Ask about Sumer.money
Logo of Sumer.money

Sumer.money

Total Value Locked$818,134

TVL by Chain

Berachain$705,986

Meter$76,340

GOAT$18,625

Base$4,580

Arbitrum$3,615

CORE$3,489

BSC$3,235

Ethereum$1,266

Monad$663.15

Hemi$184.51

Bitlayer$150.31

zkLink Nova$0.084

BSquared$0

Key Metrics

Fees 30d$606.61
Fees 30d by chain

CORE$393.11

BSC$173

Monad$33.61

Ethereum$6.94

Arbitrum$0

Base$0

Berachain$0

BSquared$0

Hemi$0

Meter$0

zkLink Nova$0

Fees 7d$153.15

CORE$107.75

BSC$34

Ethereum$6.94

Monad$4.46

Arbitrum$0

Base$0

Berachain$0

BSquared$0

Hemi$0

Meter$0

zkLink Nova$0

Fees 24h$17

CORE$17

Arbitrum$0

Base$0

Berachain$0

BSC$0

BSquared$0

Ethereum$0

Hemi$0

Meter$0

Monad$0

zkLink Nova$0

Cumulative Fees$113,527

CORE$64,417

BSC$23,564

Berachain$14,593

Arbitrum$7,643

Ethereum$2,424

Meter$332.39

Hemi$303

Monad$245.74

Base$6

BSquared$0

zkLink Nova$0

Revenue 30d$143.02
Revenue 30d by chain

CORE$113.57

BSC$17.36

Monad$10.01

Ethereum$2.08

Arbitrum$0

Base$0

Berachain$0

BSquared$0

Hemi$0

Meter$0

zkLink Nova$0

Revenue 7d$37.75

CORE$30.97

BSC$3.36

Ethereum$2.08

Monad$1.34

Arbitrum$0

Base$0

Berachain$0

BSquared$0

Hemi$0

Meter$0

zkLink Nova$0

Revenue 24h$5.15

CORE$5.15

Arbitrum$0

Base$0

Berachain$0

BSC$0

BSquared$0

Ethereum$0

Hemi$0

Meter$0

Monad$0

zkLink Nova$0

Cumulative Revenue$27,209

CORE$19,273

Berachain$4,337

BSC$2,393

Arbitrum$770.85

Ethereum$239.43

Hemi$91.23

Monad$72.98

Meter$30.64

Base$0

BSquared$0

zkLink Nova$0

Holders Revenue 30d$0
Holders Revenue 30d by chain

Arbitrum$0

Base$0

Berachain$0

Hemi$0

Meter$0

zkLink Nova$0

Holders Revenue 7d$0

Arbitrum$0

Base$0

Berachain$0

Hemi$0

Meter$0

zkLink Nova$0

Holders Revenue 24h$0

Arbitrum$0

Base$0

Berachain$0

Hemi$0

Meter$0

zkLink Nova$0

Cumulative Holders Revenue$21,253

CORE$17,403

Berachain$3,704

Arbitrum$58

BSC$57

Meter$30

Ethereum$1

Base$0

BSquared$0

Hemi$0

zkLink Nova$0

Collateral Liquidated 30d$13,570
Collateral Liquidated 30d by chain

Arbitrum$13,369

BSC$196

CORE$5.47

Base$0

Berachain$0

BSquared$0

Ethereum$0

Hemi$0

Meter$0

Monad$0

zkLink Nova$0

Collateral Liquidated 7d$201.70

BSC$196

CORE$4.20

Arbitrum$1.70

Base$0

Berachain$0

BSquared$0

Ethereum$0

Hemi$0

Monad$0

zkLink Nova$0

Collateral Liquidated 24h$0

Arbitrum$0

Base$0

Berachain$0

BSC$0

BSquared$0

CORE$0

Ethereum$0

Hemi$0

Monad$0

zkLink Nova$0

Cumulative Collateral Liquidated$87,185

Arbitrum$49,960

BSC$25,041

Ethereum$11,555

Meter$603

Monad$20.30

CORE$5.48

Berachain$0.41

Base$0.02

BSquared$0

Hemi$0

zkLink Nova$0

Active Loans$55,389

Loading chart...

Protocol Information

Sumer is a cross-chain synthetic assets protocol with a lending and borrowing market, deployed simultaneously on a network of supported chains. Sumer enables the creation of SuTokens (Synthetic Assets of USD, ETH and BTC) to provide a credit card-like experience to users. SuTokens break cross-chain liquidity & smart contract communication barriers while enabling non-custodial, highly decentralized & secure cross-chain transfers

Category:Lending

Audits:

Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Total interest paid by borrowersView code on GitHubRevenue: Protocol and holders share of interestView code on GitHubHolders Revenue: Share of interest into protocol governance token holders.View code on GitHubCollateral Liquidated: Total USD value of collateral seized in LiquidateBorrow events, converted from cToken units to underlying via exchangeRateStored.View code on GitHub

Hacks

Date: Apr 12, 2024

Amount: $350,000

Classification: Reentrancy

Technique: Reentrancy

Chains: Base

Language: Solidity

Target Type: DeFi Protocol

Competitors

Sumer.money history

TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Nov 21, 2023 to Oct 20, 2026.

