Ask about Palmy Finance · freePalmy Finance
Total Value Locked$11,739
TVL by Chain
Oasys$11,739
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$185.35
Protocol Information
Palmy Finance is the first lending protocol backed by Oasys Network.
Audits:
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubCompetitors
Palmy Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jul 12, 2024 to Oct 29, 2026.
All-time high TVL: $724,103 on Dec 8, 2024. All-time low TVL: $22 on Aug 27, 2024.
Daily TVL, Sep 30, 2026 to Oct 29, 2026
| Date | TVL |
|---|---|
| Sep 30, 2026 | $13,405 |
| Oct 1, 2026 | $13,455 |
| Oct 2, 2026 | $13,806 |
| Oct 3, 2026 | $13,595 |
| Oct 4, 2026 | $13,593 |
| Oct 5, 2026 | $13,795 |
| Oct 6, 2026 | $13,758 |
| Oct 7, 2026 | $13,523 |
| Oct 8, 2026 | $13,314 |
| Oct 9, 2026 | $12,920 |
| Oct 10, 2026 | $13,020 |
| Oct 11, 2026 | $13,133 |
| Oct 12, 2026 | $13,229 |
| Oct 13, 2026 | $13,063 |
| Oct 14, 2026 | $13,004 |
| Oct 15, 2026 | $12,966 |
| Oct 16, 2026 | $12,809 |
| Oct 17, 2026 | $12,659 |
| Oct 18, 2026 | $12,693 |
| Oct 19, 2026 | $12,813 |
| Oct 20, 2026 | $12,656 |
| Oct 21, 2026 | $12,779 |
| Oct 22, 2026 | $12,955 |
| Oct 23, 2026 | $12,768 |
| Oct 24, 2026 | $12,585 |
| Oct 25, 2026 | $12,520 |
| Oct 26, 2026 | $12,427 |
| Oct 27, 2026 | $12,204 |
| Oct 28, 2026 | $12,133 |
| Oct 29, 2026 | $12,016 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $642,623 |
| Dec 31, 2024 | $476,861 |
| Jan 31, 2025 | $403,901 |
| Feb 28, 2025 | $299,509 |
| Mar 31, 2025 | $269,307 |
| Apr 30, 2025 | $257,041 |
| May 31, 2025 | $230,912 |
| Jun 30, 2025 | $184,191 |
| Jul 31, 2025 | $206,717 |
| Aug 31, 2025 | $196,387 |
| Sep 30, 2025 | $156,233 |
| Oct 31, 2025 | $98,343 |
| Nov 30, 2025 | $70,685 |
| Dec 31, 2025 | $55,171 |
| Jan 31, 2026 | $50,768 |
| Feb 28, 2026 | $32,041 |
| Mar 31, 2026 | $12,851 |
| Apr 30, 2026 | $14,846 |
| May 31, 2026 | $15,694 |
| Jun 30, 2026 | $12,185 |
| Jul 31, 2026 | $11,619 |
| Aug 31, 2026 | $13,941 |
| Sep 30, 2026 | $13,405 |
| Oct 29, 2026 (latest) | $12,016 |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $476,861 |
| Dec 31, 2025 | $55,171 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/palmy-finance
Frequently asked questions
What is Palmy Finance's TVL?
As of Oct 29, 2026, Palmy Finance has $11,739 in total value locked. TVL has decreased 12.3% over the past 30 days.
What chains does Palmy Finance operate on?
Palmy Finance operates on Oasys. Oasys holds the largest share at 100%.
How does Palmy Finance's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Palmy Finance ranks #308 by TVL. The category holds $48.981b across 518 protocols, and Palmy Finance accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, Compound V3, Kamino Lend, Venus Core Pool, and Lista Lending.
How much has been borrowed through Palmy Finance?
As of Oct 29, 2026, Palmy Finance has $185.35 in active loans.