Protocol Information
Pay Protocol is the first and only non-custodial decentralized crypto payment system. Our mission is to create and offer a secure, efficient, and true sense of decentralized payment infrastructure that empowers businesses and individuals in the Web3 industry.
Methodology
TVL: The projects' idle funds stored in the smart contracts could directly contribute to TVL, as well as the funds recharged from projects or platforms like GameFi and DePin projects. And through the Defi Legos combination, Pay Protocol not only helps projects earn interest on short-term idle funds but also makes the merchants' idle funds workaround and channel back to the DeFi ecosystem through smart contracts, which could result in TVL&liquidity increasing as well.View code on GitHubCompetitors
Pay Protocol history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from Apr 23, 2024 to Oct 22, 2026.
All-time high TVL: $8.55m on Jan 1, 2026. All-time low TVL: $100 on Aug 14, 2025.
Daily TVL, Sep 23, 2026 to Oct 22, 2026
| Date | TVL |
|---|---|
| Sep 23, 2026 | $1.72m |
| Sep 24, 2026 | $1.83m |
| Sep 25, 2026 | $1.95m |
| Sep 26, 2026 | $2m |
| Sep 27, 2026 | $2.06m |
| Sep 28, 2026 | $2.12m |
| Sep 29, 2026 | $2.25m |
| Sep 30, 2026 | $2.14m |
| Oct 1, 2026 | $2.16m |
| Oct 2, 2026 | $2.2m |
| Oct 3, 2026 | $2.28m |
| Oct 4, 2026 | $2.43m |
| Oct 5, 2026 | $2.42m |
| Oct 6, 2026 | $1.61m |
| Oct 7, 2026 | $1.6m |
| Oct 8, 2026 | $1.27m |
| Oct 9, 2026 | $1.38m |
| Oct 10, 2026 | $1.49m |
| Oct 11, 2026 | $1.59m |
| Oct 12, 2026 | $1.71m |
| Oct 13, 2026 | $1.94m |
| Oct 14, 2026 | $1.81m |
| Oct 15, 2026 | $1.91m |
| Oct 16, 2026 | $1.85m |
| Oct 17, 2026 | $1.99m |
| Oct 18, 2026 | $2.2m |
| Oct 19, 2026 | $2.1m |
| Oct 20, 2026 | $2.03m |
| Oct 21, 2026 | $2.05m |
| Oct 22, 2026 | $2.1m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $0 |
| Dec 31, 2024 | $8,212 |
| Jan 31, 2025 | $6,954 |
| Feb 28, 2025 | $0 |
| Mar 31, 2025 | $22,335 |
| Apr 30, 2025 | $39,863 |
| May 31, 2025 | $10,226 |
| Jun 30, 2025 | $7,235 |
| Jul 31, 2025 | $0 |
| Aug 31, 2025 | $4.21m |
| Sep 30, 2025 | $3.28m |
| Oct 31, 2025 | $5.09m |
| Nov 30, 2025 | $6.95m |
| Dec 31, 2025 | $8.2m |
| Jan 31, 2026 | $4.63m |
| Feb 28, 2026 | $3.79m |
| Mar 31, 2026 | $3.78m |
| Apr 30, 2026 | $2.99m |
| May 31, 2026 | $1.33m |
| Jun 30, 2026 | $593,647 |
| Jul 31, 2026 | $1.03m |
| Aug 31, 2026 | $1.49m |
| Sep 30, 2026 | $2.14m |
| Oct 22, 2026 (latest) | $2.1m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $8,212 |
| Dec 31, 2025 | $8.2m |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/pay-protocol
Frequently asked questions
What is Pay Protocol's TVL?
As of Oct 22, 2026, Pay Protocol has $2.01m in total value locked. TVL has increased 13% over the past 30 days.
What chains does Pay Protocol operate on?
Pay Protocol operates on 3 chains: Tron, BSC, and Ethereum. Tron holds the largest share at 63.7%.
How does Pay Protocol's TVL compare to similar protocols?
Among Payments protocols tracked by DefiLlama, Pay Protocol ranks #5 by TVL. The category holds $314.58m across 36 protocols, and Pay Protocol accounts for 0.6% of that total. Similar protocols include Streamflow, Superfluid, LlamaPay, Sablier Lockup, Sablier Flow, Sablier Legacy, Hedgey, UniVoucher, Flexa, and Lightning Network.