Logo of Cozy FinanceCozy Finance
Total Value Locked$1.28m

TVL by Chain

Ethereum$1.1m

OP Mainnet$172,369

Key Metrics

Active Loans$13,591

Total Raised$17m

Sep 3, 2020$2mRound: SeedInvestors: Dragonfly Capital, Edward Moncada, Electric Capital, Robot Ventures, Slow Ventures, Spencer Noon, Variant Fund, Volt Capital

May 13, 2021$15mRound: Investors: Polychain Capital

Protocol Information

Cozy is an open-source protocol for automated and trust-minimized Protection Markets

Category:Insurance
Products:

Methodology

TVL: Total value of all coins held in the smart contracts of the protocol

User Activity

Active Addresses (24h)0

New Addresses (24h)0

Transactions (24h)0

Gas Used (24h)0 ETH

Gas Cost (24h)$0

Hacks

Date: Aug 30, 2025

Protocol: Cozy V2

Amount: $427,000

Classification: Input Validation

Technique: Missing Input Validation

Chains: Optimism

Language: Solidity

Target Type: DeFi Protocol

Competitors

Frequently Asked Questions

What is Cozy Finance's TVL?

Cozy Finance currently has $1.28m in total value locked. TVL has increased 28.6% over the past 30 days.

What chains does Cozy Finance operate on?

Cozy Finance operates on 2 chains: Ethereum and OP Mainnet. Ethereum holds the largest share at 86.5%.

How does Cozy Finance's TVL compare to similar protocols?

Among Insurance protocols tracked by DefiLlama, Cozy Finance ranks #5 by TVL. The category holds $122.15m across 29 protocols, and Cozy Finance accounts for 1% of that total. Other leading protocols include Ante Finance, InsureDAO, Risk Harbor, Nexus Mutual, Easedefi.org, Unslashed, Ensuro, Cover Protocol, iTrust Finance, and Sherlock.

How much has been borrowed through Cozy Finance?

Cozy Finance currently has $13,591 in active loans.

Has Cozy Finance ever been exploited?

Cozy Finance has 1 recorded security incident. The most recent incident occurred on Aug 30, 2025 and involved $427,000. It was classified as Input Validation.