Ask about Folks Finance · freeTotal Value Locked$58.86m
TVL by Chain
Algorand$54.42m
Avalanche$3.33m
Polygon$760,864
Monad$189,847
Ethereum$78,443
Arbitrum$36,198
Base$27,019
Sei$7,958
BSC$6,861
Key Metrics
Fees 30d$203,187
Fees 30d by chain
Algorand$177,562
Avalanche$25,093
Polygon$385.48
Monad$57.88
Ethereum$57
Arbitrum$21.52
Base$6.88
Sei$0.81
BSC$0.30
Fees 7d$46,204
Algorand$41,017
Avalanche$5,140
Polygon$12.95
Ethereum$11.70
Monad$11.22
Arbitrum$9.68
Base$1.31
Sei$0.27
BSC$0.07
Fees 24h$6,090
Algorand$5,551
Avalanche$530
Arbitrum$4.32
Polygon$1.77
Ethereum$1.66
Monad$0.81
Base$0.13
Sei$0.04
BSC$0.01
Cumulative Fees$2.5m
Algorand$1.81m
Avalanche$394,052
Polygon$230,886
Monad$49,490
Sei$6,222
Ethereum$4,368
Arbitrum$992.45
Base$336.22
BSC$74.45
Revenue 30d$22,884
Revenue 30d by chain
Algorand$20,324
Avalanche$2,508
Polygon$38.56
Monad$5.79
Ethereum$5.62
Arbitrum$2.15
Base$0.57
BSC$0
Sei$0
Revenue 7d$5,154
Algorand$4,635
Avalanche$514.04
Polygon$1.30
Ethereum$1.19
Monad$1.11
Arbitrum$0.97
Base$0.11
BSC$0
Sei$0
Revenue 24h$681.76
Algorand$628
Avalanche$52.89
Arbitrum$0.43
Polygon$0.18
Ethereum$0.17
Monad$0.08
Base$0.01
BSC$0
Sei$0
Cumulative Revenue$254,178
Algorand$185,518
Avalanche$39,404
Polygon$23,116
Monad$4,953
Sei$619.43
Ethereum$435.44
Arbitrum$98.02
Base$29.12
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Market Cap$38.49m
$FOLKS Price$2.14
Fully Diluted Valuation$107.01m
$FOLKS Volume 24h$704,123
CEX Volume$304,416
DEX Volume$389,373(55.3% of total)
Active Loans$13.62m
Treasury$609,872
Majors$3,886
Stablecoins$233,084
Own Tokens$0
Others$372,902
Total Raised$6.2m
Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand
Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
- xALGO Liquid StakingLiquid Staking
- Folks Finance LendingLending
- Folks Finance xChainLending
- gALGO Liquid GovernanceLiquid Staking
- UltraswapLending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Yields
Pools Tracked17
Average Supply APY1.69%
Folks Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 18, 2026.
All-time high TVL: $314.76m on Dec 4, 2024. All-time low TVL: $3.56m on Apr 12, 2022.
