Sumer.money
Total Value Locked$818,134
TVL by Chain
Berachain$705,986
Meter$76,340
GOAT$18,625
Base$4,580
Arbitrum$3,615
CORE$3,489
BSC$3,235
Ethereum$1,266
Monad$663.15
Hemi$184.51
Bitlayer$150.31
zkLink Nova$0.084
BSquared$0
Key Metrics
Fees 30d$606.61
Fees 30d by chain
CORE$393.11
BSC$173
Monad$33.61
Ethereum$6.94
Arbitrum$0
Base$0
Berachain$0
BSquared$0
Hemi$0
Meter$0
zkLink Nova$0
Fees 7d$153.15
CORE$107.75
BSC$34
Ethereum$6.94
Monad$4.46
Arbitrum$0
Base$0
Berachain$0
BSquared$0
Hemi$0
Meter$0
zkLink Nova$0
Fees 24h$17
CORE$17
Arbitrum$0
Base$0
Berachain$0
BSC$0
BSquared$0
Ethereum$0
Hemi$0
Meter$0
Monad$0
zkLink Nova$0
Cumulative Fees$113,527
CORE$64,417
BSC$23,564
Berachain$14,593
Arbitrum$7,643
Ethereum$2,424
Meter$332.39
Hemi$303
Monad$245.74
Base$6
BSquared$0
zkLink Nova$0
Revenue 30d$143.02
Revenue 30d by chain
CORE$113.57
BSC$17.36
Monad$10.01
Ethereum$2.08
Arbitrum$0
Base$0
Berachain$0
BSquared$0
Hemi$0
Meter$0
zkLink Nova$0
Revenue 7d$37.75
CORE$30.97
BSC$3.36
Ethereum$2.08
Monad$1.34
Arbitrum$0
Base$0
Berachain$0
BSquared$0
Hemi$0
Meter$0
zkLink Nova$0
Revenue 24h$5.15
CORE$5.15
Arbitrum$0
Base$0
Berachain$0
BSC$0
BSquared$0
Ethereum$0
Hemi$0
Meter$0
Monad$0
zkLink Nova$0
Cumulative Revenue$27,209
CORE$19,273
Berachain$4,337
BSC$2,393
Arbitrum$770.85
Ethereum$239.43
Hemi$91.23
Monad$72.98
Meter$30.64
Base$0
BSquared$0
zkLink Nova$0
Holders Revenue 30d$0
Holders Revenue 30d by chain
Arbitrum$0
Base$0
Berachain$0
Hemi$0
Meter$0
zkLink Nova$0
Holders Revenue 7d$0
Arbitrum$0
Base$0
Berachain$0
Hemi$0
Meter$0
zkLink Nova$0
Holders Revenue 24h$0
Arbitrum$0
Base$0
Berachain$0
Hemi$0
Meter$0
zkLink Nova$0
Cumulative Holders Revenue$21,253
CORE$17,403
Berachain$3,704
Arbitrum$58
BSC$57
Meter$30
Ethereum$1
Base$0
BSquared$0
Hemi$0
zkLink Nova$0
Collateral Liquidated 30d$13,570
Collateral Liquidated 30d by chain
Arbitrum$13,369
BSC$196
CORE$5.47
Base$0
Berachain$0
BSquared$0
Ethereum$0
Hemi$0
Meter$0
Monad$0
zkLink Nova$0
Collateral Liquidated 7d$201.70
BSC$196
CORE$4.20
Arbitrum$1.70
Base$0
Berachain$0
BSquared$0
Ethereum$0
Hemi$0
Monad$0
zkLink Nova$0
Collateral Liquidated 24h$0
Arbitrum$0
Base$0
Berachain$0
BSC$0
BSquared$0
CORE$0
Ethereum$0
Hemi$0
Monad$0
zkLink Nova$0
Cumulative Collateral Liquidated$87,185
Arbitrum$49,960
BSC$25,041
Ethereum$11,555
Meter$603
Monad$20.30
CORE$5.48
Berachain$0.41
Base$0.02
BSquared$0
Hemi$0
zkLink Nova$0
Active Loans$55,389
Protocol Information
Sumer is a cross-chain synthetic assets protocol with a lending and borrowing market, deployed simultaneously on a network of supported chains. Sumer enables the creation of SuTokens (Synthetic Assets of USD, ETH and BTC) to provide a credit card-like experience to users. SuTokens break cross-chain liquidity & smart contract communication barriers while enabling non-custodial, highly decentralized & secure cross-chain transfers
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Total interest paid by borrowersView code on GitHubRevenue: Protocol and holders share of interestView code on GitHubHolders Revenue: Share of interest into protocol governance token holders.View code on GitHubCollateral Liquidated: Total USD value of collateral seized in LiquidateBorrow events, converted from cToken units to underlying via exchangeRateStored.View code on GitHubHacks
Date: Apr 12, 2024
Amount: $350,000
Classification: Reentrancy
Technique: Reentrancy
Chains: Base
Language: Solidity
Target Type: DeFi Protocol
Competitors
Sumer.money history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Nov 21, 2023 to Oct 20, 2026.
All-time high TVL: $139.95m on Mar 8, 2025. All-time low TVL: $191,740 on Nov 22, 2023.
