Zivoe has $6.83m in active loans.