Total Value Locked$598,084
TVL by Chain
BSC$598,084
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$0
Protocol Information
bEarn Fi is a cross-chain product in Decentralized Finance (DeFi) that at its core provides yield generation, algorithmic stablecoin, bridge, gaming aggregation, treasury, AMM DEX, and governance on multi-chain: Binance Smart Chain blockchain (BSC) and Ethereum blockchain.
Audits:No
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubHacks
Date: May 17, 2021
Amount: $18m
Classification: Protocol Logic
Technique: Withdrawal Logic Flaw
Chains: BSC
Target Type: DeFi Protocol
Competitors
BearnFi history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jul 3, 2021 to Oct 20, 2026.
All-time high TVL: $19.16m on Jul 7, 2021. All-time low TVL: $565,558 on Aug 8, 2026.
Daily TVL, Sep 21, 2026 to Oct 20, 2026
| Date | TVL |
|---|---|
| Sep 21, 2026 | $599,992 |
| Sep 22, 2026 | $599,557 |
| Sep 23, 2026 | $599,494 |
| Sep 24, 2026 | $599,705 |
| Sep 25, 2026 | $599,323 |
| Sep 26, 2026 | $599,404 |
| Sep 27, 2026 | $599,677 |
| Sep 28, 2026 | $599,901 |
| Sep 29, 2026 | $599,211 |
| Sep 30, 2026 | $598,836 |
| Oct 1, 2026 | $598,833 |
| Oct 2, 2026 | $598,228 |
| Oct 3, 2026 | $599,169 |
| Oct 4, 2026 | $596,383 |
| Oct 5, 2026 | $600,457 |
| Oct 6, 2026 | $598,136 |
| Oct 7, 2026 | $598,004 |
| Oct 8, 2026 | $595,496 |
| Oct 9, 2026 | $595,373 |
| Oct 10, 2026 | $597,029 |
| Oct 11, 2026 | $596,052 |
| Oct 12, 2026 | $598,105 |
| Oct 13, 2026 | $594,908 |
| Oct 14, 2026 | $595,692 |
| Oct 15, 2026 | $594,760 |
| Oct 16, 2026 | $597,378 |
| Oct 17, 2026 | $597,159 |
| Oct 18, 2026 | $596,836 |
| Oct 19, 2026 | $597,529 |
| Oct 20, 2026 | $596,248 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $667,845 |
| Dec 31, 2024 | $674,814 |
| Jan 31, 2025 | $661,221 |
| Feb 28, 2025 | $646,175 |
| Mar 31, 2025 | $641,728 |
| Apr 30, 2025 | $646,132 |
| May 31, 2025 | $647,461 |
| Jun 30, 2025 | $642,677 |
| Jul 31, 2025 | $651,749 |
| Aug 31, 2025 | $656,030 |
| Sep 30, 2025 | $667,671 |
| Oct 31, 2025 | $657,270 |
| Nov 30, 2025 | $608,313 |
| Dec 31, 2025 | $606,188 |
| Jan 31, 2026 | $604,182 |
| Feb 28, 2026 | $597,134 |
| Mar 31, 2026 | $596,924 |
| Apr 30, 2026 | $597,473 |
| May 31, 2026 | $599,371 |
| Jun 30, 2026 | $594,275 |
| Jul 31, 2026 | $595,822 |
| Aug 31, 2026 | $596,718 |
| Sep 30, 2026 | $598,836 |
| Oct 20, 2026 (latest) | $596,248 |
TVL at each year end, Dec 31, 2021 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2021 | $3.67m |
| Dec 31, 2022 | $1.33m |
| Dec 31, 2023 | $861,117 |
| Dec 31, 2024 | $674,814 |
| Dec 31, 2025 | $606,188 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/bearnfi
Frequently asked questions
What is BearnFi's TVL?
As of Oct 20, 2026, BearnFi has $598,084 in total value locked. TVL has decreased 0.1% over the past 30 days.
How does BearnFi's TVL compare to similar protocols?
Among Yield protocols tracked by DefiLlama, BearnFi ranks #91 by TVL. The category holds $4.754b across 566 protocols, and BearnFi accounts for <0.1% of that total. Similar protocols include Pendle V2, Avalon Superearn, Lorenzo sUSD1+, Aster asBNB, Zoo Finance, Belt Finance, Equilibria, Spectra V2, Radpie, and StableHodl.
How much has been borrowed through BearnFi?
As of Oct 20, 2026, BearnFi has $0 in active loans.
Has BearnFi ever been exploited?
BearnFi has 1 recorded security incident. The most recent incident occurred on May 17, 2021 and involved $18m. It was classified as Protocol Logic.