Precept
Total Value Locked$13.32
TVL by Chain
Stellar$13.32
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$0.40
Protocol Information
Precept, lending markets on Stellar by the Templar Protocol team.
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.. TVL is the on-chain token balances held by every Precept pool in the Templar deployment registry; borrowed is each reserve's outstanding debt (d_supply * d_rate).View code on GitHubCompetitors
Precept history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Nov 4, 2026 to Nov 4, 2026.
All-time high TVL: $13 on Nov 4, 2026. All-time low TVL: $13 on Nov 4, 2026.
Daily TVL, Nov 4, 2026 to Nov 4, 2026
| Date | TVL |
|---|---|
| Nov 4, 2026 | $13 |
TVL at each month end, Nov 2026 to Nov 2026
| Date | TVL |
|---|---|
| Nov 4, 2026 (latest) | $13 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/precept
Frequently asked questions
What is Precept's TVL?
As of Nov 4, 2026, Precept has $13.32 in total value locked.
What chains does Precept operate on?
Precept operates on Stellar. Stellar holds the largest share at 100%.
How does Precept's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Precept ranks #445 by TVL. The category holds $52.294b across 521 protocols, and Precept accounts for <0.1% of that total. Similar protocols include Blend Pools V2, Templar Lending, XOXNO Lending, Blend Pools, Peridot, Alula, Slender, Aave V3, Morpho Blue, and SparkLend.
How much has been borrowed through Precept?
As of Nov 4, 2026, Precept has $0.40 in active loans.