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Logo of USD AIUSD AI(CHIP)
Total Value Locked$162.37m

TVL by Chain

Arbitrum$162.37m

Key Metrics

Fees (Annualized)$22.25m
Fees 30d$938,131

Arbitrum$938,131

Fees 7d$927,248

Arbitrum$927,248

Fees 24h$0

Arbitrum$0

Cumulative Fees$22.43m

Arbitrum$22.43m

Revenue (Annualized)$6.89m
Revenue 30d$93,814

Arbitrum$93,814

Revenue 7d$92,726

Arbitrum$92,726

Revenue 24h$0

Arbitrum$0

Cumulative Revenue$6.9m

Arbitrum$6.9m

Holders Revenue (30d Run Rate)$0
Holders Revenue 30d$0

Arbitrum$0

Holders Revenue 7d$0

Arbitrum$0

Holders Revenue 24h$0

Arbitrum$0

Cumulative Holders Revenue$0

Arbitrum$0

Market Cap$49.05m

$CHIP Price$0.025

All Time High$0.14

All Time Low$0.024

View $CHIP token page

$245.25m

$CHIP Volume 24h$2.18m

CEX Volume$3.18m

DEX Volume$426,885.78(19.54% of total)

Active Loans$236.1m

Total Raised

Sep 22, 2025$4mRound: Investors: Bullish

Nov 17, 2025Round: Investors: Coinbase Ventures

Protocol Information

USD.AI is a yield-bearing synthetic dollar protocol backed by real-world infrastructure assets

Category:RWA Lending

Audits:

WebsiteTwitter

Methodology

TVL: TVL is calculated by summing the value of tokens held by the protocol and outstanding claimable yield.View code on GitHubFees: Total interest and admin fees collected from USDai's base token yield, GPU-financing yield, and escrow timelock yieldView code on GitHubRevenue: Admin fees going to protocol treasuryView code on GitHubHolders Revenue: View code on GitHub

Yields

Pools Tracked1

Average Supply APY7.63%

Competitors

Pareto Credit ($235.02m)cSigma Finance ($21.59m)Florence Finance

Frequently Asked Questions

What is USD AI?

USD.AI is a yield-bearing synthetic dollar protocol backed by real-world infrastructure assets

What is USD AI's TVL?

USD AI currently has $162.37m in total value locked. TVL has decreased 18.1% over the past 30 days.

What chains does USD AI operate on?

USD AI operates on Arbitrum. Arbitrum holds the largest share at 100%.

How much has USD AI generated in fees and revenue?

Over the past 30 days, USD AI generated $938,131 in fees. Of that, $93,814 was protocol revenue. Based on the trailing year, the annualized rate is $22.25m in fees and $6.89m in revenue.

What is the CHIP token price and valuation?

CHIP is currently trading at $0.025. Its circulating market capitalization is $49.05m, ranking it #556. Its fully diluted valuation is $245.25m. Supply currently stands at 2b circulating, 10b total supply, 10b maximum supply.

How has CHIP performed recently?

CHIP is down 15.4% over the past 7 days and down 22.9% over the past 30 days. Its all-time high is $0.14, reached on Apr 23, 2026. The token is currently 82.3% below that level.

How does USD AI's TVL compare to similar protocols?

Among RWA Lending protocols tracked by DefiLlama, USD AI ranks #4 by TVL. The category holds $910.05m across 25 protocols, and USD AI accounts for 17.8% of that total. Other leading protocols include Aave, Pareto, and Figure Markets.

How much has been borrowed through USD AI?

USD AI currently has $236.1m in active loans.