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Logo of Credible FinanceCredible Finance
Total Value Locked$40,440.77

TVL by Chain

Solana$40,440.76

0G$0.01

Key Metrics

Active Loans$14.42m

Total Raised$4m

Jul 17, 2026$4mRound: Public token sale

Protocol Information

Credible Finance is a decentralized finance (DeFi) platform pioneering the integration of real-world assets (RWA) with blockchain technology. It enables users to borrow and lend crypto assets, primarily backed by tokenized real-world collateral, bridging traditional finance with the efficiency and transparency of decentralized ledgers. The platform focuses on providing access to capital for real-world entities while offering attractive yields to lenders, all within a permissioned and secure environment. Credible Finance leverages AI-powered credit scoring and ZK oracle nodes for real-time monitoring and underwriting.

Category:RWA Lending

Methodology

TVL: Lending TVL counts deposits still available in Credible Finance's lending pools (pool.tvl minus drawn-down amount) plus token balances held by the protocol treasury. Borrowed counts the amount drawn down from the pools by borrowers. Tokens on 0g are counted from the protocol contract.View code on GitHub

Competitors

Frequently Asked Questions

What is Credible Finance?

Credible Finance is a decentralized finance (DeFi) platform pioneering the integration of real-world assets (RWA) with blockchain technology. It enables users to borrow and lend crypto assets, primarily backed by tokenized real-world collateral, bridging traditional finance with the efficiency and transparency of decentralized ledgers. The platform focuses on providing access to capital for real-world entities while offering attractive yields to lenders, all within a permissioned and secure environment. Credible Finance leverages AI-powered credit scoring and ZK oracle nodes for real-time monitoring and underwriting.

What is Credible Finance's TVL?

Credible Finance currently has $40,440.77 in total value locked. TVL has increased 73,428.7% over the past 30 days.

What chains does Credible Finance operate on?

Credible Finance operates on 2 chains: 0G and Solana. Solana holds the largest share at 100%.

How does Credible Finance's TVL compare to similar protocols?

Among RWA Lending protocols tracked by DefiLlama, Credible Finance ranks #15 by TVL. The category holds $926.07m across 25 protocols, and Credible Finance accounts for <0.1% of that total. Other leading protocols include Aave, Pareto, and Figure Markets.

How much has been borrowed through Credible Finance?

Credible Finance currently has $14.42m in active loans.