Ask about USD AI

Logo of USD AIUSD AI(CHIP)

Total Value Locked$308.35m

TVL by Chain

Arbitrum$308.35m

Key Metrics

Fees 30d$1.72m
Fees 30d by chain

Arbitrum$1.72m

Fees 7d$1,934

Arbitrum$1,934

Fees 24h$0

Arbitrum$0

Cumulative Fees$24.49m

Arbitrum$24.49m

Revenue 30d$171,935.09
Revenue 30d by chain

Arbitrum$171,935.09

Revenue 7d$193

Arbitrum$193

Revenue 24h$0

Arbitrum$0

Cumulative Revenue$7.24m

Arbitrum$7.24m

Holders Revenue 30d$0
Holders Revenue 30d by chain

Arbitrum$0

Holders Revenue 7d$0

Arbitrum$0

Holders Revenue 24h$0

Arbitrum$0

Cumulative Holders Revenue$0

Arbitrum$0

Incentives 1y$0

$0

$0

$0

$0

Earnings (Annualized)$7.17m

$171,935.09

$193

$0

$7.24m

Market Cap$82.96m

$CHIP Price$0.041

All Time High$0.14

All Time Low$0.022

View $CHIP token page

$414.78m

$332.65m

$CHIP Volume 24h$9.09m

CEX Volume$9.35m

DEX Volume$1.57m(17.31% of total)

Active Loans$272.46m

Total Raised$4m

Sep 22, 2025$4mRound: Investors: Bullish

Nov 17, 2025Round: Investors: Coinbase Ventures

Protocol Information

USD.AI is a yield-bearing synthetic dollar protocol backed by real-world infrastructure assets

WebsiteX/Twitter
Category:RWA

Sub Category: Private Credit

Audits:

Methodology

TVL: TVL is calculated by summing the value of tokens held by the protocol and outstanding claimable yield. Outstanding loan principals are reported separately as borrowed.View code on GitHubFees: Total interest and admin fees collected from USDai's base token yield, GPU-financing yield, and escrow timelock yieldView code on GitHubRevenue: Admin fees going to protocol treasuryView code on GitHubHolders Revenue: View code on GitHub

Incentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.

Earnings: Revenue of the protocol minus the incentives distributed to users

Yields

Pools Tracked1

Average Supply APY6.94%

Competitors

Re ($373.85m)DigiFT ($193.63m)Tangible RWA ($41.98m)Theo Network thBill ($23.78m)GAIB ($18.86m)Stobox ($13.95m)Estate Protocol ($13.95m)Anzen V2 ($7.64m)VNX ($5.06m)Mountain Protocol ($1.41m)

Frequently Asked Questions

What is USD AI's TVL?

USD AI currently has $308.35m in total value locked. TVL has increased 74.1% over the past 30 days.

What chains does USD AI operate on?

USD AI operates on Arbitrum. Arbitrum holds the largest share at 100%.

How much has USD AI generated in fees and revenue?

Over the past 30 days, USD AI generated $1.72m in fees. Of that, $171,935.09 was protocol revenue. Based on the trailing year, the annualized rate is $23.73m in fees and $7.17m in revenue.

What is the CHIP token price and valuation?

CHIP is currently trading at $0.041. Its circulating market capitalization is $82.86m, ranking it #447. Its fully diluted valuation is $414.32m. Supply currently stands at 2b circulating, 10b total supply, 10b maximum supply.

How has CHIP performed recently?

CHIP is down 11.7% over the past 7 days and up 24.1% over the past 30 days. Its all-time high is $0.14, reached on Apr 23, 2026. The token is currently 70.5% below that level.

How does USD AI's TVL compare to similar protocols?

Among RWA protocols tracked by DefiLlama, USD AI ranks #7 by TVL. The category holds $5.776b across 171 protocols, and USD AI accounts for 5.3% of that total. Other leading protocols include Re, DigiFT, Tangible RWA, Theo Network thBill, GAIB, Stobox, Estate Protocol, Anzen V2, VNX, and Mountain Protocol.

How much has been borrowed through USD AI?

USD AI currently has $272.46m in active loans.