Ask about Root Finance · free
Logo of Root Finance

Root Finance

Total Value Locked$643.27

TVL by Chain

Radix$643.27

The chart plots Active Loans as its own series; it is not part of the TVL above.

Key Metrics

Active Loans$0

Protocol Information

Root is a decentralized Lending & Borrowing protocol operating on the Radix DLT, where lenders and borrowers interact within an overcollateralized market environment

Category:Lending

Audits:

Root Finance history

TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 24, 2024 to Nov 12, 2026.

All-time high TVL: $1.67m on Apr 24, 2025. All-time low TVL: $644 on Nov 12, 2026.

Daily TVL, Oct 14, 2026 to Nov 12, 2026

DateTVL
Oct 14, 2026$916
Oct 15, 2026$941
Oct 16, 2026$881
Oct 17, 2026$759
Oct 18, 2026$918
Oct 19, 2026$946
Oct 20, 2026$758
Oct 21, 2026$970
Oct 22, 2026$965
Oct 23, 2026$758
Oct 24, 2026$745
Oct 25, 2026$742
Oct 26, 2026$721
Oct 27, 2026$730
Oct 28, 2026$735
Oct 29, 2026$724
Oct 30, 2026$697
Oct 31, 2026$705
Nov 1, 2026$712
Nov 2, 2026$725
Nov 3, 2026$708
Nov 4, 2026$710
Nov 5, 2026$762
Nov 6, 2026$703
Nov 7, 2026$814
Nov 8, 2026$863
Nov 9, 2026$673
Nov 10, 2026$664
Nov 11, 2026$647
Nov 12, 2026$644

TVL at each month end, Dec 2024 to Nov 2026

DateTVL
Dec 31, 2024$1.08m
Jan 31, 2025$825,622
Feb 28, 2025$509,781
Mar 31, 2025$641,769
Apr 30, 2025$1.27m
May 31, 2025$537,265
Jun 30, 2025$460,161
Jul 31, 2025$198,503
Aug 31, 2025$230,633
Sep 30, 2025$117,821
Oct 31, 2025$331,439
Nov 30, 2025$247,255
Dec 31, 2025$206,620
Jan 31, 2026$169,030
Feb 28, 2026$59,031
Mar 31, 2026$18,066
Apr 30, 2026$2,050
May 31, 2026$1,626
Jun 30, 2026$2,166
Jul 31, 2026$1,291
Aug 31, 2026$1,303
Sep 30, 2026$1,020
Oct 31, 2026$705
Nov 12, 2026 (latest)$644

TVL at each year end, Dec 31, 2024 to Dec 31, 2025

DateTVL
Dec 31, 2024$1.08m
Dec 31, 2025$206,620

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/root-finance

Frequently asked questions

What is Root Finance's TVL?

As of Nov 12, 2026, Root Finance has $643.27 in total value locked. TVL has decreased 27.1% over the past 30 days.

What chains does Root Finance operate on?

Root Finance operates on Radix. Radix holds the largest share at 100%.

How does Root Finance's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Root Finance ranks #389 by TVL. The category holds $48.34b across 520 protocols, and Root Finance accounts for <0.1% of that total. Similar protocols include Weft V2, Weft V1, SRWA Lending, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, and Compound V3.

How much has been borrowed through Root Finance?

As of Nov 12, 2026, Root Finance has $0 in active loans.