Total Value Locked$1.96
TVL by Chain
Ethereum$1.96
Key Metrics
Total Raised$4.3m
Jun 24, 2022$4.3mRound: SeedInvestors: Greenfield Capital, Shilling Capital Partners, Possible Ventures, Spaceship DAO, UniwhalesDao, Clever, Olisipo Way
Protocol Information
DeFi Web3 startup that provides instant loans using NFTs as collateral, enabling NFT holders to get liquidity without having to sell their NFTs
Audits:
Methodology
TVL: Counts the floor value of all deposited NFTs with Chainlink price feeds. Borrowed coins are not counted towards the TVLView code on GitHubCompetitors
Zharta history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from Nov 24, 2022 to Oct 30, 2026.
All-time high TVL: $1.63m on Mar 9, 2024. All-time low TVL: $1 on Oct 30, 2026.
Daily TVL, Oct 1, 2026 to Oct 30, 2026
| Date | TVL |
|---|---|
| Oct 1, 2026 | $2 |
| Oct 2, 2026 | $2 |
| Oct 3, 2026 | $2 |
| Oct 4, 2026 | $2 |
| Oct 5, 2026 | $2 |
| Oct 6, 2026 | $2 |
| Oct 7, 2026 | $2 |
| Oct 8, 2026 | $2 |
| Oct 9, 2026 | $2 |
| Oct 10, 2026 | $2 |
| Oct 11, 2026 | $2 |
| Oct 12, 2026 | $2 |
| Oct 13, 2026 | $2 |
| Oct 14, 2026 | $2 |
| Oct 15, 2026 | $2 |
| Oct 16, 2026 | $2 |
| Oct 17, 2026 | $2 |
| Oct 18, 2026 | $2 |
| Oct 19, 2026 | $2 |
| Oct 20, 2026 | $2 |
| Oct 21, 2026 | $2 |
| Oct 22, 2026 | $2 |
| Oct 23, 2026 | $2 |
| Oct 24, 2026 | $2 |
| Oct 25, 2026 | $2 |
| Oct 26, 2026 | $2 |
| Oct 27, 2026 | $2 |
| Oct 28, 2026 | $2 |
| Oct 29, 2026 | $2 |
| Oct 30, 2026 | $1 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $348,844 |
| Dec 31, 2024 | $459,394 |
| Jan 31, 2025 | $226,173 |
| Feb 28, 2025 | $116,808 |
| Mar 31, 2025 | $66,669 |
| Apr 30, 2025 | $28,023 |
| May 31, 2025 | $15 |
| Jun 30, 2025 | $13 |
| Jul 31, 2025 | $25 |
| Aug 31, 2025 | $16 |
| Sep 30, 2025 | $14 |
| Oct 31, 2025 | $10 |
| Nov 30, 2025 | $6 |
| Dec 31, 2025 | $5 |
| Jan 31, 2026 | $4 |
| Feb 28, 2026 | $3 |
| Mar 31, 2026 | $3 |
| Apr 30, 2026 | $3 |
| May 31, 2026 | $3 |
| Jun 30, 2026 | $2 |
| Jul 31, 2026 | $2 |
| Aug 31, 2026 | $2 |
| Sep 30, 2026 | $2 |
| Oct 30, 2026 (latest) | $1 |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $28,725 |
| Dec 31, 2023 | $1.28m |
| Dec 31, 2024 | $459,394 |
| Dec 31, 2025 | $5 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/zharta
Frequently asked questions
What is Zharta's TVL?
As of Oct 30, 2026, Zharta has $1.96 in total value locked. TVL has decreased 2% over the past 30 days.
What chains does Zharta operate on?
Zharta operates on Ethereum. Ethereum holds the largest share at 100%.
How does Zharta's TVL compare to similar protocols?
Among NFT Lending protocols tracked by DefiLlama, Zharta ranks #20 by TVL. The category holds $6.72m across 32 protocols, and Zharta accounts for <0.1% of that total. Similar protocols include Gondi V3, Blur Lending, JPEG'd, BendDAO Lending V1, Arcade.xyz, Revest Finance, Pine Protocol, Llamalend, OpenSky Finance, and NFTfi.