Daily TVL, Sep 19, 2026 to Oct 18, 2026
| Date | TVL |
|---|---|
| Sep 19, 2026 | $57m |
| Sep 20, 2026 | $60.19m |
| Sep 21, 2026 | $61.85m |
| Sep 22, 2026 | $63.45m |
| Sep 23, 2026 | $63.91m |
| Sep 24, 2026 | $59.76m |
| Sep 25, 2026 | $64.31m |
| Sep 26, 2026 | $65.67m |
| Sep 27, 2026 | $65.92m |
| Sep 28, 2026 | $67.3m |
| Sep 29, 2026 | $74.49m |
| Sep 30, 2026 | $70.36m |
| Oct 1, 2026 | $69.66m |
| Oct 2, 2026 | $68.7m |
| Oct 3, 2026 | $70.92m |
| Oct 4, 2026 | $72.43m |
| Oct 5, 2026 | $73.19m |
| Oct 6, 2026 | $71.11m |
| Oct 7, 2026 | $69.02m |
| Oct 8, 2026 | $66.44m |
| Oct 9, 2026 | $64.49m |
| Oct 10, 2026 | $63.18m |
| Oct 11, 2026 | $64.61m |
| Oct 12, 2026 | $68.44m |
| Oct 13, 2026 | $63.64m |
| Oct 14, 2026 | $64.38m |
| Oct 15, 2026 | $62.21m |
| Oct 16, 2026 | $64.07m |
| Oct 17, 2026 | $61.87m |
| Oct 18, 2026 | $60.41m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $272.3m |
| Dec 31, 2024 | $194.13m |
| Jan 31, 2025 | $260.59m |
| Feb 28, 2025 | $167.48m |
| Mar 31, 2025 | $131.53m |
| Apr 30, 2025 | $89m |
| May 31, 2025 | $77.05m |
| Jun 30, 2025 | $105.27m |
| Jul 31, 2025 | $142.46m |
| Aug 31, 2025 | $143.9m |
| Sep 30, 2025 | $142.48m |
| Oct 31, 2025 | $118.95m |
| Nov 30, 2025 | $97.9m |
| Dec 31, 2025 | $87.71m |
| Jan 31, 2026 | $80.81m |
| Feb 28, 2026 | $64.64m |
| Mar 31, 2026 | $60.63m |
| Apr 30, 2026 | $69.77m |
| May 31, 2026 | $75.68m |
| Jun 30, 2026 | $53.28m |
| Jul 31, 2026 | $48.03m |
| Aug 31, 2026 | $50.5m |
| Sep 30, 2026 | $70.36m |
| Oct 18, 2026 (latest) | $60.41m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $53.27m |
| Dec 31, 2023 | $138.77m |
| Dec 31, 2024 | $194.13m |
| Dec 31, 2025 | $87.71m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $356,147 | $35,611 | $0 |
| Nov 2025 | $267,889 | $26,785 | $0 |
| Dec 2025 | $233,145 | $23,313 | $0 |
| Jan 2026 | $218,594 | $21,866 | $0 |
| Feb 2026 | $149,216 | $14,918 | $0 |
| Mar 2026 | $142,027 | $14,203 | $0 |
| Apr 2026 | $185,032 | $18,502 | $0 |
| May 2026 | $172,588 | $17,258 | $0 |
| Jun 2026 | $135,400 | $13,535 | $0 |
| Jul 2026 | $115,695 | $11,577 | $0 |
| Aug 2026 | $117,422 | $11,966 | $0 |
| Sep 2026 | $192,030 | $21,685 | $0 |
| Oct 2026 (to date) | $121,184 | $13,616 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance
Frequently asked questions
What is Folks Finance's TVL?
As of Oct 18, 2026, Folks Finance has $58.86m in total value locked. TVL has increased 11.2% over the past 30 days.
What chains does Folks Finance operate on?
Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Monad, and Ethereum and 4 others. Algorand holds the largest share at 92.5%.
How much has Folks Finance generated in fees and revenue?
Over the past 30 days, Folks Finance generated $203,187 in fees. Of that, $22,884 was protocol revenue. Based on the trailing year, the annualized rate is $2.19m in fees and $222,943 in revenue.
What is the FOLKS token price and valuation?
FOLKS is currently trading at $2.12. Its circulating market capitalization is $38.08m, ranking it #711. Its fully diluted valuation is $105.87m. Supply currently stands at 17.99m circulating, 50m total supply, 50m maximum supply.
How has FOLKS performed recently?
FOLKS is down 3.9% over the past 7 days and up 1.7% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95.7% below that level.
Which protocols are included in Folks Finance?
Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.
How much has been borrowed through Folks Finance?
As of Oct 18, 2026, Folks Finance has $13.62m in active loans.
Does Folks Finance have a treasury?
Folks Finance has a tracked treasury currently valued at $609,872. Its holdings include $233,084 in stablecoins, $3,886 in major assets, $372,902 in other assets.