All-time high TVL: $139.95m on Mar 8, 2025. All-time low TVL: $191,740 on Nov 22, 2023.

Daily TVL, Sep 4, 2026 to Oct 20, 2026

DateTVL
Sep 4, 2026$1.3m
Sep 5, 2026$1.28m
Sep 6, 2026$1.29m
Sep 7, 2026$1.3m
Sep 8, 2026$1.29m
Sep 9, 2026$1.27m
Sep 10, 2026$1.26m
Sep 11, 2026$1.25m
Sep 12, 2026$1.28m
Sep 13, 2026$1.29m
Sep 14, 2026$1.27m
Sep 15, 2026$1.29m
Sep 16, 2026$1.23m
Sep 17, 2026$1.24m
Sep 18, 2026$1.25m
Sep 19, 2026$1.33m
Sep 20, 2026$1.33m
Sep 21, 2026$1.36m
Sep 22, 2026$1.4m
Sep 23, 2026$1.39m
Sep 24, 2026$1.35m
Oct 12, 2026$1.25m
Oct 13, 2026$1.21m
Oct 14, 2026$1.24m
Oct 15, 2026$817,370
Oct 16, 2026$820,956
Oct 17, 2026$814,376
Oct 18, 2026$807,665
Oct 19, 2026$811,493
Oct 20, 2026$806,698

TVL at each month end, Nov 2024 to Oct 2026

DateTVL
Nov 30, 2024$3.73m
Dec 31, 2024$15.37m
Jan 31, 2025$126.62m
Feb 28, 2025$101.62m
Mar 31, 2025$91.43m
Apr 30, 2025$104.58m
May 31, 2025$100.91m
Jun 30, 2025$2.03m
Jul 31, 2025$4.04m
Aug 31, 2025$4.22m
Sep 30, 2025$4.31m
Oct 31, 2025$3.63m
Nov 30, 2025$2.94m
Dec 31, 2025$2.73m
Jan 31, 2026$2.26m
Feb 28, 2026$1.68m
Mar 31, 2026$1.53m
Apr 30, 2026$1.62m
May 31, 2026$1.47m
Jun 30, 2026$1m
Jul 31, 2026$1.05m
Aug 31, 2026$1.61m
Sep 24, 2026$1.35m
Oct 20, 2026 (latest)$806,698

TVL at each year end, Dec 31, 2023 to Dec 31, 2025

DateTVL
Dec 31, 2023$3.47m
Dec 31, 2024$15.37m
Dec 31, 2025$2.73m

Fees, revenue and holders revenue by UTC calendar month, Mar 2025 to Oct 2026

MonthFeesRevenueHolders revenue
Mar 2025$10,720$3,194$3,194
Apr 2025$11,115$3,286$3,286
May 2025$14,416$4,294$4,294
Jun 2025$10,850$3,231$3,231
Jul 2025$6,080$1,778$1,778
Aug 2025$5,218$1,503$1,503
Sep 2025$5,560$1,663$1,664
Oct 2025$4,471$1,314$1,321
Nov 2025$3,219$962$962
Dec 2025$1,967$587$20
Jan 2026$1,835$544-
Feb 2026$1,419$408-
Mar 2026$729$203-
Apr 2026$6,502$758-
May 2026$12,883$1,384-
Jun 2026$6,306$751.72-
Jul 2026$6,495$735.98$0
Aug 2026$2,711$357.32$0
Sep 2026$572.99$155.56$0
Oct 2026 (to date)$457.15$99.35$0

The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/sumer.money

Frequently asked questions

What is Sumer.money's TVL?

As of Oct 20, 2026, Sumer.money has $818,134 in total value locked. TVL has decreased 38.5% over the past 30 days.

What chains does Sumer.money operate on?

Sumer.money operates on 13 chains: Berachain, Meter, GOAT, Base, and Arbitrum and 8 others. Berachain holds the largest share at 86.3%.

How much has Sumer.money generated in fees and revenue?

Over the past 30 days, Sumer.money generated $606.61 in fees. Of that, $143.02 was protocol revenue. Based on the trailing year, the annualized rate is $46,605 in fees and $7,390 in revenue.

How does Sumer.money's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Sumer.money ranks #137 by TVL. The category holds $51.792b across 515 protocols, and Sumer.money accounts for <0.1% of that total. Similar protocols include Avalon Finance, Morpho Blue, Euler V2, TermMax, Aave V3, Gearbox, Folks Finance xChain, LayerBank, Ajna V2, and Venus Core Pool.

How much has been borrowed through Sumer.money?

As of Oct 20, 2026, Sumer.money has $55,389 in active loans.

Has Sumer.money ever been exploited?

Sumer.money has 1 recorded security incident. The most recent incident occurred on Apr 12, 2024 and involved $350,000. It was classified as Reentrancy.