Ask about Huma Finance V2

Logo of Huma Finance V2Huma Finance V2

Total Value Locked$369.24m

TVL by Chain

Solana$188.39m

Ethereum$178.12m

Stellar$2.73m

Key Metrics

Fees 30d$2.2m
Fees 30d by chain

Solana$2.2m

Fees 7d$603,181

Solana$603,181

Fees 24h$99,820

Solana$99,820

Cumulative Fees$15.63m

Solana$15.63m

Revenue 30d$0
Revenue 30d by chain

Solana$0

Revenue 7d$0

Solana$0

Revenue 24h$0

Solana$0

Cumulative Revenue$0

Solana$0

Protocol Information

Permissionless DeFi yield, powered by real-world payment flows.

WebsiteGitHubX/Twitter
Category:RWA

Sub Category: Private Credit

Audits:

Methodology

TVL: Sums the reserves backing PST and mPST directly on chain, using the wallets and contracts Huma discloses on its Accountable dashboard: Arf receivables valued at the Huma Institutional pools' own tranche marks (Solana and Stellar), outstanding TradeFlow Obligate eNotes at par, and the liquid sleeve held in Jupiter Lend, Orca, Pendle and stablecoins.View code on GitHubFees: Yield credited on-chain to Huma 2.0 LP token balances (PST/mPST), measured from ModeAssetsRefreshedEvent deltas emitted by the refresh_pool_assets instruction. Each delta is new_assets minus old_assets after scheduled yield accrual (net of credit losses). Deposits and withdrawals do not emit this event.View code on GitHubRevenue: Zero — the permissionless pool has no protocol fee configured; all PayFi yield flows to LPs.View code on GitHub

Hacks

Date: May 11, 2026

Amount: $101,400

Classification: Access Control

Technique: Improper Access Control

Chains: Polygon

Language: Solidity

Target Type: DeFi Protocol

Competitors

VNX ($5.07m)Invesco USTB ($544.16m)Plume Vaults ($208.75m)KAIO ($39.65m)Theo Network thBill ($13.82m)Byzanlink RWA Markets ($2.08m)Ethena USDtb ($475.79m)Re ($380.59m)Anemoy Capital ($333.97m)OnRe ($302.74m)

Frequently Asked Questions

What is Huma Finance V2's TVL?

Huma Finance V2 currently has $369.24m in total value locked. TVL has increased 66.8% over the past 30 days.

What chains does Huma Finance V2 operate on?

Huma Finance V2 operates on 3 chains: Solana, Ethereum, and Stellar. Solana holds the largest share at 51%.

How much has Huma Finance V2 generated in fees and revenue?

Over the past 30 days, Huma Finance V2 generated $2.2m in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $14.65m in fees.

How does Huma Finance V2's TVL compare to similar protocols?

Among RWA protocols tracked by DefiLlama, Huma Finance V2 ranks #4 by TVL. The category holds $4.812b across 171 protocols, and Huma Finance V2 accounts for 7.7% of that total. Other leading protocols include VNX, Invesco USTB, Plume Vaults, KAIO, Theo Network thBill, Byzanlink RWA Markets, Ethena USDtb, Re, Anemoy Capital, and OnRe.

Has Huma Finance V2 ever been exploited?

Huma Finance V2 has 1 recorded security incident. The most recent incident occurred on May 11, 2026 and involved $101,400. It was classified as Access Control.