Protocol Information
With Cozy v2, you can buy protection to hedge against risks like smart contract hacks, depegs, and more. Or you can earn yields by providing protection, backing an index of markets
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubHacks
Date: Aug 30, 2025
Amount: $427,000
Classification: Input Validation
Technique: Missing Input Validation
Chains: Optimism
Language: Solidity
Target Type: DeFi Protocol
Date: Sep 7, 2026
Amount: $163,326
Classification: Protocol Logic
Technique: Unknown
Chains: Optimism
Language: Solidity
Target Type: DeFi Protocol
Competitors
Cozy V2 history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from May 10, 2023 to Oct 20, 2026.
All-time high TVL: $1.48m on Aug 19, 2023. All-time low TVL: $5,366 on Oct 16, 2026.
Daily TVL, Sep 21, 2026 to Oct 20, 2026
| Date | TVL |
|---|---|
| Sep 21, 2026 | $5,367 |
| Sep 22, 2026 | $5,368 |
| Sep 23, 2026 | $5,368 |
| Sep 24, 2026 | $5,368 |
| Sep 25, 2026 | $5,368 |
| Sep 26, 2026 | $5,368 |
| Sep 27, 2026 | $5,368 |
| Sep 28, 2026 | $5,368 |
| Sep 29, 2026 | $5,368 |
| Sep 30, 2026 | $5,368 |
| Oct 1, 2026 | $5,368 |
| Oct 2, 2026 | $5,368 |
| Oct 3, 2026 | $5,369 |
| Oct 4, 2026 | $5,369 |
| Oct 5, 2026 | $5,369 |
| Oct 6, 2026 | $5,369 |
| Oct 7, 2026 | $5,368 |
| Oct 8, 2026 | $5,367 |
| Oct 9, 2026 | $5,367 |
| Oct 10, 2026 | $5,367 |
| Oct 11, 2026 | $5,367 |
| Oct 12, 2026 | $5,367 |
| Oct 13, 2026 | $5,368 |
| Oct 14, 2026 | $5,368 |
| Oct 15, 2026 | $5,367 |
| Oct 16, 2026 | $5,366 |
| Oct 17, 2026 | $5,368 |
| Oct 18, 2026 | $5,368 |
| Oct 19, 2026 | $5,368 |
| Oct 20, 2026 | $5,368 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $957,209 |
| Dec 31, 2024 | $957,339 |
| Jan 31, 2025 | $956,794 |
| Feb 28, 2025 | $958,406 |
| Mar 31, 2025 | $957,358 |
| Apr 30, 2025 | $957,064 |
| May 31, 2025 | $955,846 |
| Jun 30, 2025 | $957,164 |
| Jul 31, 2025 | $956,628 |
| Aug 31, 2025 | $270,926 |
| Sep 30, 2025 | $270,917 |
| Oct 31, 2025 | $270,783 |
| Nov 30, 2025 | $270,848 |
| Dec 31, 2025 | $270,556 |
| Jan 31, 2026 | $269,918 |
| Feb 28, 2026 | $269,840 |
| Mar 31, 2026 | $184,857 |
| Apr 30, 2026 | $184,840 |
| May 31, 2026 | $184,832 |
| Jun 30, 2026 | $172,352 |
| Jul 31, 2026 | $172,325 |
| Aug 31, 2026 | $172,358 |
| Sep 30, 2026 | $5,368 |
| Oct 20, 2026 (latest) | $5,368 |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $982,549 |
| Dec 31, 2024 | $957,339 |
| Dec 31, 2025 | $270,556 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/cozy-v2
Frequently asked questions
What is Cozy V2's TVL?
As of Oct 20, 2026, Cozy V2 has $5,369 in total value locked. TVL has increased <0.1% over the past 30 days.
What chains does Cozy V2 operate on?
Cozy V2 operates on OP Mainnet. OP Mainnet holds the largest share at 100%.
How does Cozy V2's TVL compare to similar protocols?
Among Insurance protocols tracked by DefiLlama, Cozy V2 ranks #21 by TVL. The category holds $176.89m across 32 protocols, and Cozy V2 accounts for <0.1% of that total. Other leading protocols include Ante Finance, InsureDAO, Risk Harbor, Nexus Mutual, Firelight, Easedefi.org, Unslashed, Ensuro, Cozy Earn, and Cover Protocol.
Has Cozy V2 ever been exploited?
Cozy V2 has 2 recorded security incidents. The most recent incident occurred on Sep 7, 2026 and involved $163,326. It was classified as Protocol Logic.