Ask about Savvy · freeSavvy(SVY)
Total Value Locked$185,669
TVL by Chain
Arbitrum$185,669
Key Metrics
Treasury$21,789
Majors$21,061
Stablecoins$728.57
Own Tokens$0
Others$0
Protocol Information
Savvy is a non-liquidating, auto-repaying, interest-free borrowing platform. Borrow up to 50% of the value of the collateral using Savvy synths. You can borrow in stablecoins, Ethereum, or Bitcoin derivatives and repay in kind, eliminating the need for liquidations. Loans are backed against the future yield of the collateral.
Audits:
Methodology
TVL: The calculated TVL is the current sum of all base tokens and yield tokens in our contracts.View code on GitHubTreasury: Value of tokens owned by the protocolCompetitors
Savvy history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from Jun 28, 2023 to Oct 23, 2026.
All-time high TVL: $1.07m on Dec 6, 2023. All-time low TVL: $76,154 on Feb 17, 2025.
Daily TVL, Sep 24, 2026 to Oct 23, 2026
| Date | TVL |
|---|---|
| Sep 24, 2026 | $198,139 |
| Sep 25, 2026 | $198,750 |
| Sep 26, 2026 | $198,448 |
| Sep 27, 2026 | $199,442 |
| Sep 28, 2026 | $197,037 |
| Sep 29, 2026 | $198,330 |
| Sep 30, 2026 | $197,952 |
| Oct 1, 2026 | $198,805 |
| Oct 2, 2026 | $200,418 |
| Oct 3, 2026 | $198,516 |
| Oct 4, 2026 | $199,980 |
| Oct 5, 2026 | $202,567 |
| Oct 6, 2026 | $201,782 |
| Oct 7, 2026 | $200,974 |
| Oct 8, 2026 | $193,310 |
| Oct 9, 2026 | $187,686 |
| Oct 10, 2026 | $188,957 |
| Oct 11, 2026 | $190,166 |
| Oct 12, 2026 | $192,530 |
| Oct 13, 2026 | $185,339 |
| Oct 14, 2026 | $190,088 |
| Oct 15, 2026 | $185,202 |
| Oct 16, 2026 | $186,904 |
| Oct 17, 2026 | $185,468 |
| Oct 18, 2026 | $184,569 |
| Oct 19, 2026 | $186,233 |
| Oct 20, 2026 | $184,000 |
| Oct 21, 2026 | $187,793 |
| Oct 22, 2026 | $187,805 |
| Oct 23, 2026 | $185,537 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $285,951 |
| Dec 31, 2024 | $135,015 |
| Jan 31, 2025 | $142,213 |
| Feb 28, 2025 | $113,935 |
| Mar 31, 2025 | $102,911 |
| Apr 30, 2025 | $109,798 |
| May 31, 2025 | $137,485 |
| Jun 30, 2025 | $142,749 |
| Jul 31, 2025 | $195,735 |
| Aug 31, 2025 | $216,391 |
| Sep 30, 2025 | $218,436 |
| Oct 31, 2025 | $207,106 |
| Nov 30, 2025 | $174,788 |
| Dec 31, 2025 | $176,423 |
| Jan 31, 2026 | $168,299 |
| Feb 28, 2026 | $131,668 |
| Mar 31, 2026 | $140,073 |
| Apr 30, 2026 | $156,859 |
| May 31, 2026 | $147,746 |
| Jun 30, 2026 | $124,215 |
| Jul 31, 2026 | $144,166 |
| Aug 31, 2026 | $178,692 |
| Sep 30, 2026 | $197,952 |
| Oct 23, 2026 (latest) | $185,537 |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $952,829 |
| Dec 31, 2024 | $135,015 |
| Dec 31, 2025 | $176,423 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/savvy
Frequently asked questions
What is Savvy's TVL?
As of Oct 23, 2026, Savvy has $185,669 in total value locked. TVL has decreased 8.3% over the past 30 days.
What chains does Savvy operate on?
Savvy operates on Arbitrum. Arbitrum holds the largest share at 100%.
How does Savvy's TVL compare to similar protocols?
Among CDP protocols tracked by DefiLlama, Savvy ranks #76 by TVL. The category holds $7.796b across 200 protocols, and Savvy accounts for <0.1% of that total. Similar protocols include Reservoir Protocol, Abracadabra Spell, QiDao, Angle, Gravita Protocol, Preon Finance, xDollar, Nerite, Button Wrappers, and Davos Protocol.
Does Savvy have a treasury?
Savvy has a tracked treasury currently valued at $21,789. Its holdings include $728.57 in stablecoins, $21,061 in major assets.