Daily TVL, Sep 4, 2026 to Oct 20, 2026
| Date | TVL |
|---|---|
| Sep 4, 2026 | $1.3m |
| Sep 5, 2026 | $1.28m |
| Sep 6, 2026 | $1.29m |
| Sep 7, 2026 | $1.3m |
| Sep 8, 2026 | $1.29m |
| Sep 9, 2026 | $1.27m |
| Sep 10, 2026 | $1.26m |
| Sep 11, 2026 | $1.25m |
| Sep 12, 2026 | $1.28m |
| Sep 13, 2026 | $1.29m |
| Sep 14, 2026 | $1.27m |
| Sep 15, 2026 | $1.29m |
| Sep 16, 2026 | $1.23m |
| Sep 17, 2026 | $1.24m |
| Sep 18, 2026 | $1.25m |
| Sep 19, 2026 | $1.33m |
| Sep 20, 2026 | $1.33m |
| Sep 21, 2026 | $1.36m |
| Sep 22, 2026 | $1.4m |
| Sep 23, 2026 | $1.39m |
| Sep 24, 2026 | $1.35m |
| Oct 12, 2026 | $1.25m |
| Oct 13, 2026 | $1.21m |
| Oct 14, 2026 | $1.24m |
| Oct 15, 2026 | $817,370 |
| Oct 16, 2026 | $820,956 |
| Oct 17, 2026 | $814,376 |
| Oct 18, 2026 | $807,665 |
| Oct 19, 2026 | $811,493 |
| Oct 20, 2026 | $806,698 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $3.73m |
| Dec 31, 2024 | $15.37m |
| Jan 31, 2025 | $126.62m |
| Feb 28, 2025 | $101.62m |
| Mar 31, 2025 | $91.43m |
| Apr 30, 2025 | $104.58m |
| May 31, 2025 | $100.91m |
| Jun 30, 2025 | $2.03m |
| Jul 31, 2025 | $4.04m |
| Aug 31, 2025 | $4.22m |
| Sep 30, 2025 | $4.31m |
| Oct 31, 2025 | $3.63m |
| Nov 30, 2025 | $2.94m |
| Dec 31, 2025 | $2.73m |
| Jan 31, 2026 | $2.26m |
| Feb 28, 2026 | $1.68m |
| Mar 31, 2026 | $1.53m |
| Apr 30, 2026 | $1.62m |
| May 31, 2026 | $1.47m |
| Jun 30, 2026 | $1m |
| Jul 31, 2026 | $1.05m |
| Aug 31, 2026 | $1.61m |
| Sep 24, 2026 | $1.35m |
| Oct 20, 2026 (latest) | $806,698 |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $3.47m |
| Dec 31, 2024 | $15.37m |
| Dec 31, 2025 | $2.73m |
Fees, revenue and holders revenue by UTC calendar month, Mar 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Mar 2025 | $10,720 | $3,194 | $3,194 |
| Apr 2025 | $11,115 | $3,286 | $3,286 |
| May 2025 | $14,416 | $4,294 | $4,294 |
| Jun 2025 | $10,850 | $3,231 | $3,231 |
| Jul 2025 | $6,080 | $1,778 | $1,778 |
| Aug 2025 | $5,218 | $1,503 | $1,503 |
| Sep 2025 | $5,560 | $1,663 | $1,664 |
| Oct 2025 | $4,471 | $1,314 | $1,321 |
| Nov 2025 | $3,219 | $962 | $962 |
| Dec 2025 | $1,967 | $587 | $20 |
| Jan 2026 | $1,835 | $544 | - |
| Feb 2026 | $1,419 | $408 | - |
| Mar 2026 | $729 | $203 | - |
| Apr 2026 | $6,502 | $758 | - |
| May 2026 | $12,883 | $1,384 | - |
| Jun 2026 | $6,306 | $751.72 | - |
| Jul 2026 | $6,495 | $735.98 | $0 |
| Aug 2026 | $2,711 | $357.32 | $0 |
| Sep 2026 | $572.99 | $155.56 | $0 |
| Oct 2026 (to date) | $457.15 | $99.35 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/sumer.money
Frequently asked questions
What is Sumer.money's TVL?
As of Oct 20, 2026, Sumer.money has $818,134 in total value locked. TVL has decreased 38.5% over the past 30 days.
What chains does Sumer.money operate on?
Sumer.money operates on 13 chains: Berachain, Meter, GOAT, Base, and Arbitrum and 8 others. Berachain holds the largest share at 86.3%.
How much has Sumer.money generated in fees and revenue?
Over the past 30 days, Sumer.money generated $606.61 in fees. Of that, $143.02 was protocol revenue. Based on the trailing year, the annualized rate is $46,605 in fees and $7,390 in revenue.
How does Sumer.money's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Sumer.money ranks #137 by TVL. The category holds $51.792b across 515 protocols, and Sumer.money accounts for <0.1% of that total. Similar protocols include Avalon Finance, Morpho Blue, Euler V2, TermMax, Aave V3, Gearbox, Folks Finance xChain, LayerBank, Ajna V2, and Venus Core Pool.
How much has been borrowed through Sumer.money?
As of Oct 20, 2026, Sumer.money has $55,389 in active loans.
Has Sumer.money ever been exploited?
Sumer.money has 1 recorded security incident. The most recent incident occurred on Apr 12, 2024 and involved $350,000. It was classified as Reentrancy.

