Ask about Credible Finance · freeTotal Value Locked$33,994
TVL by Chain
Solana$33,994
0G$0.01
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Market Cap$15.73m
$CRED Price$0.69
Fully Diluted Valuation$15.73m
$CRED Volume 24h$84,657
CEX Volume$0
DEX Volume$84,458(99.77% of total)
Active Loans$14.42m
Total Raised$4m
Jul 17, 2026$4mRound: Public token sale
Protocol Information
Credible Finance is a decentralized finance (DeFi) platform pioneering the integration of real-world assets (RWA) with blockchain technology. It enables users to borrow and lend crypto assets, primarily backed by tokenized real-world collateral, bridging traditional finance with the efficiency and transparency of decentralized ledgers. The platform focuses on providing access to capital for real-world entities while offering attractive yields to lenders, all within a permissioned and secure environment. Credible Finance leverages AI-powered credit scoring and ZK oracle nodes for real-time monitoring and underwriting.
Sub Category: Private Credit
Methodology
TVL: Lending TVL counts deposits still available in Credible Finance's lending pools (pool.tvl minus drawn-down amount) plus token balances held by the protocol treasury. Borrowed counts the amount drawn down from the pools by borrowers. Tokens on 0g are counted from the protocol contract.View code on GitHubCompetitors
Credible Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 27, 2025 to Oct 23, 2026.
All-time high TVL: $510,025 on Sep 27, 2026. All-time low TVL: $4 on Dec 13, 2025.
Daily TVL, Sep 24, 2026 to Oct 23, 2026
| Date | TVL |
|---|---|
| Sep 24, 2026 | $10,837 |
| Sep 25, 2026 | $10,827 |
| Sep 26, 2026 | $10,827 |
| Sep 27, 2026 | $510,025 |
| Sep 28, 2026 | $510,004 |
| Sep 29, 2026 | $506,240 |
| Sep 30, 2026 | $406,254 |
| Oct 1, 2026 | $406,231 |
| Oct 2, 2026 | $406,280 |
| Oct 3, 2026 | $406,298 |
| Oct 4, 2026 | $406,211 |
| Oct 5, 2026 | $406,207 |
| Oct 6, 2026 | $406,193 |
| Oct 7, 2026 | $406,164 |
| Oct 8, 2026 | $405,890 |
| Oct 9, 2026 | $405,844 |
| Oct 10, 2026 | $404,882 |
| Oct 11, 2026 | $398,783 |
| Oct 12, 2026 | $398,777 |
| Oct 13, 2026 | $398,769 |
| Oct 14, 2026 | $138,006 |
| Oct 15, 2026 | $39,052 |
| Oct 16, 2026 | $34,048 |
| Oct 17, 2026 | $134,156 |
| Oct 18, 2026 | $134,126 |
| Oct 19, 2026 | $134,128 |
| Oct 20, 2026 | $34,147 |
| Oct 21, 2026 | $34,142 |
| Oct 22, 2026 | $34,013 |
| Oct 23, 2026 | $33,994 |
TVL at each month end, Oct 2025 to Oct 2026
| Date | TVL |
|---|---|
| Oct 31, 2025 | $0 |
| Nov 30, 2025 | $0 |
| Dec 31, 2025 | $0 |
| Jan 31, 2026 | $0 |
| Feb 28, 2026 | $0 |
| Mar 31, 2026 | $0 |
| Apr 30, 2026 | $0 |
| May 31, 2026 | $0 |
| Jun 30, 2026 | $55 |
| Jul 31, 2026 | $37,325 |
| Aug 31, 2026 | $14,788 |
| Sep 30, 2026 | $406,254 |
| Oct 23, 2026 (latest) | $33,994 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/credible-finance
Frequently asked questions
What is Credible Finance's TVL?
As of Oct 23, 2026, Credible Finance has $33,994 in total value locked. TVL has increased 383.8% over the past 30 days.
What chains does Credible Finance operate on?
Credible Finance operates on 2 chains: Solana and 0G. Solana holds the largest share at 100%.
What is the CRED token price and valuation?
CRED is currently trading at $0.69. Its circulating market capitalization is $15.72m, ranking it #1,203. Its fully diluted valuation is $15.72m. Supply currently stands at 22.66m circulating, 22.66m total supply.
How has CRED performed recently?
CRED is up 2.6% over the past 7 days and up 9.4% over the past 30 days. Its all-time high is $1.04, reached on Jul 27, 2026. The token is currently 33.4% below that level.
How does Credible Finance's TVL compare to similar protocols?
Among RWA protocols tracked by DefiLlama, Credible Finance ranks #77 by TVL. The category holds $4.001b across 175 protocols, and Credible Finance accounts for <0.1% of that total. Similar protocols include Huma, OnRe, Plume Vaults, KAIO, Theo Network thBill, Mansory, International Stable Currency, Oro Finance, Byzanlink RWA Markets, and Solayer USD.
How much has been borrowed through Credible Finance?
As of Oct 23, 2026, Credible Finance has $14.42m in active loans.